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Tata AIG overseas travel insurance
Tata AIG insurance company is an Indian General insurance company that is a joint venture of American International Group and Tata Group.
American International Group travel insurance is a US based company a leading health insurance company and is quite popular in the US.
AIG hold 49% stake in the joint venture while Tata group holds 51%. TATA AIG has been offering a wide range of insurance products to individuals and businesses over the past 18 years.
It offers a wide range of comprehensive insurance for medical expenses, personal accidents, marine cargo, travel expenses, liability... It is popularly known for its fast claims settlement and global assistance services.
USD 50,000/ 100,000/ 250,000/ 500,000/ 750,000/ 1,000,000
360 days
90 days to 99 years
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
Thanks to the increasing affluence of the Indian middle class, low cost air carriers and easy access to information on smartphones, Indians are traveling overseas like never before.
International travel is for different reasons, most commonly for recreation, business and for visiting family in different countries. No matter why you travel overseas, exposure to an alien lifestyle, culture, cuisine or a foreign location, they all involve some health risk, in particular for older travellers.
Accidents, Sudden illness, Baggage loss, Baggage delay, Passport loss, trip delay etc are some of the unanticipated incidents that may curtail your travel plan. You may consider international travel insurance as an extra expenditure but it is very essential to avoid financial disaster during an emergency.
TATA AIG General insurance has designed an unique tata aig international travel health insurance plan called TATA AIG Travel Guard insurance that covers you during emergencies that are 'sudden and accidental'.
You can review the full TATA AIG Travel Guard benefits as well as get the complete quotes using the TATA AIG travel insurance premium chart. You can also complete an online TATA AIG Travel Guard proposal form as well as renew/extend the plan using TATA AIG travel insurance extension on expiry.
NRIOL is an authorized partner with TATA AIG since 2004, with more than a Lakh and growing satisfied customers so far. You can buy TATA AIG International Travel insurance online either using our Credit Card purchase, Net banking or Cheque payment facility within NRIOL.
TATA AIG overseas visitors medical insurance also satisfies Schengen visa requirements. Please use the TATA AIG travel insurance brochure download feature for the detailed benefits of the plan and its policy wordings which explains the terms and conditions.
In the US, TATA AIG works with United Healthcare travel insurance network provider to help TATA AIG travel insurance for USA visitors get access to the best quality healthcare hospitals and doctors.
There are no sub-limits for travelers up to the age of 56 years. For travelers older than 56 years, there are two plan options, a cheaper plan with sub-limits and a second TATA AIG Travel Guard insurance without sub-limits.
For travelers less than 70 years, you can get a medical maximum coverage ranging from USD 50,000/- up to USD 1,000,000/-.
For travelers older than 70 years, the coverage is limited to USD 50,000.
TataAIG travel insurance policy also provides coverage for pre existing ailments under life threatening conditions up to $20,000/-.
The TATA overseas travel insurance plan can be purchased while applying for the Schengen visa.
The Schengen visa insurance requirements are :
The common Schengen visa is valid for the following countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland. Travelers should buy the following TATA AIG schengen visa travel insurance plans.
