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TATA AIG travel insurance
USD 50,000/ 100,000/ 250,000/ 500,000/ 750,000/ 1,000,000
360 days
90 days to 99 years
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
TATA AIG has introduced the travel guard insurance plan without sublimits for senior citizens and is available up to the age of 99 years.
Senior Citizens (travel insurance for over 70 years) can buy best travel insurance for seniors over 70 up to maximum 180 days.
Offers university comparable coverage. Indian students between 16 to 35 years, enrolled and attending college as a full time student outside India are eligible.
Tata AIG has designed international annual multi trip insurance for businessmen and corporate professionals who are frequent travelers.
Asia plan is available only for 30 days and up to 70 years. This plan does not cover for Japan and Koreas.
Buy TATA AIG Domestic travel insurance in India for the individual or family travelling within India.
Tata AIG coronavirus overseas travel insurance offers covid19 coverage. COVID related expensed are covered up to the chosen sum insured.
TATA AIG travel insurance cost is much competitive considering its health insurance coverage, plan benefits, service and other factors. For younger travelers it is cheaper while compared to the senior travelers. However they can avail much cheaper plan by choosing the plans as per their requirements. You buy Indian travel insurance in Rupees but get coverage in US Dollars, this makes TATA travel insurance very cheap and price competitive.
Yes, Tata AIG travel insurance cashless treatment is available in overseas travel policies of Tata AIG. If it is an emergency, get the policy holder admitted in the hospital and inform the service provider, while for planned hospitalization contact the service provider before you take the policy holder for treatment.
There are several general insurance companies in India which offer international travel insurance for people traveling outside India. One of the best international travel insurance in India is the Tata AIG travel insurance for its claim settlement record and brand awareness. Tata AIG travel insurance plans are designed to cater the needs of the travelers traveling outside India. Tata AIG travel insurance policies have a worldwide recognition and is well accepted in all countries.
Covid19 will be covered only in case of inpatient (hospitalization treatment for more than 24 hours). Any kind of quarantine (home /hotel, institutional quarantine expenses) self-isolation, Covid-19 test or expenses related to reports will not be covered.
Tata AIG General Insurance Company Limited is the joint venture between the reputed Tata Group and American International Group. While Tata Group has 74 Percent stake in TATA AIG General Insurance the AIG group has the remaining 26 Percent. Both these companies being very highly regarded bring their best practices to the joint venture. The value of the insurance product is ultimately based on how well the service is provided and claims are settled. In this regard TATA AIG General insurance works hard to win the trust of customers based on their excellent service.
Tata AIG overseas travel insurance can be extended up to a total of 360 days for travellers up to the age of 70 years. For travellers above 70 years, the extension available is for a total of 180 days. Extending of the TATA AIG travel insurance is however not guaranteed. Extension of an existing travel insurance policy will depend on the length of the original policy and if there is any pending claim. Travellers can fill the travel insurance extension request form which will be reviewed by the underwriting team.
An Annual Multi-trip travel insurance plan is a policy which insures several trips undertaken during an year. The customer can travel multiple times during the year under this one policy, however there are time limits on the duration of each trip which is usually either 30 or 45 days depending on the annual travel insurance policy purchased.
The TATA AIG senior citizen travel insurance plan is available for senior citizens up to the age of 98 years. The TATA AIG senior citizen plan is available for a maximum of 180 days and a maximum coverage of USD $50,000.
TATA AIG travel insurance is cashless for eligible inpatient hospitalisation. Travellers should contact the toll free customer support number and inform them of the hospitalization. If the insured is hospitalized for more than 24 hours in one of the preferred network of hospitals, AIG IS or ISOS will offer cashless hospitalization by paying 100% of the claim amount to the hospitalization (subject to deductibles under the policy conditions). This is applicable for Inpatient expenses provided the same is admissible under the policy.
Based on the underwriter approval, the traveler can buy Tata AIG travel insurance after leaving India. Fill the traveler already outside India form with the requested details and we will try getting an approval for you to buy overseas travel insurance while you are away from your home country.
As the Schengen consular, a foreign travelers needs to have medical insurance before applying for visa. The travel medical insurance must have a maximum coverage of atleast 30,000 Euros or the equivalent of $50,000 to cover medical expenses arising from sudden injury or illness. The travel insurance must also offers coverage for emergency medical evacuation and repatriation.
Tata AIG travel insurance offers coverage for travelers of any age group up to the age of 99 years. Therefore the maximum entry age to buy overseas travel insurance from Tata AIG is 99 years.
Yes some travel insurance offer coverage for pre-existing conditions under life threatening situations. As travel insurance is designed to cover sudden expenses from sickness while travelling, if a traveler has reached a life threatening condition. The travel insurance will pay only till the insured has become medically stable from the pre-existing conditions. Tata AIG travel insurance will reimburse up to $1,500 for which the travelers have spent while receiving treatment of pre-existing illness under life threatening when they were in a foreign country.
