TATA AIG Travel Insurance for China from India
Secure your China adventure with TATA AIG’s comprehensive overseas health and travel insurance
Secure Your Trip with TATA AIG – Now at 0% GST
Why Buy TATA AIG China Travel Insurance?
Trusted by 15,000+ Travelers
Are You Travelling to China from India?
TATA AIG Travel Insurance provides comprehensive insurance coverage against unexpected medical emergencies, trip cancelation, and travel emergencies during your trip. It is one of the best travel insurance plans for Indians visiting China, suitable for tourists, students, business persons, and senior travellers.
This medical insurance for travel to China from India provides financial security and tranquility while visiting the vibrant cities and amazing natural scenery in China. Whether you are looking for Tata AIG overseas health insurance or short-term travel health insurance India to China, this plan offers affordable coverage with international assistance.
TATA AIG Travel Insurance for Indians visiting China
Every year, thousands of Indians travel to China for tourism, work, etc. Whether you are there for a short holiday or a longer stay, it is important to have travel insurance from India to China to protect yourself financially while traveling.
Travel insurance for China from India will cover unforeseen expenses like emergency medical assistance, hospitalization, trip cancellations, loss of/delay in baggage, and flight delay. Given the price of medical care in China, even a minor injury could lead to out-of-pocket expenses beyond affordable limits without travel insurance.
TATA AIG travel insurance for China offers coverage that includes emergency medical treatment, COVID-19 coverage, and global assistance 24/7. With affordable premiums and easy online purchasing, TATA AIG travel insurance China is one of the best travel insurance for China from India. TATA AIG travel insurance provides peace of mind allowing you to enjoy almost anything on your trip without having to worry.
Factors Affecting the Cost of TATA AIG Travel Insurance to China
The price of TATA AIG travel medical insurance China is influenced by a variety of considerations that will determine your total quote:- Age of the traveler:
- Elderly travelers (above the age of 70) have a higher chance of receiving an unexpected medical issue or an emergency while traveling. Because of this, elderly travelers pay a higher premium, which may have certain exclusions and/or sub-limits are applicable.
- Length of travel:
- As your length of stay in China increases, the premium for your travel insurance India to China increases. Each additional day spent in China increases your chance of an unexpected occurrence, such as illness, accident or flight interruption.
- Travel Destination:
- China's healthcare system is first-class and therefore quite expensive. Travelers from India are not eligible for Medicare in China, so it is equally important for Tata AIG overseas health insurance to protect against the costs of a medical emergency.
- Policy Maximum Limit:
- Selecting a plan with a higher medical limit that extends coverage for accidents and illness (USD 500,000 - USD 1,000,000) will protect your outlay, though, it will incur a higher premium if you select the higher limits of coverage. Select an appropriate sum insured to balance the cost of the premium against safety and peace of mind.
- Sub-limits vs No Sub-limits:
- Plans with sublimits are cheaper but less comprehensive. Plans without sublimits are more expensive but provide full financial protection.
How Much Does TATA AIG Travel Insurance for China from India Cost?
The cost of travel insurance for China from India starts at around ₹23 per day for a 25-year-old traveller and varies based on age, trip duration, chosen plan, and policy limit.
These affordable rates make TATA AIG travel insurance from India to China one of the most cost-effective ways to secure your trip.
*Price shown is for a 60-day trip to China for an adult aged 25. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
TATA AIG Travel Insurance Plans for China – Coverage and Key Benefits
| Plan Variant | Sum Insured | Key Benefits |
|---|---|---|
| $50,000 | Covers loss of passport, fraudulent credit card charges, and home burglary protection (in INR) while abroad. Ideal for short trips. | |
| $100,000 | Includes trip curtailment, loss of International Driving License (IDL), and protection against fraudulent charges. Perfect for budget travelers. | |
| $250,000 | Adds coverage for flight delays, bounced hotel/flight bookings, and personal accident coverage in India. Great for frequent travelers. | |
| $500,000 | Offers emergency policy extension, hijack/kidnap daily allowance, and compassionate travel/stay benefits if you need to visit a sick family member abroad. | |
| $750,000 | Covers personal accident in India, rental vehicle cover, and rental vehicle return — ideal for long stays or business trips. | |
| $1,000,000 | Top-tier coverage with accommodation extension in case of delayed return and loss of personal baggage. Best for extended trips or senior travelers. |
What is the Cheapest Travel Insurance for China from TATA AIG?