Know more »| Benefits | Silver Plus Plan A |
Gold Plan A |
Platinum Plan A |
Silver Plus Plan B |
Gold Plan B |
Platinum Plan B |
|---|---|---|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 yrs | 3 months - 70 yrs | 3 months - 70 yrs | 3 months - 70 yrs | 3 months - 70 yrs | 3 months - 70 yrs |
| Destination | Worldwide | Worldwide | Worldwide | Worldwide | Worldwide | Worldwide |
| Sum Insured for Accident & Sickness | Upto $100,000 | Upto $250,000 | Upto $500,000 | Upto $100,000 | Upto $250,000 | Upto $500,000 |
| Deductible (Part of an insurance claim to be paid by the insured) | $100 | $100 | $100 | $100 | $100 | $100 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Upto $5,000 | Upto $10,000 | Upto $12,500 | Upto $5,000 | Upto $10,000 | Upto $12,500 |
| Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $100,000 | Up to $250,000 | Up to $500,000 | Up to $100,000 | Up to $250,000 | Up to $500,000 |
| Deductible | $100 | $100 | $100 | $100 | $100 | $100 |
| Repatriation of Mortal Remains | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
| Emergency Medical Dental Expenses | $400 | $500 | $1,000 | $400 | $500 | $1,000 |
| Deductible | $50 | $50 | $50 | $50 | $50 | $50 |
| Delay of Checked-in Baggage | Not Available | Not Available | Not Available | $40 | $45 | $50 |
| Deductible | Not Available | Not Available | Not Available | After 4 hours | After 4 hours | After 4 hours |
| Loss of Checked-in Baggage | Not Available | Not Available | Not Available | $200 | $300 | $300 |
| Loss of Passport | Not Available | Not Available | Not Available | $250 | $250 | $250 |
| Deductible | Not Available | Not Available | Not Available | $25 | $25 | $25 |
| Personal Liability | Not Available | Not Available | Not Available | Not Available | Not Available | Not Available |
| Deductible | Not Available | Not Available | Not Available | Not Available | Not Available | Not Available |
| Trip Curtailment | Not Available | Not Available | Not Available | $500 | $750 | $1,000 |
| Deductible | Not Available | Not Available | Not Available | $50 | $75 | $100 |
| Trip Cancellation | Not Available | Not Available | Not Available | $500 | $750 | $1,000 |
| Deductible | Not Available | Not Available | Not Available | $50 | $50 | $100 |
| Flight Delay | Not Available | Not Available | Not Available | Not Available | $45 For all overseas flights taken during Insured Trip | $50 For all overseas flights taken during Insured Trip |
| Deductible | Not Available | Not Available | Not Available | Not Available | After 4 hours | After 4 hours |
| Missed Flight/Connection | Not Available | Not Available | Not Available | $250 | $500 | $750 |
| Bounced Hotel/Airline booking | Not Available | Not Available | Not Available | $500 | $750 | $1,000 |
| Deductible | Not Available | Not Available | Not Available | $50 | $75 | $100 |
| Medical Sublimit | Silver Plus Plan A | Gold Plan A | Platinum Plan A | Silver Plus Plan B | Gold Plan B | Platinum Plan B |
|---|---|---|---|---|---|---|
| Hospital Room Rent and Boarding expenses | $1,500 per Day up to 30 Days | $1,750 per Day up to 30 Days | $2,000 per Day up to 30 Days | $1,500 per Day up to 30 Days | $1,750 per Day up to 30 Days | $2,000 per Day up to 30 Days |
| Emergency Room Services | $1,500 | $1,750 | $2,000 | $1,500 | $1,750 | $2,000 |
| ICU Charges | $3,000 per Day up to 7 Days | $3,250 per Day up to 7 Days | $3,750 per Day up to 10 Days | $3,000 per Day up to 7 Days | $3,250 per Day up to 7 Days | $3,750 per Day up to 10 Days |
| Surgical Treatment Expenses | $12,500 | $13,000 | $15,000 | $12,500 | $13,000 | $15,000 |
| 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
| Physician Consultation Charges | $125 per day upto 10 visits | $175 per day upto 10 visits | $250 per day upto 10 visits | $125 per day upto 10 visits | $175 per day upto 10 visits | $250 per day upto 10 visits |
| Diagnostic Tests | Up to $750 | Up to $1,000 | Up to $1,500 | Up to $750 | Up to $1,000 | Up to $1,500 |
| Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $600 | Up to $750 | Up to $500 | Up to $600 | Up to $750 |
| Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 | Up to $2,000 | Up to $2,000 | Up to $2,000 |
| Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 | Up to $500 | Up to $500 | Up to $500 |
| Emergency Room Services (Total) | $27,500 | $30,000 | $35,000 | $27,500 | $30,000 | $35,000 |
| Non-Surgical (Medical Management cases) | $13,000 | $15,000 | $17,500 | $13,000 | $15,000 | $17,500 |
| Benefits | Silver | Silver Plus | Gold | Platinum | Titanium | Titanium Plus |
|---|---|---|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 3 months - 70 yrs | 3 months - 70 yrs | 3 months - 70 yrs | 3 months - 70 yrs | 3 months - 60 yrs | 3 months - 60 yrs |
| Destination | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe |
| Sum Insured for Accident & Sickness | Upto $50,000 | Upto $100,000 | Upto $250,000 | Upto $500,000 | Upto $750,000 | Upto $10,00,000 |
| Deductible (Part of an insurance claim to be paid by the insured) | $100 | $100 | $100 | $100 | $100 | $100 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Upto $2,500 | Upto $5,000 | Upto $10,000 | Upto $10,000 | Upto $15,000 | Upto $20,000 |
| Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $50,000 | Up to $100,000 | Up to $250,000 | Upto $10,000 | Upto $15,000 | Upto $20,000 |
| Deductible | $100 | $100 | $100 | $100 | $100 | $100 |
| Repatriation of Mortal Remains | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000 |
Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000 |
Accidental Death: Maximum $50,000 Accidental Disablement: Maximum $50,000 Benefit Total - Maximum $50,000 |
Accidental Death: Maximum $75,000 Accidental Disablement: Maximum $75,000 Benefit Total - Maximum $75,000 |
| Emergency Medical Dental Expenses | $300 | $400 | $500 | $1,000 | $1,000 | $1,200 |
| Deductible | $50 | $50 | $50 | $50 | $50 | $50 |
| Delay of Checked-in Baggage | $40 | $40 | $45 | $50 | $50 | $50 |
| Deductible | After 4 hours | After 4 hours | After 4 hours | After 4 hours | After 4 hours | After 4 hours |
| Loss of Checked-in Baggage | $200 | $200 | $300 | $300 | $400 | $500 |
| Loss of Passport | $250 | $250 | $250 | $250 | $500 | $500 |
| Deductible | $25 | $25 | $25 | $25 | $25 | $25 |
| Personal Liability | $1,00,000 | $1,00,000 | $2,00,000 | $5,00,000 | $5,00,000 | $5,00,000 |
| Deductible | $200 | $200 | $200 | $250 | $250 | $250 |
| Trip Curtailment | $500 | $500 | $750 | $1,000 | $1,000 | $1,500 |
| Deductible | $50 | $50 | $75 | $100 | $100 | $100 |
| Trip Cancellation | $500 | $500 | $750 | $1,000 | $1,000 | $1,500 |
| Deductible | $50 | $50 | $50 | $100 | $100 | $100 |
| Flight Delay | Not Available | Not Available | $45 For all overseas flights taken during Insured Trip | $50 For all overseas flights taken during Insured Trip | $50 For all overseas flights taken during Insured Trip | $50 For all overseas flights taken during Insured Trip |
| Deductible | Not Available | Not Available | After 4 hours | After 4 hours | After 4 hours | After 4 hours |
| Missed Flight/Connection | $250 | $250 | $500 | $750 | $750 | $750 |
| Bounced Hotel/Airline booking | $500 | $500 | $750 | $1,000 | $2,500 | $5,000 |
| Deductible | $50 | $50 | $75 | $100 | $100 | $100 |
| Fraudulent Charges | Per Occurrence Limit $250; Maximum Limit $500 | Per Occurrence Limit $250; Maximum Limit $500 | Per Occurrence Limit $500; Maximum Limit $1000 | Per Occurrence Limit $1000; Maximum Limit $2000 | Per Occurrence Limit $1250; Maximum Limit $2500 | Per Occurrence Limit $1250; Maximum Limit $2500 |
| Home Content Burglary (in INR) | ₹ 50,000 | ₹ 50,000 | ₹ 1,50,000 | ₹ 2,50,000 | ₹ 5,00,000 | ₹ 5,00,000 |
| Deductible | ₹ 5,000 | ₹ 5,000 | ₹ 5,000 | ₹ 5,000 | ₹ 5,000 | ₹ 5,000 |
| Accommodation Extension | $100 per day upto Maximum of 10 days | $250 per day upto Maximum of 10 days | $300 per day upto Maximum of 10 days | $750 per day upto Maximum of 10 days | $1000 per day upto Maximum of 10 days | $1000 per day upto Maximum of 10 days |
| Hijack/Kidnap Daily Allowance | Not Available | $75 for every 12 hours, upto Maximum of 10 days | $100 Per 12 hours, upto Maximum of 10 days | $150 Per 12 hours, upto Maximum of 10 days | $150 Per 12 hours, upto Maximum of 10 days | $200 Per 12 hours, upto Maximum of 10 days |
