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Outreach Group Travel Medical Insurance

Eligibility to buy Outreach Group Travel Medical

  • For US citizens traveling outside the United States with coverage for brief returns to the U.S.
  • Non US citizens traveling outside their home country.
  • For visitors under 65 years of age and visiting USA, their initial period of coverage must be within 6 months of arrival in the United States. For visitors over 65 years of age it must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.

Pre-existing condition coverage

A pre-existing condition is defined as any injury, illness, sickness, disease, or other physical, medical, mental or nervous condition, disorder or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the three years prior to the effective date of the insurance, whether or not previously manifested or symptomatic, diagnosed, treated, or disclosed prior to the effective date, including any subsequent, chronic or recurring complications or consequences related thereto or arising therefrom.
Acute onset of pre-existing condition coverage

  • For US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
      • Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum.
      • Up to age 65 without primary health plan - $20,000 lifetime maximum.
      • 65 years and above with or without primary health plan - $2,500 lifetime maximum.
  • For Non US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical):
      • Up to $50,000 lifetime Maximum for age 65 and under.
      • Up to $2,500 for age 65+.
  • For US and Non-US Citizens:
    • Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation):
      • Up to $25,000 of eligible costs and expenses.

Outreach Group Travel Medical insurance reviews

Patriot Group Travel Insurance
Plan life
Lifetime
Deductible options
$0, $100, $250
Policy Maximum: $100,000, $250,000, $1,000,000.
Outreach Group Travel Medical Insurance underwriter
Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Outreach Group Travel Medical Insurance Related Links


PPO


Comprehensive Plan

Plan highlights of Outreach Group Travel Medical Insurance

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Ideal Plan for these group

Church groups traveling abroad on short-term outreach

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Outreach Group Travel Medical Coinsurance?

For treatment received outside the U.S: IMG pays 100%

For treatment received within the US:
In the PPO Network: IMG pays 100%.
Outside the PPO Network: IMG pays 90% up to $5,000, then 100%.

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IMG Outreach Group Travel Medical Insurance - Frequently asked questions

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990.Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Travel insurance for Coronavirus Covid

Covid19 International Travel insurance for Coronavirus

Click here to read more

Plan benefits of Outreach Group Travel Medical insurance

   In-Patient Medical Benefits
Hospital room and board? Average semi-private room rate, including nursing services
Surgery? Up to the maximum limit
Intensive care unit? Up to the overall maximum limit.
Physician visits? Up to the maximum limit
Hospital indemnity? $250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible
Bedside visit? $1,500 maximum limit. Not subject to deductible
Out-patient Medical? Up to the maximum limit
Medical Expenses Up to the Maximum Limit
Prescription Drugs? Up to the maximum limit
Physician visits? Up to the overall maximum limit
Emergency local ambulance? Up to the maximum limit
Emergency Room Accident? Up to the Maximum Limit(Charges incurred for the use of the Emergency Room due to an accident are covered up to the Maximum Limit)
Emergency Illness - with In-patient Admission Up to the Maximum Limit
Emergency Illness - without In-patient Admission Up to the Maximum Limit(Charges incurred for the use of the Emergency Room for treatment of an illness are subject to an additional (extra) $250 deductible if treatment does not require admission to the hospital)
Emergency dental treatment? Injury due to accident: Up to maximum limit.
Sudden dental pain: Up to $100.
Return of mortal remains or cremation/burial? Up to $50,000 for Return of Mortal Remains or $5,000 for Cremation or Burial
Return of minor children? Up to $50,000
Emergency medical evacuation? Up to $500,000 lifetime maximum (independent of the Maximum Limit)
Natural disaster? Up to $100 per day for five days
Trip interruption? $10,000 maximum limit. Not subject to deductible
Incidental Home Country Coverage Up to 14 days
Identity theft? Up to $500 per Period of Coverage
Natural disaster? Up to $100 per day for five days
Terrorism? Up to $50,000 maximum limit. Not subject to deductible
Accidental death & dismemberment? $25,000 principal sum
Common carrier accidental death $50,000 to Beneficiary; maximum of $250,000 per family
Personal liability? $25,000 combined maximum limit. Injury to a third person: $100 per injury deductible. Damage to a third person’s property: $100 per damage deductible. No coverage for injury to a related third party or damage to related third person’s property
Sports & Activities Coverage Up to maximum limit
Terrorism Coverage Up to $50,000 lifetime maximum
Incidental Trips to Home Country? 14 consecutive days maximum limit

Outreach Group Travel Medical insurance links

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Outreach Group Travel Medical insurance Claims

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CLAIMS EMAIL

Email: insurance@imglobal.com
Fax: 317-655-4505

CLAIMS PHONE

1.800.628.4664

MAIL TO

International Medical Group
P.O.Box 88500 Indianapolis,
IN 46208-0500

CLAIMS FORM

IMG Claims Forms

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