- Medical Cover: $50,000
- Pre-existing Conditions: Up to $2,500
- Baggage Loss: $200
- Cancellation: $500
What is the Best Travel Insurance for China from TATA AIG?
- Medical Cover: $250,000
- Pre-existing Conditions: Up to $10,000
- Baggage Loss: $300
- Cancellation: $750
Features of TATA AIG Travel Insurance for Travelling to China
TATA AIG overseas health insurance for China provides protection for Indian travelers against unexpected medical expenses, disruptions in their journey or loss of property while traveling abroad.- Low Minimum Entry Age: Coverage is available from 3 months — even suitable for infants.
- High Sum Insured Option: With Sum Insured up to USD 1 million - it reduces the amount you will pay out of pocket.
- Family Premium Discounts: Discounts can be up to 15% when you buy coverage for your family.
- Multiple Plan Options: Multiple plan options available and suited for all types of travelers (Silver, Silver Plus, Gold, Platinum, Titanium and Titanium Plus)
What Does TATA AIG Travel Insurance for the China Not Cover?
While Tata AIG health insurance China provides broad protection, some exclusions apply:
- Self-Inflicted Harm or Suicide Attempts
- War, Invasion, or Civil Unrest
- Adventure Sports (unless opted in)
- Cosmetic or Weight-Loss Procedures
- Pre-Existing Conditions except in life-threatening situations (as per policy terms).
How to Buy TATA AIG Travel Health Insurance China Online
Buying TATA AIG travel insurance for China online is quick and secure.
language Step 1: Complete the TATA AIG China Travel Insurance Quote Form
Fill out the Travel Insurance for China quote form online to get started.
edit_note Step 2: Enter Traveler Details
Provide number of travelers, age, and travel dates to compare Tata AIG plan options.
tune Step 3: Select the Best China Travel Insurance Plan
Enter details such as No. of Traveler, traveler’s age, and number of nights. Compare India to China travel insurance plans and pick the best match.
payment Step 4: Pay Online
Once you’ve chosen your plan, proceed to secure online payment using your preferred method — credit/debit card, UPI, or net banking.
verified_user Step 5: Get Instant Policy Issuance
After successful payment, your TATA AIG travel insurance for China policy will be issued instantly. You’ll receive the policy document via email, which you can print or store digitally for visa and travel purposes.
Enjoy Every Moment in China We’ve Got You Covered with TATA AIG
How to Extend or Renew Your TATA AIG China Travel Insurance While Abroad?
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
- Filled & signed Good health declaration
- Passport (first and last page & stamp page of the departure)
- Air ticket copy of onward journey (traveled from India to overseas)
Why Buy Travel Insurance for China from NRIOL?
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verifiedTrusted TATA AIG Plans
Access Tata AIG travel insurance China policies, trusted by thousands of Indian travelers planning trips to China.
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attach_moneyAffordable Premiums
Transparent pricing for travel insurance from India to China, with no hidden costs or surprises.
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school20+ Years of Expertise
Expert guidance for Indian travelers seeking travel insurance China from India for business, leisure, or family visits.
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editEasy Policy Management
Modify travel dates, passport info, or personal details online for your Tata AIG travel insurance China policy.
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updateFlexible Extensions
Extend or renew your travel insurance for China from India even if your trip is delayed abroad.
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support_agent24/7 Claims Support
Get fast claims assistance and emergency support anywhere during your China trip with Tata AIG travel health insurance China.
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shopping_cartHow to Buy the Plan?
Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more » -
flightTraveler outside India
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
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assessmentTATA AIG Premium Chart
Calculate TATA AIG international travel insurance premium for Indian travelers and senior citizens abroad.
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assignment_turned_inHow to Make a Claim?
For Claim or reimbursement, Contact TATA AIG via toll-free helpline.
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descriptionTATA AIG Travel Brochure
Download TATA AIG Travel Insurance brochure online!
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Renew your TATA AIG travel insurance policy online anytime before expiry.
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Tata AIG International Travel Insurance Review
Discover the best Tata AIG International Travel Insurance plans and benefits for travelers.