| Loss of International driving license | Not Available | $100 | $100 | $100 | $150 | $150 |
| Flight Cancellation | Not Available | $75 | $75 | $150 | $200 | $250 |
| Emergency Extension of the Policy | 7 days | 7 days | 7 days | 15 days | 15 days | 15 days |
| Loss of Personal Baggage | Not Available | Not Available | $200 | $300 | $400 | $500 |
| Deductible | Not Available | Not Available | $30 | $30 | $30 | $30 |
| Personal Accident in India (in INR) | Not Available | Not Available | ₹ 15,00,000 | Rs. 20,00,000 | Rs. 25,00,000 | Rs. 50,00,000 |
| Compassionate Travel/Stay | Not Available | Not Available | Not Available | Upto $3,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member |
| Loss of Cash | Not Available | Not Available | Not Available | $125 | $250 | $375 |
| Upgradation to Business Class | Not Available | Not Available | Not Available | Not Available | $750 | $1,000 |
| Rental Vehicle Cover | Not Available | Not Available | Not Available | Not Available | $500 | $500 |
| Rental Vehicle Return | Not Available | Not Available | Not Available | Not Available | $250 | $500 |
| Alternative Transport Expenses | Not Available | Not Available | Not Available | Not Available | $750 | $1,000 |
| Pandemic Cover | Not Available | Not Available | Not Available | Not Available | $500 | $500 |
| Hospital Daily Cash (Per Day) | Not Available | Not Available | Not Available | Not Available | Not Available | $75 Per day, upto Maximum of 10 days |
| Missed Booking | Not Available | Not Available | Not Available | Not Available | Not Available | $750 |
| Visa Rejection | Not Available | Not Available | Not Available | Not Available | Not Available | $100 |
| Medical Sublimit | Silver | Silver Plus | Gold | Platinum | Titanium | Titanium Plus |
|---|---|---|---|---|---|---|
| Hospital Room Rent and Boarding expenses | $1,500 per Day up to 30 Days | $1,500 per Day up to 30 Days | $1,750 per Day up to 30 Days | $2,000 per Day up to 30 Days | $2,000 per Day up to 30 Days | $2,500 per Day up to 30 Days |
| Emergency Room Services | $1,500 | $1,500 | $1,750 | $2,000 | $2,000 | $2,500 |
| ICU Charges | $3,000 per Day up to 7 Days | $3,000 per Day up to 7 Days | $3,250 per Day up to 7 Days | $3,750 per Day up to 10 Days | $3,750 per Day up to 10 Days | $4,000 per Day up to 10 Days |
| Surgical Treatment Expenses | $12,500 | $12,500 | $13,000 | $15,000 | $15,000 | $22,500 |
| 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
| Physician Consultation Charges | $125 per day upto 10 visits | $125 per day upto 10 visits | $175 per day upto 10 visits | $250 per day upto 10 visits | $250 per day upto 10 visits | $350 per day upto 10 visits |
| Diagnostic Tests | Up to $750 | Up to $750 | Up to $1,000 | Up to $1,500 | Up to $1,500 | Up to $2,500 |
| Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $500 | Up to $600 | Up to $750 | Up to $750 | Up to $1,000 |
| Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 | Up to $2,000 | Up to $2,000 | Up to $2,000 |
| Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 | Up to $500 | Up to $500 | Up to $500 |
| Emergency Room Services (Total) | $27,500 | $27,500 | $30,000 | $35,000 | $35,000 | $40,000 |
| Non-Surgical (Medical Management cases) | $13,000 | $13,000 | $15,000 | $17,500 | $17,500 | $20,000 |
| Benefits | Senior | Senior Plus | Super Senior |
|---|---|---|---|
| Sublimits | With sublimit / Without Sublimit | With sublimit / Without Sublimit | With sublimit / Without Sublimit |
| Age | 71-80 yrs | 71-80 yrs | 81+ yrs |
| Destination | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe | Worldwide / Rest of World excluding North & South America and Canada / Schengen Countries in Europe |
| Sum Insured for Accident & Sickness | Upto $50,000 | Upto $100,000 | Upto $50,000 |
| Deductible (Part of an insurance claim to be paid by the insured) | $100 | $100 | $100 |
| Pre Existing Disease Coverage (only in case of life threatening conditions) | Upto $2,500 | Upto $3,000 | Upto $1,500 |
| Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured) | Up to $50,000 | Up to $100,000 | Up to $50,000 |
| Deductible | $100 | $100 | $100 |
| Repatriation of Mortal Remains | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured | Upto 25% of Accident & Sickness Sum Insured |
