StudentSecure Elite Insurance by WorldTrips is a comprehensive international student health insurance plan designed for eligible students and scholars studying outside their home country. The plan meets J-1 visa requirements and offers an overall maximum benefit of $5,000,000 with a $0 deductible. Coverage includes eligible medical expenses, hospitalization, outpatient treatment, emergency medical evacuation, repatriation of remains, prescription drugs, mental health disorders, personal liability, vaccinations, preventive care (after six months of continuous coverage), and acute onset of pre-existing conditions, subject to policy terms, conditions, and benefit limits. StudentSecure Elite also provides 24/7 travel assistance services to help students access medical care and support while studying abroad.
StudentSecure Elite Insurance is ideal for international students pursuing their education outside their home country with lowest deductible and offers maximum benefits. This plan meets J-1 visa requirements, covers pre-existing condition coverage after policy is in effect for 6 months and some intercollegiate, interscholastic, intramural, or club sports coverage. There are some optional add-ons which you can buy. It as a monthly payment option.
StudentSecure Elite Insurance Is Designed for International Students Seeking:StudentSecure Elite insurance offers a policy maximum, which is the total cumulative amount of benefits available during the certificate period. Once this maximum is reached, no further benefits are payable.
Coinsurance is the percentage of eligible medical expenses that StudentSecure Elite pays after the deductible (if any) has been met.
StudentSecure Elite Insurance from WorldTrips is a comprehensive international student health insurance plan designed for eligible full-time students and scholars studying outside their home country. StudentSecure Elite meets J-1 visa insurance requirements and offers one of the highest levels of protection available for international students.
Top reasons to choose the StudentSecure Elite plan include:The StudentSecure Elite insurance cost per month is starting at just $181 to $805 per month for students studing in USA. premiums varying based on the traveler's age, trip duration, selected coverage limit, and deductible. The Student Secure Budget plan offers medical maximum of $5,000,000 with $0 deductible. Both monthly and annual payment options are available.
Below is the monthly cost of StudentSecure Elite insurance of coverage with a $0 deductible
| Student age | 18 - 24 years | 25 - 30 years | 31 - 40 years |
|---|---|---|---|
| Medical maximum $5,000,000 | $181 | $374 | $805 |
| Sports coverage | Covers recreational sports and activities | ||
| Dental treatment | Covers up to $500 | ||
| Maternity coverage | This plan provides maternity coverage up to $15,000 | ||
| Pre-existing condition | Covered after a 6 month waiting period | ||
Student Secure Elite student insurance cost ranges from $129 to $686 for students studying outside USA. This is dependent on the factors namely age of the student, the plan maximum and the deductible. Student Secure Elite student insurance offers $5,000,000 medical maximum with $0 deductible.
For example here we are showing Student Secure Elite cost per month with $0 deductible.
| Hospital Room & Board help | Average semi-private room rate, including nursing services |
| Intensive Care help | Up to the overall maximum limit |
| Outpatient Treatment | Up to the overall maximum limit |
| Outpatient Prescription Drug | Generic Drugs: 100% coinsurance Brand Name Drugs: 50% coinsurance. Specialty Drugs: No coverage. |
| Outpatient Physical Therapy & Chiropractic Care | Up to $75 per visit per day |
| Maternity Care for a Covered Pregnancy | Up to $15,000 lifetimemaximum |
| Nursery Care of Newborn | Up to $750 |
| Therapeutic Termination of Pregnancy | Up to $500. (Not subject to coinsurance) |
| Emergency Dental Treatment | Up to $500 |
| Emergency local ambulance | Up to $750 per injury or illness, when covered illness or injury results in hospitalization as inpatient. |
| Mental Health Disorders help | Physician Office Visit: Maximum of 40 visits Inpatient: Maximum of 40 days |
| Student Health Center Copayment | $10 per visit |
| Physician Office Visit Copayment | $20 per visit within the PPO network outside the U.S.; otherwise, $40 per visit |
| Urgent Care Center Copayment | $30 per visit within the PPO network or outside the U.S.; otherwise, $60 per visit |
| Emergency room co-payment (Claims incurred in the U.S. only) | $100 for the emergency room facility fee for treatment received in an emergency room |
| Hospital Copayment Inpatient and Outpatient | $75 per visit within the PPO network or outsidethe U.S.; otherwise, $150 per visit |
| Emergency medical evacuation help | Up to $300,000 lifetime maximum |
| Emergency Reunion help | Up to $5,000, subject to a maximum of 15 days |
| Repatriation of remains | Up to $50,000 lifetime maximum |
| Accidental Death & Dismemberment help | Lifetime Maximum - $25,000 Death - $25,000 Loss of 2 Limbs - $25,000 Loss of 1 Limb - $12,500 |
| Personal Liability | Lifetime Maximum - Up to $250,000 Third Person Injury - Up to $250,000 Third Person Property - Up to $250,000 Related Third Person Property - Up to $250,000 |
| Acute onset of pre-existing condition help | $25,000 lifetime maximum for eligible expenses |
| Pre-Existing Conditions | Covered after 6 months of waiting period |
| Terrorism help | Up to $50,000 lifetime maximum; eligible medical expenses only |
| Sports & Activities - Leisure, Recreational, Entertainment or Fitness | Up to the overall maximum limit |
| Intercollegiate, Interscholastic, Intramural, or Club Sports | Up to $5,000 maximum per injury or illness; medical expenses only |
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by WorldTrips to offer services to insureds. This will help reduce the insured’s out-of-pocket costs. StudentSecure Elite travel medical insurance PPO Network is United Healthcare network.
When seeking treatment within the U.S., you may reduce your out-of-pocket costs by visiting a doctor within your preferred provider organization (PPO). A PPO is a network of hundreds of thousands of established, highly qualified medical practitioners and well-recognized hospitals in the U.S.
StudentSecure Elite insurance offers Maternity care for covered pregnancy up to $25,000.It also offers Nursery care of new born up to $750.
Yes, International students can renew StudentSecure Elite Insurance online up to 12 months.
If the plan is designed for overseas education, it may provide coverage while studying abroad, subject to policy conditions.
StudentSecure plans meet or exceed many government and visa requirements and are accepted by many educational institutions. Students should confirm specific requirements with their university or visa authority.
Yes. StudentSecure Elite is designed to meet or exceed J-1 visa health insurance requirements and provides a visa letter that can be used as proof of coverage when required.
StudentSecure Elite is not available for purchase by individuals physically located in New York, Maryland, Washington, Iran, Canada, or Australia at the time of purchase. Travel to Iran is also not eligible for coverage.
Email: service@worldtrips.com
1-800-628-4664
Mail to WorldTrips PO Box 240358
Apple Valley, MN 55124