Yes, you can renew TATA AIG travel insurance online. Tata AIG overseas travel insurance renewal is based on good health, no claims and approval from the underwriting team
For single trip insurance free look period is not applicable. However for annual multi trips you have 15 days’ time from the date of receipt of the policy document to review the policy terms and conditions of the policy provided that trip has not been commenced.
You can cancel the policy after the policy has started on a condition that you have not traveled overseas during the policy tenure and have to provide a proof supporting your claim of cancellation.
Once you fill the online application and complete the purchase successfully. The e-copy of the policy will be sent to your email-id provided in the online application form where you can download TATAAIG travel insurance.
TATA AIG travel guard insurance insures the traveller for unanticipated sickness or injuries when they are traveling. This travel insurance will not insure preventive care or treatment for pre-existing conditions.
| Plan benefits | Silver plus - Plan A | Gold - Plan A | Platinum - Plan A |
|---|---|---|---|
| Medical Expenses - Injury and or Illness | Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 5000 Sum insured - life threatening conditions | Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 10,000 Sum insured - life threatening conditions | Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 12,500 Sum insured - life threatening conditions |
| Emergency Medical Evacuation | Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
| Repatriation of Mortal Remains | 25% of Section 1 Sum Insured(over and above) | 25% of Section 1 Sum Insured(over and above) | 25% of Section 1 Sum Insured(over and above) |
| Accidental Death & Disablement (Overseas) | AD:10,000, Disablement:10,000, Total - 10,000 | AD:15,000, Disablement:15,000, Total - 15,000 | AD:25,000, Disablement:25,000, Total - 25,000 |
| Emergency Medical Dental Expenses | 400 Deductible:50 |
500 Deductible:50 |
1000 Deductible:50 |
| Plan Benefits | Silver Plus - Plan B | Gold - Plan B | Platinum - Plan B |
|---|---|---|---|
| Medical Expenses - Injury and or Illness | Unlimited Sum Insured with USD 1,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 5000 Sum insured - life threatening conditions | Unlimited Sum Insured with USD 2,50,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 10,000 Sum insured - life threatening conditions | Unlimited Sum Insured with USD 5,00,000 per incident/loss, arising out of the same illness/injury. Maximum liability - PED upto USD 12,500 Sum insured - life threatening conditions |
| Emergency Medical Evacuation | Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
Upto Section 1 Sum Insured Deductible: 100 |
| Repatriation of Mortal Remains | 25% of Section 1 Sum Insured(over and above) | 25% of Section 1 Sum Insured(over and above) | 25% of Section 1 Sum Insured(over and above) |
| Accidental Death & Disablement (Overseas) | AD:10,000, Disablement:10,000, Total - 1000 | AD:15,000, Disablement:15,000, Total - 15,000 | AD:25,000, Disablement:25,000, Total - 25,000 |
| Emergency Medical Dental Expenses | 400 Deductible:50 |
500 Deductible:50 |
1000 Deductible:50 |
| Delay of Checked-in Baggage | 4 hours delay: USD 40 | 4 hours delay: USD 45 | 4 hours delay: USD 50 |
| Loss of Checked-in Baggage | 200 | 300 | 300 |
| Loss of Passport | 250 Deductible:25 |
250 Deductible:25 |
250 Deductible:25 |
| Flight Delay | Not available | 4 hours delay: USD 45 For all overseas flights taken during Insured Trip | 4 hours delay: USD 50 For all overseas flights taken during Insured Trip |
| Trip Curtailment | 500 Deductible: 50 |
750 Deductible: 75 |
1000 Deductible: 100 |
| Trip Cancellation | 500 Deductible: 50 |
750 Deductible: 50 |
1000 Deductible: 100 |
| Missed Flight or Connection | 250 | 500 | 750 |
| Bounced Hotel or Airline booking | 500 Deductible: 50 |
750 Deductible: 75 |
1000 Deductible: 100 |
| Plan benefits | Silver | Silver plus | Gold | Platinum | Senior Plan | Deductible |
|---|---|---|---|---|---|---|
| Plan Maximum (in US$) | $50,000 | $100,000 | $250,000 | $500,000 | $50,000 | NIL |
| Accidental Death & Dismemberment (Common Carrier) | NA | $5,000 | $5,000 | $5,000 | NA | NIL |
| Accident and Sickness Medical Expenses Reimbursement | $50,000 | $100,000 | $250,000 | $500,000 | $50,000 | $100 |
| Sickness Dental Relief | $300 | $400 | $500 | $1,000 | $300 | NIL |
| Emergency Medical Evacuation | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | NIL |
| Repatriation of Remains | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement | Included under the benefit limit of accident & Sickness medical expense reimbursement |
| Baggage Delay Benefit (After first 12 hrs) | $50 | $100 | $200 | $500 | $50 | NIL |
| Checked Baggage Loss Benefit | $500 | $750 | $1,000 | $1,000 | $500 | NIL |
| Loss of Passport | $250 | $250 | $250 | $250 | $250 | $30 |
