Bajaj General Romania Schengen Visa Travel Insurance from India 2026

The cost for the Romania travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Romania travel insurance required, the greater will be the cost.

You can get buy Bajaj General travel insurance for Romania by getting free quotes on our website and then completing the Bajaj General overseas health insurance proposal form and buying the Indian overseas mediclaim policy online.

Getting travel insurance before you travel outside India is always a good idea. Healthcare outside India, especially in Europe and the US is very expensive. Nobody can predict what will happen while traveling, so it is important to be prepared.

Travel insurance provides coverage for expenses related to hospitalisation, baggage loss assistance, medical emergencies..etc and the cost of travel insurance is very affordable given that it provides coverage in US Dollars while the premium is paid in Indian Rupees.

Bajaj General has an excellent track record of providing good travel insurance plans for international travel. There are multiple plans which provide comprehensive protection at a nominal cost.

Yes you can travel without having travel insurance unless it is mandated by the respective consulates while issuing the travel visa. Many countries like all the Schengen states eg - Italy, Greece, Portugal, Spain, France, Austria, Belgium, Luxembourg and Netherlands insist of travel insurance while issuing the travel visa.

However beyond mandated requirement for the visa, it is prudent to buy travel insurance for from India since healthcare is very expensive outside India, and you do not want to be forced to go to a hospital overseas without any travel insurance .

No, there is no travel insurance without medical coverage included. Always consult your insurance provider before filing a claim, or you risk having your claim denied.

If the traveler is already outside India, they can complete the 'Traveler Outside India' form with the required details. Our Underwriting team will review the request and attempt to approve the purchase of overseas mediclaim insurance.

• Competitive price.
• Cashless hospitalization claim settlement in Romania.
• No age limit and no paper work

You can renew the Bajaj General policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.

The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Bajaj General insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Travel policies can initially be purchased for 6 months and can be renewed for another 6 months provided that the policy holder is in good health, no claims on the existing policy and the policy has not expired. If the policy has expired or has any claims then renewal is based on approval from the insurance head office.

Travel health insurance for a Romania Schengen visa costs as little as ₹19 per day for a 25-year-old Indian traveller on the Bajaj General Travel Companion plan. For a typical 15-day trip, the total premium works out to roughly ₹285–₹480, depending on the plan you choose. Premiums increase slightly with age and trip duration.

All Bajaj General plans meet the mandatory €30,000 (≈ $50,000) medical coverage required for the Romania Schengen visa, so you never have to worry about the certificate being rejected at VFS.

The Romanian Embassy and VFS Global accept travel insurance from any IRDAI-regulated insurer whose policy certificate clearly states:

• Minimum medical coverage of €30,000.
• Coverage valid across all Schengen countries.
• Policy dates matching your full intended stay.
• Inclusion of emergency medical care, hospitalisation, and repatriation.

Bajaj General Romania travel insurance meets every one of these requirements and its certificates are accepted by VFS Global and the Romanian Embassy for Schengen visa processing.

No. ₹2 lakhs is far below the Schengen requirement. The Schengen visa rules require a minimum medical coverage of €30,000, which is approximately ₹27–28 lakhs at current exchange rates. Your insurance certificate must clearly show this amount.

The Bajaj General Travel Companion plan provides $50,000 (≈ €46,000) in medical Coverage comfortably above the €30,000 minimum and costs only from ₹19/day. There is no need to spend ₹2 lakhs; the premium is a fraction of that amount.

The Bajaj General Travel Companion plan is the most affordable Schengen visa travel insurance for Romania, starting at just ₹19 per day. Despite the low price, it fully meets the Schengen requirements - $50,000 in medical cover, emergency evacuation, and repatriation making it the cheapest policy that is actually accepted for a Romania Schengen visa application.

Avoid very cheap policies from unknown providers that do not clearly state Schengen compliance on the certificate these are often rejected at VFS.

Countries such as Finland, Estonia, and Lithuania have historically shown high Schengen visa approval rates for Indian applicants. However, most Indians apply through major destination countries like France, Germany, Italy, or Spain due to direct flight availability, and approval rates there are also strong for well-documented applications.

Regardless of which Schengen country you apply through, a valid travel insurance certificate with at least €30,000 medical coverage is mandatory. A single Bajaj General Schengen travel insurance policy covers all 29 Schengen countries, so it works whether you are applying for Romania, France, Germany, or any other Schengen nation.