| Accidental Death & Disablement (Overseas) | Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000 |
| Emergency Medical Dental Expenses | $300 | $500 | Not Available |
| Deductible | $75 | $75 | Not Available |
| Delay of Checked-in Baggage | $40 | $40 | $40 |
| Deductible | After 4 hours | After 4 hours | After 4 hours |
| Loss of Checked-in Baggage | $200 | $200 | $200 |
| Loss of Passport | $250 | $250 | $250 |
| Deductible | $25 | $25 | $25 |
| Personal Liability | $1,00,000 | $1,00,000 | $1,00,000 |
| Deductible | $200 | $200 | $200 |
| Trip Curtailment | $500 | $500 | $500 |
| Deductible | $100 | $100 | $100 |
| Trip Cancellation | $250 | $500 | $250 |
| Deductible | $50 | $50 | $50 |
| Flight Delay | $40 For all overseas flights taken during Insured Trip | $40 For all overseas flights taken during Insured Trip | $40 For all overseas flights taken during Insured Trip |
| Deductible | After 4 hours | After 4 hours | After 4 hours |
| Missed Flight/Connection | $250 | $250 | $250 |
| Bounced Hotel/Airline booking | $500 | $500 | $250 |
| Deductible | $50 | $75 | $50 |
| Fraudulent Charges | Not Available | Not Available | Not Available |
| Home Content Burglary (in INR) | ₹ 50,000 | ₹ 50,000 | ₹ 50,000 |
| Deductible | ₹ 5,000 | ₹ 5,000 | ₹ 5,000 |
| Accommodation Extension | $50 per day upto Maximum of 10 days | $100 per day upto Maximum of 10 days | $50 per day upto Maximum of 10 days |
| Hijack/Kidnap Daily Allowance | $75 Per 12 hours, upto Maximum of 10 days | $100 Per 12 hours, upto Maximum of 10 days | $75 Per 12 hours, upto Maximum of 10 days |
| Loss of International driving license | Not Available | Not Available | Not Available |
| Flight Cancellation | Not Available | $75 | Not Available |
| Emergency Extension of the Policy | 7 days | 7 days | 7 days |
| Loss of Personal Baggage | Not Available | $200 | Not Available |
| Deductible | Not Available | $30 | Not Available |
| Personal Accident in India (in INR) | Not Available | Not Available | Not Available |
| Compassionate Travel/Stay | Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member | Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member |
| Loss of Cash | Not Available | Not Available | Not Available |
| Upgradation to Business Class | Not Available | Not Available | Not Available |
| Rental Vehicle Cover | Not Available | Not Available | Not Available |
| Rental Vehicle Return | Not Available | Not Available | Not Available |
| Alternative Transport Expenses | Not Available | Not Available | Not Available |
| Pandemic Cover | Not Available | Not Available | Not Available |
| Hospital Daily Cash (Per Day) | Not Available | Not Available | Not Available |
| Missed Booking | Not Available | Not Available | Not Available |
| Visa Rejection | Not Available | Not Available | Not Available |
| Medical Sublimit | Senior | Senior Plus | Super Senior Plus |
|---|---|---|---|
| Hospital Room Rent and Boarding expenses | $1,500 per Day up to 30 Days | $1,500 per Day up to 30 Days | $1,500 per Day up to 30 Days |
| Emergency Room Services | $1,500 | $1,500 | $1,500 |
| ICU Charges | $3,000 per Day up to 7 Days | $3,000 per Day up to 7 Days | $3,000 per Day up to 7 Days |
| Surgical Treatment Expenses | $12,500 | $12,500 | $12,500 |
| 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | 25% of Surgical Treatment Expenses for Anesthetist Services | |
| Physician Consultation Charges | $125 per day upto 10 visits | $125 per day upto 10 visits | $125 per day upto 10 visits |
| Diagnostic Tests | Up to $750 | Up to $750 | Up to $750 |
| Ambulance Service (Not applicable for Outpatient Treatment) | Up to $500 | Up to $500 | Up to $500 |
| Pharmacy | Up to $2,000 | Up to $2,000 | Up to $2,000 |
| Miscellaneous Expenses | Up to $500 | Up to $500 | Up to $500 |
| Emergency Room Services (Total) | $27,500 | $27,500 | $27,500 |
| Non-Surgical (Medical Management cases) | $13,000 | $13,000 | $13,000 |
Yes Tata AIG travel health insurance offers cashless settlement for expenses incurred from hospitalization for more than 24 hours provided the coverage is admissible under policy terms and conditions.