| Personal Liability | $1,00,000 | $1,50,000 | $2,00,000 | $5,00,000 | $1,00,000 | $200 |
| Flight Delay^# | NA | Included | Included | Included | NA | NIL |
| Hijack^^ | NA | Included | Included | Included | NA | NIL |
| Emergency cash advance | $500 | $750 | $1,000 | $1,500 | $500 | NIL |
| Fraudulent charges (Payment card security) | $500 | $500 | $1,000 | $2,000 | NA | NIL |
| Home Burglary (in Rs) | $1,00,000 | $1,00,000 | $2,00,000 | $2,00,000 | NA | NIL |
| Trip Cancellation | $500 Deductible:$50 |
$500 Deductible:$50 |
$750 Deductible:$75 |
$1,000 Deductible:$100 |
NA | NIL |
| Trip Curtailment | $500 Deductible:$50 |
$500 Deductible:$50 |
$750 Deductible:$75 |
$1,000 Deductible:$100 |
NA | NIL |
| Missed Connection / Missed Departure | $500 Deductible:$50 |
$500 Deductible:$50 |
$750 Deductible:$75 |
$1,000 Deductible:$100 |
NA | NIL |
| Bounced Hotel / Airline Booking | $500 Deductible:$50 |
$500 Deductible:$50 |
$750, Deductible:$75 |
$1,000 Deductible:$100 |
NA | NIL |
You can buy tata aig international travel insurance online using a credit card from anywhere in the world. Most of our customers buy these plans from the USA, the UK, UAE, Europe, Canada, Singapore, Australia ... as being ideal tata aig visitors insurance for parents from India. For travel to Europe from India, customers need the TATA AIG schengen travel insurance as the Schengen consulates insist on this travel insurance which satisfies specific criteria before issuing the Schengen visa. Customers can buy the plan using an credit or debit card. After completing the application form, you will receive an immediate acknowledgement. The policy along with other relevant documents will be emailed to the ID in the online application. If requested, the insurance policy will also be couriered to the Indian address in the application. We will refund the full premium with a cancellation fee for TATA AIG travel insurance trip cancellation if the traveler cancels his trip and does not travel outside India. Buy TATA Travel insurance using a Credit/Debit card for instant policy.
Tata AIG Schengen insurance satisfies Schengen visa requirements and is approved by the Schengen country consulates. This plan can be purchased to obtain visa for Schengen countries which are: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland,.
TATA AIG Travelguard insurance plans satisfy Schengen visa insurance requirements by offering the following coverage:
Buying TATA travel insurance online is fairly quick and easy. You have to complete an online application providing all the relevant details regarding your travel. After completing the application form, you can pay for the policy using a credit or debit card. After completing the online payment the policy document will be emailed to the email ID provided in the application form.
Any travel, especially if it involves travel outside the country will involve some risk and given the cost of the travel, it is definitely worth buying travel insurance given the coverage benefits provided. Travel involves long travel periods, and being in a new unfamiliar environment likely with different weather and food.These changes can take a toll, especially for older travelers. Healthcare costs can be very expensive especially outside India, and it is important to have travel insurance which can cover you in the event of any medical emergency.
Along with healthcare costs, travel insurance also provides coverage for adverse travel related emergencies such as loss of baggage or a stolen passport. In the extreme situation, travel insurance covers the expense of medical evacuation and for repatriation of remains.
Given all these benefits, travel insurance provides a layer of safety and peace of mind while traveling, and is strongly recommended.
There is no single policy that is best for all travelers and budgets. The ideal travel insurance plan varies from traveler to traveler, however, despite a higher premium cost, given the risks involved in travel, especially international travel, it is prudent to buy comprehensive travel insurance coverage (without sub-limits) and with a high sum insured amount.
Travel insurance is meant to provide coverage for unplanned adverse medical conditions. Travel insurance will not provide coverage for any preventive care or for regular treatment of an existing medical ailment. However, TATA travel insurance does provide up to $1500 USD in the event that an existing medical ailment becomes life threatening.
Filing a claim with TATA travel insurance is quite easy. The traveller can make the claim online by visiting the TATA AIG website and filling up the requisite travel insurance claim form. If the travelers are unable to make a claim online, they can call the toll-free customer support centre numbers that are available in the travel insurance policy document. The TATA AIG customer service staff will guide you through the claims procedure.
