TATA AIG Travel Insurance for Maldives from India
Secure your Maldives adventure with TATA AIG’s comprehensive overseas health and travel insurance
Secure Your Trip with TATA AIG – Now at 0% GST
Why Buy TATA AIG Maldives Travel Insurance?
Trusted by 15,000+ Travelers
Are You Travelling to Maldives from India?
TATA AIG Travel Insurance provides comprehensive insurance coverage against unexpected medical emergencies, trip cancelation, and travel emergencies during your trip. It is one of the best travel insurance plans for Indians visiting Maldives, suitable for tourists, students, business persons, and senior travellers.
This medical insurance for travel to Maldives from India provides financial security and tranquility while visiting the vibrant cities and amazing natural scenery in Maldives. Whether you are looking for Tata AIG overseas health insurance or short-term travel health insurance India to Maldives, this plan offers affordable coverage with international assistance.
TATA AIG Travel Insurance for Indians visiting Maldives
Every year, thousands of Indians travel to Maldives for tourism, work, etc. Whether you are there for a short holiday or a longer stay, it is important to have travel insurance from India to Maldives to protect yourself financially while traveling.
Travel insurance for Maldives from India will cover unforeseen expenses like emergency medical assistance, hospitalization, trip cancellations, loss of/delay in baggage, and flight delay. Given the price of medical care in Maldives, even a minor injury could lead to out-of-pocket expenses beyond affordable limits without travel insurance.
TATA AIG travel insurance for Maldives offers coverage that includes emergency medical treatment, COVID-19 coverage, and global assistance 24/7. With affordable premiums and easy online purchasing, TATA AIG travel insurance Maldives is one of the best travel insurance for Maldives from India. TATA AIG travel insurance provides peace of mind allowing you to enjoy almost anything on your trip without having to worry.
Factors Affecting the Cost of TATA AIG Travel Insurance for Maldives
The price of TATA AIG travel medical insurance Maldives is influenced by a variety of considerations that will determine your total quote:- Age of the traveler:
- Elderly travelers (above the age of 70) have a higher chance of receiving an unexpected medical issue or an emergency while traveling. Because of this, elderly travelers pay a higher premium, which may have certain exclusions and/or sub-limits are applicable.
- Length of travel:
- As your length of stay in Maldives increases, the premium for your travel insurance India to Maldives increases. Each additional day spent in Maldives increases your chance of an unexpected occurrence, such as illness, accident or flight interruption.
- Travel Destination:
- Maldives's healthcare system is first-class and therefore quite expensive. Travelers from India are not eligible for Medicare in Maldives, so it is equally important for Tata AIG overseas health insurance to protect against the costs of a medical emergency.
- Policy Maximum Limit:
- Selecting a plan with a higher medical limit that extends coverage for accidents and illness (USD 500,000 - USD 1,000,000) will protect your outlay, though, it will incur a higher premium if you select the higher limits of coverage. Select an appropriate sum insured to balance the cost of the premium against safety and peace of mind.
- Sub-limits vs No Sub-limits:
- Plans with sublimits are cheaper but less comprehensive. Plans without sublimits are more expensive but provide full financial protection.
How Much Does TATA AIG Travel Insurance for Maldives From India Cost?
The cost of travel insurance for Maldives from India starts at around ₹23 per day for a 25-year-old traveller and varies based on age, trip duration, chosen plan, and policy limit.
These affordable rates make TATA AIG travel insurance from India to Maldives one of the most cost-effective ways to secure your trip.
*Price shown is for a 60-day trip to Maldives for an adult aged 25. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
Benefits of Buying a Maldives Holiday Package With TATA AIG Travel Insurance Coverage
| Plan Variant | Sum Insured | Key Benefits |
|---|---|---|
| $50,000 | Covers loss of passport, fraudulent credit card charges, and home burglary protection (in INR) while abroad. Ideal for short trips. | |
| $100,000 | Includes trip curtailment, loss of International Driving License (IDL), and protection against fraudulent charges. Perfect for budget travelers. | |
| $250,000 | Adds coverage for flight delays, bounced hotel/flight bookings, and personal accident coverage in India. Great for frequent travelers. | |
| $500,000 | Offers emergency policy extension, hijack/kidnap daily allowance, and compassionate travel/stay benefits if you need to visit a sick family member abroad. | |
| $750,000 | Covers personal accident in India, rental vehicle cover, and rental vehicle return — ideal for long stays or business trips. | |
| $1,000,000 | Top-tier coverage with accommodation extension in case of delayed return and loss of personal baggage. Best for extended trips or senior travelers. |
What is the Cheapest Travel Insurance for Maldives from TATA AIG?