Know more »Travel Destinations
Discover Popular Travel Destinations with Tata AIG Travel Insurance
TATA AIG Citation
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".
location_on Indian Embassy & Consulate Details in China
In case of emergencies such as loss of passport, medical assistance, or legal help, Indian travelers in China can contact:
- Embassy of India, Beijing
5 Liang Ma Qiao Bei Jie, Chaoyang District, Beijing 100600, P.R. China.
- Consulate General of India, Shanghai
Room 1008, Shanghai International Trade Centre, 2201 West Yan’an Road, Shanghai 200336, P.R. China.
flight_takeoff Travel Tips for Indians Visiting China
- 💳 Carry an international debit/credit card and local currency (AUD).
- 📞 Save the TATA AIG 24x7 Assistance Number number and Indian Embassy contacts.
- 🏥 Locate nearby cashless hospitals covered under Tata AIG health insurance China.
- 🛂 Keep a digital and printed copy of your passport, visa, and insurance policy (in case of loss).
- 🌦️ Lookup the local weather forecast before leaving and pack for your travel destination.
✈️ With TATA AIG travel health insurance India to China, you can travel confidently knowing you’re protected against every possible risk.
Benefits of Buying TATA AIG Travel Insurance for Indians Traveling to China
- Comprehensive Medical Coverage
Healthcare in China is high. Tata AIG overseas health insurance covers hospitalizations, operations, outpatient treatment and evacuation. - COVID-19 Medical Expenses
Coverage for treatment, cancellation or interruption of trip due to COVID-19. - Accidental Death & Repatriation of Remains
TATA AIG travel insurance will pay you compensation in the event of an unexpected death by accident; and will reimburse the cost of repatriation of remains back to India - relieving a burden for your family both financially and emotionally. - Trip Cancellations & Interruptions
Reimbursements for any nonrefundable trip expenses as a result of an emergency. - Loss of Baggage or Passport
Reimbursement for lost luggage or documents while traveling. - Global Cashless Hospital Network
Cashless access to network hospitals across China — Sydney, Melbourne, Perth, Brisbane. - 24x7 Worldwide Assistance
Round-the-clock support for emergencies or claims. - Affordable Premiums
Tata AIG insurance offers budget-friendly coverage for every traveler — tourists, students, and seniors alike.
Why Choose Tata AIG for China Travel?
Tata AIG travel insurance China is affordable, flexible, and supported by 24/7 reliable service and thousands of Indian people who have traveled abroad.
Comprehensive Coverage
- Covered for a broad age range (90 days – 99 years)
- Coverage up to USD 1 million
- Medical, baggage, and trip disruption benefits
- COVID-19 covered like any other illness
- Automatic policy extension during hospitalization
Hassle-Free Experience
- Instant online purchase
- Easy renewals while abroad
- Simple cashless or reimbursement claims
- 24×7 customer assistance worldwide
Additional Highlights
- Pay in INR and get coverage in USD — great value
- Visa-compliant travel insurance to China from India
- No medical tests or paperwork needed
Whether you’re traveling for leisure, business, or studies, Tata AIG overseas health insurance China provides robust protection, affordable pricing, and unmatched support — truly the best travel insurance for China from India.
FAQ's About TATA AIG Travel Insurance From India to China
The cost for the China travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of China travel insurance required, the greater will be the cost.
You can get buy TATA travel insurance for China by getting free quotes on our website and then completing the TATA AIG travel insurance proposal form and buying the Indian overseas mediclaim policy online.
If you are applying for China visa, the consular authorities can ask you to have adequate travel insurance for the China.
However given the fact that your domestic Indian health insurance provides little coverage in China, it is important for Indian travelers to buy best travel insurance for China.
The steps to claim TATA AIG travel insurance are :
Cashless :
- Depending on the emergency contact the assistance service provider either before admitting / after admitting the traveler to the hospital.
- Your claim is registered. The assistance service provider will talk to the hospital where the traveler is admitted.
- The assistance service provider will give guarantee of payment to the hospital. The traveler takes the treatment.
- The traveler has to pay the deductible and the rest is paid by the insurance company as per policy terms and conditions.
Reimbursement :
- Traveler takes the treatment and collects all the reports, pharmacy bills and other documents.
- The travelers calls the assistance service provider to register a claim.
- Submits all the documents in original to the claims department back in India.
- The claims department verifies the submitted documents. Claim is approved or rejected.
- If approved the claims amount after deductible will be reimbursed to the traveler.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online.
Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day).
if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
Cashless means that when you’re hospitalized or receive medical treatment in China, you don’t have to pay the hospital bills upfront — the insurance company settles them directly with the hospital through its assistance network.
- Emergency occurs: You fall sick or have an accident during your trip.
- Contact the assistance team immediately: Every insurer (like TATA AIG) partners with a 24x7 assistance company. You or the hospital can call the helpline mentioned on your policy card.
- Hospital verification: The assistance team checks whether the hospital is part of the insurer’s cashless network (a list of partner hospitals).
- Guarantee of Payment (GOP): If approved, the insurer sends the hospital a Guarantee of Payment confirming they’ll directly pay the eligible expenses.
- Treatment proceeds without upfront payment: You receive treatment; the insurer and hospital handle billing directly.
- You pay only non-covered items: If certain expenses are excluded (like phone charges or personal comfort items), you pay those directly
What are the visa requirements for travel to China from India?
You need a valid visa before you plan to travel to China from India. In broad we can break down the visa categories as below.
- Tourist Visa (L Visa): For the purposes of tourism, sightseeing, visiting friends.
- Business Visa (M Visa): For business meetings, trade activities, exhibitions.
- Work Visa (Z Visa): For employment in China.
- Student Visa (X Visa): For studying programs of Extended/short stays.
- Family/Dependent Visa (Q Visa/S Visa)
- Q1/Q2 - family members of Chinese citizens
- S1/S2 - dependent family members of foreigners working/studying in China.
- Transit Visa (G Visa): For transit through China (only if leaving the airport).
- Journalist Visa (J Visa): Media personnel.
- Other Visas: Crew visa (C), Permanent residence (D), etc.
General Visa Requirements for Indian Citizens Applying for Any Type of China Visa
- Valid visa:
- An Indian passport must be valid for at least 6 month.
- At least 2 blank pages in passport.
- Completed China Visa Application Form (Form V.2013)
- Will be completed online and printed.
- Depending on the visa category, fees will vary based on length of stay and number of entries.
- Recent Passport-Sized Photograph
- White background
- Per Chinese specifications for immigration photographs
- Proof of Travel Itinerary
- Flight reservation (round trip is suggested)
- Hotel reservation(s) or invitation letter(s) if applicable
- Financial Proof
- Bank Statements (from 3 - 6 months ago )
- Salary slips as applicable
- Invitation Letter (if issued for business, family or sponsored trip)
Could include:
- Copy of inviter's ID /passport
- Purpose of visit
- Length of stay and accommodations
- Travel Medical Insurance (recommended but not required)
China travel insurance is not required, but is recommended for the following reason:
- - General Medical Costs can be higher within major cities in China
- - Emergencies with care, evacuation, repatriation of remains can be costly!
A policy like TATA AIG China Travel Insurance for Indian travelers is ideal.
TATA AIG Health Insurance for China Trip
Indians traveling to China can buy Tata AIG overseas health insurance China, which covers medical expenses, emergency evacuation, repatriation, loss of passport, dental treatment, and baggage loss.
Traveling abroad — especially where healthcare is costly — makes TATA AIG travel health insurance for China from India an essential investment. It provides coverage for individuals, families, students, senior citizens, and business travelers, ensuring a safe and stress-free journey.
Which Are the Popular Tourist Destinations in China?
China has many popular tourist destinations, offering a diverse range of experiences from natural wonders to vibrant cities. Here are some of the top tourist destinations in China:
The Great Wall of China is one of man’s greatest engineering feats and longest outdoor museum, stretching from Gansu Province in the west to Shanhaiguan on the Bohai Sea in the east.
China's largest and most important building, the Forbidden City - also known as the Imperial Palace - is in the heart of Beijing and is a must-see when visiting the country.
Victoria Harbour is one of the deepest container ports in the world. The bay offers stunning views of the skyscrapers of China island on one side, and the Tsim Sha Tsui shoreline on the other.
This mighty army of terracotta warriors and horses, found in three vaults, is one of the most famous archaeological finds in the world.
General Information on China Vacation Insurance
9.597 million km²
Beijing
Renminbi
Spring and Autumn
140 crores
Standard Mandarin
The Great Wall of China, The Forbidden City, The Terracotta Army, The Summer Palace, Cruising the Li River, The Yangtze River.