Claims turnaround time of less than 7 working days
Global Service Provider & hospital network
Worldwide emergency, medical & travel assistance services
Universal International Free Number (UIFN)
Flexibility of choosing Travel insurance plan as per your need
Child Escort Benefit
Specially designed plan for the senior citizens (71- 80 years)
Ease & Convenience of purchase
Instant policy issuance
Cover extension in India up to 90 days for medical expenses on evacuation
Accident & Sickness Medical Care
It covers the medical expenses incurred for treatment of an illness or injury sustained while policy is in effect.
Emergency Medical Evacuation
It covers the usual customary charges for expenses incurred if injury or illness results in necessary emergency evacuation ordered by service provider.
Repatriation of Remains
It covers the cost of transporting the remains of the deceased back to Republic of India, subject to prior approval by service provider.
Daily Hospital Allowance
It covers the inpatient expenses in hospital for any illness or accidental bodily injury sustained within the period of insurance
Emergency Sickness Dental Relief
It covers the cost of immediate medical attention, if diagnosed with dental illness.
Overseas Mediclaim - Travel Inconvenience
Hijack Distress Allowance
It indemnifies the insured for interruption in the trip due an event of hijacking on trip
It cover the compensation in the event of Trip Delay, as being specified in the policy schedule
It covers the compensation in event of cancellation of Trip in India prior to it's commencement towards non-refundable expenses
It covers the compensation in the event of curtailment of trip overseas towards non-refundable expenses
It covers the compensation, subject to maximum specified in policy schedule, if the aircraft on which you have booked to travel is cancelled or delayed due to inclement weather
Loss Of Passport
It covers the compensation for the loss of passport during the trip abroad, subject to specified in policy schedule
It covers the compensation in the event of purchase of emergency necessities in case of delay in checked baggage by common carrier
It covers the compensation with respect to permanent loss or destruction of checked in baggage, subject to specified in Policy Schedule
It covers the cost of reimbursement of economy class ticket incurred by the person rendering special assistance to the insured
Financial Emergency Assistance
It covers the financial emergency assistance in incidents like burglary/theft of baggage or money, etc
It indemnifies the insured against any legal liability incurred in private capacity to pay for the third party civil claims arising out of Accidental Bodily Injury or Accidental Property Damage
Accident Death & Permanent Total Disability
It covers the compensation in the event of accidental death and permanent total disablement due to which the insured is unable to engage in each and every occupation for which he is reasonably qualified.
Accidental Death Common Carrier
It covers if insured sustains accidental bodily injury during the course of journey on common carrier, which results in Accidental Death, as being specified in Policy Schedule
Accidental Death Air Travel Only
It covers if insured sustains accidental bodily injury during the course of journey on any commercial airline, which results in Accidental Death, as being specified in Policy Schedule
Golfer Hole in One Celebration
It covers the expenses incurred in celebration of achieving a hole-in-one in recognized golf course, subject to maximum specified in policy schedule.
Automatic Extension for 7 Days
It covers an extension to a period of 7 days, from the policy expiry date due to delay by scheduled airlines
Home Burglary Insurance:
It covers the burglary at home normally occupied by you in India during the period of travel overseas
It covers the reimbursement of traveling expenses for return journey of insured children aged below 17 in the event of insured's death
Policy does not cover pre-existing diseases & complications arising from them.
Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
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