- Medical Cover: $50,000
- Pre-existing Conditions: Up to $2,500
- Baggage Loss: $200
- Cancellation: $500
What is the Best Travel Insurance for Maldives from TATA AIG?
- Medical Cover: $250,000
- Pre-existing Conditions: Up to $10,000
- Baggage Loss: $300
- Cancellation: $750
Features of TATA AIG Travel Insurance for Travelling to Maldives
TATA AIG overseas health insurance for Maldives provides protection for Indian travelers against unexpected medical expenses, disruptions in their journey or loss of property while traveling abroad.- Low Minimum Entry Age: Coverage is available from 3 months — even suitable for infants.
- High Sum Insured Option: With Sum Insured up to USD 1 million - it reduces the amount you will pay out of pocket.
- Family Premium Discounts: Enjoy savings of up to 15% on family travel insurance when you purchase coverage for all members together. This discounted family travel insurance option helps reduce costs while ensuring comprehensive protection for your entire family.
- Multiple Plan Options: Multiple plan options available and suited for all types of travelers (Silver, Silver Plus, Gold, Platinum, Titanium and Titanium Plus)
What Does TATA AIG Travel Insurance for the Maldives Not Cover?
While Tata AIG health insurance Maldives provides broad protection, some exclusions apply:
- Self-Inflicted Harm or Suicide Attempts
- War, Invasion, or Civil Unrest
- Adventure Sports (unless opted in)
- Cosmetic or Weight-Loss Procedures
- Pre-Existing Conditions except in life-threatening situations (as per policy terms).
How to Buy TATA AIG Travel to Maldives Online
Buying TATA AIG travel insurance for Maldives online is quick and secure.
language Step 1: Complete the TATA AIG Maldives Travel Insurance Quote Form
Fill out the Travel Insurance for Maldives quote form online to get started.
edit_note Step 2: Enter Traveler Details
Provide number of travelers, age, and travel dates to compare Tata AIG plan options.
tune Step 3: Select the Best Maldives Travel Insurance Plan
Enter details such as No. of Traveler, traveler’s age, and number of nights. Compare India to Maldives travel insurance plans and pick the best match.
payment Step 4: Pay Online
Once you’ve chosen your plan, proceed to secure online payment using your preferred method — credit/debit card, UPI, or net banking.
verified_user Step 5: Get Instant Policy Issuance
After successful payment, your TATA AIG travel insurance for Maldives policy will be issued instantly. You’ll receive the policy document via email, which you can print or store digitally for visa and travel purposes.
Enjoy Every Moment in Maldives We’ve Got You Covered with TATA AIG
How to Extend or Renew Your TATA AIG Maldives Travel Insurance While Abroad?
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
- Filled & signed Good health declaration
- Passport (first and last page & stamp page of the departure)
- Air ticket copy of onward journey (traveled from India to overseas)
Why Buy Travel Insurance for Maldives from NRIOL?
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verifiedVerified & Trusted TATA AIG Plans
Access Tata AIG travel insurance Maldives policies — perfect for anyone searching for holiday insurance Maldives or travel insurance for Maldives, trusted by thousands of Indian travelers.
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attach_moneyAffordable Premiums
Transparent pricing for travel insurance from India to Maldives, ensuring your insurance travel Maldives plan has no hidden costs or surprises.
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school20+ Years of Expertise
Expert guidance for Indian travelers seeking travel insurance Maldives from India, whether it’s for business, leisure, family trips, or even the best travel insurance for Maldives honeymoon.
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editEasy Policy Management
Modify travel dates, passport info, or personal details online for your Tata AIG travel insurance Maldives policy with ease.
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updateFlexible Extensions
Extend or renew your travel insurance for Maldives from India even if your trip gets delayed abroad.
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support_agent24/7 Claims Support
Get fast claims assistance and emergency support anywhere during your Maldives trip with Tata AIG travel health insurance Maldives — ideal for anyone comparing holiday insurance Maldives options.
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Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
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Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
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Calculate TATA AIG international travel insurance premium for Indian travelers and senior citizens abroad.
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For Claim or reimbursement, Contact TATA AIG via toll-free helpline.