It is important to buy overseas travel insurance before you leave India. Travellers may often think they are healthy and strong and nothing untoward will happen and hence do not need overseas travel insurance? However emergencies like sudden sickness or accidents can happen anytime and if you are not prepared for it, can result in a huge financial burden. We get queries from customers who are already hospitalized, but unfortunately travel insurance will not cover these expenses.
Travel insurance covers unexpected and sudden medical emergencies and Indian overseas travelers need to buy the visitor travel insurance before you actually need it! It is best to buy insurance that will cover your completed journey till you return to India. Sometimes you may not be sure of your travel dates, in which case you can buy for the initial duration and request an extension of coverage later. Travel insurance coverage can begin as early as the following day. Therefore if you have policies that expire or you change your travel plans like extending your trip, be aware of the dates to make sure you are always covered under international travel insurance.
Travelling overseas involves a lot of arrangements like flight bookings, hotel reservations, cruise bookings and other reservations. Some travel insurance plans offer coverage for trip cancellation to protect trip investment expenses.
It is always safe to buy international travel insurance online to protect your health and trip expenses and to secure yourself from travel risks and medical emergencies while travelling overseas.
You can renew the TATA AIG policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details. The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.
Yes you can extend your travel insurance while being abroad. Fill the TATA AIG insurance policy renewal form so that our insurance advisors will help you to renew your policy.
Below 70 year old Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.
However for 70+ travel policies the sum total number of policy days included subsequent renewals cannot exceed 180 days.
Yes TATA AIG travel health insurance policies cover outpatient medical expenses after the specified deductible. This might include doctor fees, prescribed medical tests and doctor prescribed medicines. Initially the insured has to bear all the medical expenses and claim for reimbursement later.
Some of the key features of TATA AIG travel guard insurance are as below.
Tata AIG has a proven track record of providing high-quality travel insurance plans and given the AIG is an US company handles all the US based customer interactions locally with an office in Houston. There are many TATA travel insurance plans available that offer comprehensive protection at a low cost where the premium is paid in Indian Rupees while the coverage is in US Dollars.
NEW DELHI: Tata AIG is the General insurance company, TATA AIG General insurance. TATA AIG Life Insurance has been renamed Tata AIA Life Insurance Company following the departure of American International Group (AIG) from the Hong Kong-based insurer AIA Group. Tata AIG was founded in 2001 as a joint venture between the Indian conglomerate Tata Group and AIG.
TATA AIG travel insurance policies are issued soon after the online transaction is completed. If you have any questions after receiving your policy or if there you have received your policy, please contact our customer service team at 080-41101026.
Your travel insurance claim will be settled according to the policy terms and conditions. Claims against your travel insurance policy can be denied for a variety of circumstances which do not satisfy the claims conditions and if this occurs, you will be clearly informed of the reason for denting your travel insurance claim.
If you extend your travel while outside India, you may be eligible for extending your travel insurance coverage. Please complete this travel insurance extension from, and we will try to get approval from your travel insurance company to extend your policy.
You can buy Travel Guard Plus online by using a credit/debit card, UPI, direct funds transfer, NEFT or RTGS or by a cheque.
Travelers already outside India without insurance? We can try to get special approval to buy TATA AIG travel insurance online.
Calculate the insurance premium for Indian travelers and senior citizens travelling overseas.
In case of Claim or reimbursement of treatment expenses, notify TATA AIG toll free and helpline.
Download TATA AIG Travel Guard Plus brochure online.
Travel insurance customers can renew their existing policy before the expiry date with certain conditions.
Travel insurance covers unanticipated adverse circumstances. Any planned situation or preventive healthcare or regular treatment to an existing medical ailment will not be covered. The following are some of the exclusions under the travel policy, please complete details please refer to the complete policy document
Medical expenses claim can be denied under the following circumstances:Prompt Claims Settlement
I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy. 
Quick Service Thanks a lot for the speedy response and sending me the policy pdf. This is very useful and will be helpful for my parent's travel. I really liked the quick customer service and very happy with the response.
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Convenient & Effortless
Thanks a lot for making this so convenient and effortless. I really appreciate your efforts towards this.
Look forward to doing more business with you in future.
Excellent Service Thank you very much on your prompt service for helping me in making this transaction possible in a short time as the online transaction site was giving trouble.
Very pleased with the service
Thanks for your calls and taking care of my mother and in-laws travel insurance renewal. We are all very pleased with the service provide by you and your team.
Mr. Jaideep Deorukhkar, Head Travel Services at Tata AIG says "NRIOL has been one of our key partners in India for the past 16 years and has been pivotal in providing Tata AIG customers an opportunity to purchase their TATA AIG travel insurance online".