Croatia Schengen Visa Travel Insurance from India – TATA AIG Plans

Indian travelers to Croatian need the Schengen visa insurance and they can buy Croatian visa travel insurance on our website. Our Croatian visa travel insurance facility displays the travel insurance that satisfy Croatian visa consulate requirements. Once you complete buying the Croatian visa travel insurance online, we will email the required travel insurance document which you can submit while applying for the Schengen visa.

The cost for the Croatian visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Croatian travel insurance required, the greater will be the cost.

You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.

No. GST on individual travel insurance policies has been reduced to 0% for eligible policies purchased after the applicable regulatory change (from Sept 22, 2025 onwards).

If your return journey is delayed or cancelled due to a covered reason, your policy may be extended automatically for a limited period as per policy terms.

Yes. Tata AIG offers travel insurance for senior citizens, subject to age limits and medical underwriting. Coverage for pre-existing diseases may be available under specific plans.

Yes. TATA AIG Schengen insurance for Croatia is fully valid for a Schengen visa application. All TATA AIG international travel insurance plans sold through NRIOL meet the mandatory Schengen requirements a minimum of €30,000 in medical coverage, valid across all 29 Schengen member countries for the complete duration of your stay. The policy document (insurance certificate) issued instantly by email is accepted by Croatian consulates and VFS Global application centres across India.

Yes. TATA AIG offers a comprehensive range of international travel insurance plans for Indian travellers, covering destinations across the Schengen Area, the USA, Canada, the UK, Australia, Asia, and more. For Croatia specifically, TATA AIG provides Schengen-compliant plans starting from ₹29 per day, with coverage options ranging from $50,000 to $10,00,000. Benefits include emergency medical expenses, hospitalization, medical evacuation, baggage loss, trip cancellation, and 24x7 worldwide assistance. You can purchase Croatia travel medical insurance online in minutes and receive your policy document by email immediately.

The best travel insurance for a Schengen visa to Croatia depends on your age, travel duration, and budget. Here is a quick guide:

• Best budget option: TATA AIG Silver Plan - $50,000 medical cover, starting at ₹29/day. Meets the minimum Schengen requirement and is ideal for short leisure trips.
• Best overall value: TATA AIG Gold Plan - $2,50,000 medical cover, starting at ₹38/day. Recommended for most travellers due to its higher coverage and pre-existing condition benefits up to $10,000.
• Best for senior travellers: TATA AIG Senior or Super Senior plans - designed for travellers aged 71 years and above, with coverage up to $1,00,000.
• Best for comprehensive protection: TATA AIG Titanium Plus Plan - $10,00,000 medical cover with the highest pre-existing condition limit of $20,000.

All plans are accepted by Croatian consulates and VFS Global, and include an instant Schengen visa insurance certificate sent to your email upon purchase.

For Indian passport holders, travel insurance is mandatory for a Croatia Schengen visa so this question applies mainly to travellers who already hold a valid Schengen visa or multi-entry visa. Even in that case, buying Croatia travel insurance is strongly recommended for the following reasons:

• High medical costs: Hospital bills in Croatia and Europe can run into tens of thousands of euros. A single emergency admission can cost more than the entire trip.
• Your Indian health insurance does not cover you abroad: Most domestic Indian health insurance policies have no coverage outside India.
• Trip protection: Croatia travel insurance covers flight cancellations, delays, lost baggage, and passport loss not just medical emergencies.
• Peace of mind: Having TATA AIG Schengen insurance for Croatia means you have 24x7 assistance available anywhere in the Schengen zone.

Given that plans start as low as ₹29 per day, the cost of not having insurance far outweighs the premium.

Yes, TATA AIG is one of India's most trusted general insurance providers and a market leader in travel insurance. Here is why Indian travellers rate TATA AIG travel insurance highly:

• Claim settlement ratio: TATA AIG consistently maintains a high claim settlement ratio, ensuring genuine claims are paid without unnecessary delays.
• Cashless network: TATA AIG has tie-ups with hospitals worldwide, including in Croatia and across Europe, allowing cashless treatment without upfront payment.
• Instant policy issuance: Your Croatia visa insurance certificate is emailed within minutes of payment no waiting, no paperwork.
• 24x7 emergency assistance: A dedicated helpline is available round the clock for medical emergencies, hospitalizations, and claims support.
• Schengen visa acceptance: TATA AIG policies are accepted by all Croatian consulates and VFS Global centres in India.
• 0% GST: Individual travel insurance policies are currently exempt from GST, making TATA AIG travel insurance even more affordable.

NRIOL has sold TATA AIG travel insurance to over 15,500 travellers over 20+ years, and customer feedback consistently highlights prompt service and reliable claims support.

The €30,000 (approximately $50,000) health insurance requirement is the minimum medical coverage that every traveller must have when applying for a Schengen visa, including a Croatia Schengen visa. This requirement is set by the Schengen Agreement and applies to all nationalities that require a Schengen visa, including Indian passport holders.

This coverage must include:

• Emergency medical treatment costs up to at least €30,000
• Hospitalization expenses within the Schengen Area
• Emergency medical repatriation back to India
• Repatriation of mortal remains in the unfortunate event of death

The TATA AIG Silver Plan meets and exceeds this requirement with $50,000 (≈ €46,000) in medical coverage, making it a valid and accepted choice for Croatian and all other Schengen visa applications. Higher-tier plans such as the Gold, Platinum, Titanium, and Titanium Plus provide coverage well beyond the minimum, offering stronger protection at very affordable daily premiums.

Filing a claim on your TATA AIG Croatia travel insurance is straightforward. Follow these steps:

1. Contact the 24x7 assistance helpline immediately: The helpline number is printed on your policy card and in your policy document. Call as soon as a medical emergency, accident, or covered event occurs. Do not wait until you return to India.
2. For cashless claims: The assistance team will verify whether the hospital is in TATA AIG's network and issue a Guarantee of Payment (GOP) to the hospital directly. You will not need to pay upfront for covered expenses.
3. For reimbursement claims: If you pay out of pocket (for example at a non-network facility), keep all original bills, receipts, discharge summaries, and medical reports. Submit these to TATA AIG after your return to India.
4. For non-medical claims (baggage loss, trip cancellation, passport loss): Report the incident to the relevant authority (airline, police, hotel) immediately and obtain written confirmation. Submit this along with your claim form to TATA AIG.
5. Submit the claim form: Complete the TATA AIG travel insurance claim form and submit it with supporting documents within the timeframe specified in your policy (usually within 30 days of the incident).

For step-by-step guidance, visit the TATA AIG claim procedure page or contact NRIOL's customer support team at (080)-41101026.