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Download TATA AIG Travel Insurance brochure online!
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Renew your TATA AIG travel insurance policy online anytime before expiry.
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Tata AIG International Travel Insurance Review
Discover the best Tata AIG International Travel Insurance plans and benefits for travelers.
Know more »Travel Destinations
Discover Popular Travel Destinations with Tata AIG Travel Insurance
TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
Why Choose a Family Travel Insurance Plan for Your Maldives Trip?
If you’re planning a family trip to Maldives, opting for a family travel insurance plan from Tata AIG is a smart, affordable, and hassle-free choice. Family travel insurance allows you to cover all members under one comprehensive policy, helping new customers save more through family travel insurance discounts and reduced overall premium costs.
These Maldives travel insurance family plans offer wide-ranging benefits, including emergency medical treatment, hospitalization coverage, missed flight protection, loss of baggage, and passport loss coverage. With a single family policy, every traveller stays protected throughout the entire trip—at a cost significantly lower than buying separate individual travel insurance plans.
location_on Indian Embassy & Consulate Details in Maldives
In case of emergencies such as loss of passport, medical assistance, or legal help, Indian travelers in Maldives can contact:
- High Commission of India, Malé
Lot No. 11499 N1 56(E), Hithigas Magu, Goalhi - 4, Hulhumale Phase-I, Male, Maldives
flight_takeoff Travel Tips for Indians Visiting Maldives
- 💳 Carry an international debit/credit card and local currency (MVR).
- 📞 Save the TATA AIG 24x7 Assistance Number number and Indian Embassy contacts.
- 🏥 Locate nearby cashless hospitals covered under Tata AIG health insurance Maldives.
- 🛂 Keep a digital and printed copy of your passport, visa, and insurance policy (in case of loss).
- 🌦️ Lookup the local weather forecast before leaving and pack for your travel destination.
✈️ With TATA AIG travel health insurance India to Maldives, you can travel confidently knowing you’re protected against every possible risk.
Benefits of Buying TATA AIG Travel Insurance for Indians Traveling to Maldives
- Comprehensive Medical Coverage
Healthcare in Maldives is high. Tata AIG overseas health insurance covers hospitalizations, operations, outpatient treatment and evacuation. - COVID-19 Medical Expenses
Coverage for treatment, cancellation or interruption of trip due to COVID-19. - Accidental Death & Repatriation of Remains
TATA AIG travel insurance will pay you compensation in the event of an unexpected death by accident; and will reimburse the cost of repatriation of remains back to India - relieving a burden for your family both financially and emotionally. - Trip Cancellations & Interruptions
Reimbursements for any nonrefundable trip expenses as a result of an emergency. - Loss of Baggage or Passport
Reimbursement for lost luggage or documents while traveling. - Global Cashless Hospital Network
Cashless access to network hospitals across Maldives. - 24x7 Worldwide Assistance
Round-the-clock support for emergencies or claims. - Affordable Premiums
Tata AIG insurance offers budget-friendly coverage for every traveler — tourists, students, and seniors alike.
Why Choose Tata AIG for Maldives Travel?
Tata AIG travel insurance Maldives is affordable, flexible, and supported by 24/7 reliable service and thousands of Indian people who have traveled abroad.
Comprehensive Coverage
- Covered for a broad age range (90 days – 99 years)
- Coverage up to USD 1 million
- Medical, baggage, and trip disruption benefits
- COVID-19 covered like any other illness
- Automatic policy extension during hospitalization
Hassle-Free Experience
- Instant online purchase
- Easy renewals while abroad
- Simple cashless or reimbursement claims
- 24×7 customer assistance worldwide
Additional Highlights
- Pay in INR and get coverage in USD — great value
- Visa-compliant travel insurance to Maldives from India
- No medical tests or paperwork needed
Whether you’re traveling for leisure, business, or studies, Tata AIG overseas health insurance Maldives provides robust protection, affordable pricing, and unmatched support — truly the best travel insurance for Maldives from India.
FAQ's About TATA AIG Travel Insurance From India to Maldives
The steps to claim TATA AIG travel insurance Maldivesare:
Cashless
- Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
- Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
- The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
- The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.
Reimbursement
- Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
- The travelers calls the assistance service provider to register a claim.
- Submits all the documents in original to the claims department back in India.
- The claims department verifies the submitted documents. Claim is approved or rejected.