The hospital must be in the preferred network. AIG IS or ISOS will offer cashless settlement by paying 100% of the claim amount to the hospital which is subject to deductibles under the plan conditions.
There are two ways in which a claim can be made.
Under emergency conditions:We will refund the full premium with a cancellation fee for TATA AIG travel medical insurance trip cancellation if the traveler cancels his trip and does not travel outside India.
The cost of travel insurance depends on different factors like the age of the traveler, travel duration, coverage required, destinations, extra or special coverage needed.
The traveler can buy Tata AIG travel medical insurance after leaving India after the approval from the underwriter. Complete the traveler already outside India form and send it to us.
We will try getting an approval for you to buy overseas travel insurance while you are away from your home country.
Tata AIG overseas travel insurance will reimburse up to $20,000 for which the travelers have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.
Senior citizens or olders travelers are eligible to buy Tata AIG travel health insurance up to the age of 99 years.
More than half of Indian international travelers travel to the United States. Many of them are either visiting family members or pursuing their education there. While the US is a health place to visit, it can be a financially crippling situation if forced to visit an US hospital, especially without any India to US travel insurance.
In this context, TataAIG travel insurance works as the best travel insurance for USA from India. For one, the India to USA travel insurance is usually cheaper when compared to buying an US policy, since Indian customers pay the premium is in Indian Rupees while the coverage is in US Dollars.
More importantly TATA AIG being an collaboration between the renowned Indian Tata Group and American International Group travel insurance makes it the most reputed Indian insurance entity globally. The TATA AIG travel health insurance USA works well particularly for the US since US customer are dealing directly with US customer support at Houston, Texas.
The AIG travel assist works with the largest network of hospitals in the US making it very convenient for Indian travelers while in the US. In essence this is indeed the best health insurance for visitors to USA from India.
TATA AIG travel insurance is the best Indian travel insurance for overseas travel since TATA AIG has the largest market share amongst all Indian insurance companies for international travel insurance from India.
TATA AIG travel insurance the popular well known general insurance company which offers health insurance cover for you and your dear ones in overseas for different reasons. TATA AIG travel insurance takes care of your health issues when the travelers are in overseas.
If offers cashless hospitalization claims benefit while visit to a doctor and pharmacy bills are reimbursed. TATA AIG has also good claims settlement ratio. It is a well-known brand in the insurance industry worldwide.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.
The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
TATA AIG travel insurance policies are issued soon after the online transaction is completed. If you have any questions after receiving your policy or if there you have received your policy, please contact our customer service team at 080-41101026.
Your travel insurance claim will be settled according to the policy terms and conditions. Claims against your travel insurance policy can be denied for a variety of circumstances which do not satisfy the claims conditions and if this occurs, you will be clearly informed of the reason for denting your travel insurance claim.
If you extend your travel while outside India, you may be eligible for extending your travel insurance coverage. Please complete this TATA AIG travel insurance extension from, and we will try to get approval from your travel insurance company to extend your policy.
You can buy Travel Guard Plus online by using a credit/debit card, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the TATA AIG international travel insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Download TATA AIG Travel Guard brochure online!
Travel insurance customers can renew their existing policy online before the exipry date at any time.
The insured is not covered if any expenses incurred directly or indirectly in case of travelling against the advice of a physician for obtaining treatment. Suicide or attempted suicide, War, Terrorism, Illegal Acts, Dangerous Sports etc are excluded from Travel Guard coverage.
TATA AIG international travel insurance has two policies for travelers above the age of 56, there is a cheaper plan but with certain Sub Limits, and another more expensive TATA AIG Travel Guard insurance without sub-limits.
For more TATA AIG visitor health insurance exclusion details please refer to the TATA AIG Travel Policy Wordings.
