Care Health Insurance for Senior Citizens - Care Senior

Care health insurance online - Quotes

Plan Type
   
Coverage Type
Coverage Amount
Age of senior member:
  years OR age
Insurance Start Date
Insurance End Date

Care senior citizen mediclaim health insurance

Senior citizens, parents or elderly members of your family are more vulnerable to fall sick and the cost of health treatment for them can be very high. Care (Formerly Religare) has specially designed best health insurance for older parents with coverage options up to 10 lakhs.
  • Individual and Floater Cover available
  • No Pre-policy medical check-up
  • Annual health check-up for all insured persons
  • Auto Recharge of Policy Sum Insured
  • Additional Features like Tax Benefit under section 80D

Care Health Insurance Review

Care travel insurance
Call: 080-4110 1026
Sum Insured
4 lacs – 600 lacs options available
Tenure Options
1, 2, 3 years options available
Claims Incurred Ratio *
55.00%
Claims Settlement Ratio **
93.44%
List of Network Hospitals
7,400+ hospitals
Number of Policies issued *
6,91,739
Number of Lives Covered *
1,07,13,000
Maximum Family Floater Coverage
Self, Spouse + dependent (children + parents)
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

Senior Citizens and Parents mediclaim insurance by Care - Care Senior

  • Highlights
  • Benefit Table
  • Policy terms
  • Exclusions

Best health insurance features for senior citizens

  • Higher sum insured amount addresses the reality of rising medical costs
  • Pre and post hospitalization coverage financially protects the insured during a longer period of illness
  • Ambulance coverage reduces the impact of miscellaneous costs that are incurred
  • Senior Citizen Health Insurance Plan includes detailed health check-ups at no extra cost facilitate monitoring of the insured’s health and promote a healthy lifestyle
  • Coverage for alternative treatment takes into account the latest practices wherein treatments combine multiple disciplines

Compare details of Care Senior Citizens medical insurance

Plan Name
Sum Insured (SI) – on annual basis (in Rs.) 3 Lacs 5 Lacs \ 7 Lacs \ 10 Lacs
In-Patient Hospitalization Up to Sum Insured Up to Sum Insured
Pre-Hospitalization & Post Hospitalization Up to SI, 30 days/60 days Up to SI, 30 days/60 days
Day Care Treatments Up to SI, 541 Procedures Up to SI, 541 Procedures
Room Eligibility 1% SI per day Single Private AC Room
(Max. up to 1% of SI per day)
ICU Charges 2% SI per day 2% SI per day
Daily Allowance 500 per day; max. 5 days NA
Ambulance Cover Up to 1,500 per hospitalization Up to 2,000 per hospitalization
Domicillary Hospitalization Up to 10% of SI, covered after 3 days Up to 10% of SI, covered after 3 days
Annual Health check-up Yes, all members Yes, all members
Automatic Recharge of Sum Insured Yes to SI (Once in a Policy Year) Yes to SI (Once in a Policy Year)
No Claim Bonus 10% increase in SI per Policy Year in case of claim-free year; Max up to 50% of SI 10% decrease in SI per Policy Year in case a claim has been paid; Such decrease is only in SI accrued as NCB
Organ Donor Cover Up to 50,000 Up to 1,00,000
Second Opinion Yes Yes
Alternative Treatments Up to 15,000 Up to 20,000
Sub - limits
Treatment of Cataract Up to 20,000 per eye Up to 30,000 per eye
Treatment of Total Knee Replacement Up to 80,000 per knee Up to 1,00,000 per knee
Treatment for each and every Ailment / Procedure mentioned below:-
i. Surgery for treatment of all types of Hernia
ii. Hysterectomy
iii. Surgeries for Benign Prostate Hypertrophy (BPH)
iv. Surgical treatment of stones of renal system
Up to Rs. 50,000 Up to Rs. 65,000
Treatment for each and every Ailment / Procedure mentioned below:-
i. Treatment of Cerebrovascular disorders
ii. Treatments / Surgeries for Cancer
iii. Treatment of other renal complications and Disorders
iv. Treatment for breakage of bones
Up to Rs. 2 Lacs Up to Rs. 2.5 Lacs

Care (Formerly Religare) parents health insurance - policy terms and wordings

Minimum entry age Adult: 61 years
Maximum age Adult : Life Long
Renewal Lifelong Renewability. The Policy can be renewed under the then prevailing Health Insurance Product or its nearest substitute approved by IRDA.
Co-payment 20% per claim, where age of Insured / eldest member is 61 years or above (Optional for existing Insured Person on attaining 61 years of Age)
Waiting period Named aliment Waiting period - 24 months of continued coverage
Pre - existing disease Waiting period - 48 months of continued coverage
Grace period 30 days from the date of expiry

Care Care Senior exclusions

  • Any diagnosis of diseases / undergoing of surgery / occurrence of event, whose signs or symptoms first occur within 30 days of Policy Period Start date.
  • Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)
  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
  • Medical expenses incurred for treatment of AIDS
  • Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences
  • Congenital disease
  • Tests and treatment relating to infertility and in vitro fertilization.
  • War, riot, strike, nuclear weapons induced hospitalization.

Care health insurance useful links

buy Care health insurance How to buy Care health insurance?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Know more
Insurance FAQ Insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding best health insurance plans in India.

Know more
Care Claims Procedure Claims Procedure

Care health Insurance Claims Procedure

Know more
Portability Portability

Steps to port your existing health insurance to a new health insurance policy by a different company.

Know more
Care Network of hospitals Care Network of hospitals

Care insurance plan network hospital list.

Know more
Tax benefits Tax benefits

Tax deduction on health insurance premium paid for you, your family and your parents.

Know more

Search Care health insurance


Compare health insurance quotes - Find the best Care health insurance
Call: 080-4110 1026
Welcome to NRIOL Indian Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required

Contact our customer service team

Estd. 1997 © Copyright NRI Online Pvt. Ltd. All rights reserved worldwide.