- If approved the claims amount after deductible will be reimbursed to the traveler.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
Cashless means that when you’re hospitalized or receive medical treatment in Maldives, you don’t have to pay the hospital bills upfront — the insurance company settles them directly with the hospital through its assistance network.
- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like TATA AIG) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming they’ll directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly
What are the visa requirements for Indian citizens traveling to Maldives?
Indian citizens traveling to Maldives are required to have a visa which is the most important document to enter Maldives and the visa can be obtained depending on the purpose and duration of their visit. There are various types of visas for Indian citizens to choose from like:
- Tourist / Visitor Visa
- Business Visa
- Student Visa
- Work Visa
- Family / Social Visit Visa
- Transit Visa
- Other Special Category Visas
Depending on the travel requirements Indian travelers can either opt for a Visa on Arrival (VoA), a Maldives e-Visa, or long-term residence permits. It is a good idea to take the best travel insurance for Maldives when planning your trip so that you can be covered for medical emergencies, trip delays, or any other unexpected problems.
General Visa Requirements for Indian Tourists to Maldives
The vacationers from India who are willing to go to the Maldives are under the following visa and entry requirements. The common tourists can avail the Visa on Arrival (VoA) facility while certain visa types may require additional documents.
- Valid Visa Type
- Pick the right visa category depending on your travel purpose:
- Visa on Arrival (VoA) – Indian tourists get a visa for 30 days from the day of their arrival.
- Tourist Visa
- Business Visa
- Meeting / Seminar / Conference Visa
- Work Visa (for employment; the employer deals with the processing)
- Sponsorship / Visit Visa
- Some visa types may require:
- An invitation letter, Sponsorship form, or Company/host documents.
- Visa Application & Fee
- For Visa on Arrival, there is no application or fee required in advance.
- For others, you might have to:
- Fill in the visa application form, Submit supporting documents and Pay the applicable visa fee.
- Visa fees are different for each category and depend on the length of stay.
- Passport Requirements
- Indian travelers must check their passport:
- Has 6 months validity from entry date, Holds 2 blank pages minimum for stamps.
- A machine-readable passport is a must.
- Proof of Sufficient Funds
- Travelers to demonstrate financial ability may be asked to show:
- Recent bank statements (3–6 months)
- Income proof (salary slips, ITRs, etc.)
- Sponsor’s letter of responsibility, if any
- Immigration officials can ask for proof of funds on the spot upon your arrival.
- Travel Itinerary
- You should possess:
- Confirmed return/onward flight tickets
- Hotel or resort booking confirmation
- Address of your host (if staying with a resident)
- A simple travel plan mentioning the places you will visit
- Travel Health / Medical Insurance
- Travel insurance though not a requirement in every case is still highly recommended in most instances and will be necessary in some types of visas. Your insurance should preferably include the following:
- Emergency medical assistance
- Hospital stay
- Injuries from accidents
- Delays or cancellations of the trip
- Repatriation if necessary
TATA AIG Health Insurance for Maldives Trip
Indians traveling to Maldives can buy Tata AIG overseas health insurance Maldives, which covers medical expenses, emergency evacuation, repatriation, loss of passport, dental treatment, and baggage loss.
Traveling abroad — especially where healthcare is costly — makes TATA AIG travel health insurance for Maldives from India an essential investment. It provides coverage for individuals, families, students, senior citizens, and business travelers, ensuring a safe and stress-free journey.
Which Are the Popular Tourist Destinations in Maldives?
Maldives has many popular tourist destinations, offering a diverse range of experiences from natural wonders to vibrant cities. Here are some of the top tourist destinations in Maldives:
Located on the southern edge of Kaafu Atoll, the North Malé Atoll is the largest city and the most popular destination among the best places to visit in Maldives.
It is adorned with some stunning beaches, beautiful tropical flowers, and lavish greenery that pulls a great number of tourists wanting to bask in the lap of nature.
It was the very first diving spot in Maldives to get recognition for licensed diving and training. Shaped like a banana, the reef is choc-a-block with exuberant marine life.
One of the historical significant tourist places in Maldives, it is the birthplace of Sultan Mohamed Thakurufaanu.
General Information on TATA AIG Travel Insurance for Maldives
298 km²
Male
Maldivian rufiyaa
Wet season
0.518 million
Dhivehi
Emboodhu Finolhu Island, Mihiri Island, Male Island, Huvahendhoo Island, Rangali Island,Sun Island,Utheemu Ganduvaru,Kanuhura Island.