The Tata AIG Overseas travel medical insurance cost per month starts at just ₹2,474 for coverage Worldwide Including USA & Canada. Tata AIG Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Overseas travel medical plan variants.
| Traveler's age | Travel Guard Plus Silver | Travel Guard Plus Silver Plus | Travel Guard Plus Gold | Travel Guard Plus Platinum | Titanium | Titanium Plus |
| $50,000 | $100,000 | $250,000 | $500,000 | $750,000 | $1,000,000 | |
| 0-40 years | ₹2,474 | ₹2,956 | ₹3,347 | ₹3,549 | ₹4,775 | ₹5,699 |
| 41-55 years | ₹3,216 | ₹3,553 | ₹4,593 | ₹5,102 | ₹6,406 | ₹7,543 |
| 56-60 years (Limited coverage) | ₹3,216 | ₹3,553 | ₹4,593 | ₹5,102 | ₹6,406 | ₹7,543 |
| 56-60 years | ₹6,375 | ₹7,383 | ₹9,647 | ₹10,275 | - | - |
| 61-70 years (Limited coverage) | ₹6,175 | ₹7,156 | ₹8,768 | ₹9,403 | - | - |
| 61-70 years | ₹11,902 | ₹14,625 | ₹17,900 | ₹20,368 | - | - |
| Traveler's age | Travel Guard Plus Senior | Travel Guard Plus Senior Plus |
| $50,000 | $100,000 | |
| 71-75 years (Limited coverage) | ₹9,097 | ₹12,571 |
| 71-75 years | ₹21,769 | ₹24,351 |
| 76-80 years (Limited coverage) | ₹12,998 | ₹17,922 |
| 76-80 years | ₹31,450 | ₹35,141 |
| Traveler's age | Travel Guard Plus Super Senior |
| $50,000 | |
| 81 - 85 years (Limited coverage) | ₹25,504 |
| 81 - 85 years | ₹54,801 |
| 86 - 90 years (Limited coverage) | ₹40,975 |
| 86 - 90 years | ₹88,582 |
| 91 - 98 years (Limited coverage) | ₹51,634 |
| 91 - 98 years | ₹103,396 |
| Traveler's age | Travel Guard Plus Super Senior |
| $50,000 | |
| 99 years | ₹103,396 |
The Tata AIG Overseas travel medical insurance cost per month starts at just ₹1,183 for coverage Worldwide Excluding USA & Canada. Tata AIG Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Overseas travel medical plan variants.
| Traveler's age | Travel Guard Plus Silver | Travel Guard Plus Silver Plus | Travel Guard Plus Gold | Travel Guard Plus Platinum | Titanium | Titanium Plus |
| $50,000 | $100,000 | $250,000 | $500,000 | $750,000 | $1,000,000 | |
| 0-40 years | ₹1,183 | ₹1,391 | ₹1,577 | ₹1,897 | ₹2,431 | ₹2,978 |
| 41-55 years | ₹1,466 | ₹1,811 | ₹2,142 | ₹2,515 | ₹2,991 | ₹3,625 |
| 56-60 years (Limited coverage) | ₹1,466 | ₹1,811 | ₹2,142 | ₹2,515 | ₹2,991 | ₹3,625 |
| 56-60 years | ₹1,887 | ₹2,440 | ₹3,168 | ₹3,354 | - | - |
| 61-70 years (Limited coverage) | ₹2,874 | ₹3,674 | ₹4,174 | ₹4,699 | - | - |
| 61-70 years | ₹3,740 | ₹4,999 | ₹5,915 | ₹7,004 | - | - |
| Traveler's age | Travel Guard Plus Senior | Travel Guard Plus Senior Plus |
| $50,000 | $100,000 | |
| 71-75 years (Limited coverage) | ₹5,845 | ₹6,604 |
| 71-75 years | ₹7,725 | ₹10,683 |
| 76-80 years (Limited coverage) | ₹7,202 | ₹9,352 |
| 76-80 years | ₹11,174 | ₹15,415 |
| Traveler's age | Travel Guard Plus Super Senior |
| $50,000 | |
| 81 - 85 years (Limited coverage) | ₹13,936 |
| 81 - 85 years | ₹23,486 |
| 86 - 90 years (Limited coverage) | ₹23,842 |
| 86 - 90 years | ₹40,555 |
| 91 - 98 years (Limited coverage) | ₹32,511 |
| 91 - 98 years | ₹55,490 |
| Traveler's age | Travel Guard Plus Super Senior |
| $50,000 | |
| 99 years | ₹55,490 |
24 hour tata aig travel insurance contact number
TATA AIG insurance for senior citizens plan is specifically designed for older travelers above 70 years.
Annual Multi Trip by TATA AIG allows the insured to travel multiple times within the coverage period of One Year.
Holidays in Asian countries like Hong Kong, Singapore, Thailand...is exotic and popular with many Indians.
TATA AIG Travel Guard insurance plan now includes comprehensive coverage even for older travelers.
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Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".