Religare travel insurance for Indians visiting UK

Religare travel insurance for visiting the UK

Destination
No. of traveler
Date of Birth
   
Preexisting disease?
Start Date
End Date  days
Maximum Coverage
Maximum Coverage
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Religare travel insurance India - Useful links

how to buy religare insurance online
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Traveler Outside India

Travelers who have already traveled from India and do not have insurance can buy Religare travel medical insurance.

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Religare Brochure
Brochure

Religare health insurance explore the world without worry!

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Religare insurance claims
Insurance Claims

In case of Claim or reimbursement of treatment expenses, notify Religare health insurance

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Religare insurance faq
Insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding religare travel health insurance

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Online Renewal
Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Religare policy wordings
Policy Wordings

Know more about religare Travel insurance products

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Religare travel without sublimits
Travel without sublimits

Religare travel insurance plan without sub-limits

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UK - General information

UK Flag
map  Location

Northern Europe

house  Capital

London

language  Language

English

currency  Currency

Pound sterling

population  Population

6.56 crores (2016)

calendar  Best time to visit

Spring and Autumn

map  Vacation spots

London, Cornwall, The Lake District, Scottish Highlands, Big Ben, River Thames, London Eye, Stonehenge.

Popular tourist destinations in the UK

Wonderful Windsor

The historic town of Windsor, conveniently located a short train ride west of London, offers plenty of fun things for tourists to do.

Kew Gardens

Kew Gardens is a botanical garden in southwest London that houses the largest and most diverse botanical and mycological collections in the world.

Windermere Boat Cruises

Windermere Lake Cruises is a boat company which provides leisure trips on Lake Windermere in the central part of the English Lake District.

Chester Zoo

Chester Zoo is England's most visited attraction outside of London and a particular favorite for families.

  • Benefit Table
  • Policy Coverage
  • Pre-exisiting Coverage
  • Exclusions
  • Claims process
  • FAQ's
Benefit Explore Gold Explore Platinum Deductible
globe  Geographical scope Worldwide / Worldwide excluding US and Canada Worldwide / Worldwide excluding US and Canada -
cash  Sum Insured USD 50,000, USD 100,000, USD 300,000 & USD 500,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000 -
hospital  Hospitalization expenses Yes Yes -
patient  In-patient Care Up to Sum Insured Up to Sum Insured US $100 / € 75
hospital  Pre-existing diseases (Life Threatening Condition) 10% of Sum Insured 10% of Sum Insured US $100 / € 75
accident  Additional SI* for Accidental Hospitalization Yes, up to 100% Sum Insured Yes, up to 100% Sum Insured US $100 / € 75
out-patient  Out-patient care USD 50,000 USD 50,000 US $100 / € 75
daily allowance  Daily Allowance US $25 per day, max 5 days US $25 per day, max 5 days 2 days
compassionate visit  Compassionate Visit - US $5,000 -
child  Return of Minor Child - US $2,000 -
globe  Upgradation to Business Class US $1,000 US $1,000 -
teeth  Dental Expenses US $300 US $300 US $100 / € 75
car  Personal Accident US $15,000 US $15,000 -
passport  Common Carrier Accidental Death - US $5,000 -
clinic  Medical Evacuation US $50,000 US $50,000 -
hotel  Repatriation of Mortal Remains US $50,000 US $50,000 -
head  Trip Cancellation and Interruption US $1,000 US $1,000 -
person  Trip Delay US $500 US $500 12 hours
person-with-lugg  Loss of Checked-in-Baggage US $100 US $100 -
delay-bag  Delay of Checked-in-Baggage US $100 US $100 12 hours
passport  Loss of Passport US $300 US $300 -
person  Personal Liability US $100,000 US $100,000 US $100 / € 75
Sub limit details are as follows
Sublimits are applicable for age 61 and above. However this sublimits are waived off / not applicable for travelers who buy a Explore Platinum plan
Medical Expense Sub-limit
Room Rent including boarding and lodging 1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day
ICU Charges 2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day
Operation Theatre Charges
(Including surgeon charges)
10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim
Ambulance Services US $ 500 per claim / €375 per claim
Diagnostics and Radiology Services US $ 1,000 per claim / €750 per claim
Medical Practitioners visit fees US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim
Miscellaneous Expenses US $ 1,000 per claim / € 750 per claim

For the purpose of application of the above limits :
(i) Surgery includes operation theatre charges, surgeon fees, implant charges and all other associated charges.
(ii) Ambulance Services include cost of transportation of the Insured Person to the nearest Hospital and paramedic services.
(iii) Miscellaneous Expenses includes but is not limited to the cost of medicines, pharmacy or drugs supplies, nursing charges, external medical appliances as prescribed by a registered Medical Practitioner as necessary and essential as part of the treatment on actuals, blood storage processing charges and any other services which are not specified above.
Coverage for medical needs

Coverage for medical needs

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability


Coverage for non-medical needs

Coverage for non-medical needs

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class






Religare Health Insurance Travel - Exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.
  • HIV/AIDS.

Pre-existing conditions coverage

  • Under life threatening situations, Religare covers medical expenses for pre-existing diseases.
  • Covers critical diseases like Liver disease, Cancer / Tumor, Coronary Artery Heart Disease, Kidney Disease, Paralysis / Stroke
  • It is cashless if hospitalization is more than 24 hours
  • Reimbursement if hospitalization is less than 24 hours

Religare Travel Insurance Claims Procedure

In case of Claim, notify Religare health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.
Falck Global Assistance (24 hours assistance centre)
  • USA & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)
  • Rest of the world: +91-124-4498760 (Call Back Facility)
  • Email: travelassistance@religare.com
  • Fax: +91- 124- 4006674
 
In case of reimbursement of treatment expenses, reach Religare health insurance at the below touch points
Religare Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301
  • India: 1800 200 4488 (Toll Free & Accessible in India only)
  • Email: travelclaims@religare.com
  • Fax: 1800 200 6677
 
Be it Cashless settlement or reimbursement of medical expenses, Religare Health Insurance Company delivers its promise of worry free experience!
NRI Online Pvt Ltd markets Religare Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Religare Health Insurance Company Limited.

Religare Travel Insurance Plans - FAQ's

How do I use the insurance if I fall sick during my overseas trip? The Medical Cover component of your Religare travel insurance: Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical Sum Insured is doubled in the event of an accident (as opposed to sickness).
How does this policy cater to medical evacuation should the need arise during my travel abroad? The Medical Evacuation component of the policy will covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.
Does the policy provide any coverage should the vehicle that the insured is traveling in has an accident? The Personal Accident clause covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.
Does the insurance cover the insured if the aircraft that he/she is flying in is involved in an mishap? The Common Carrier Accidental Death clause provides a lumpsum payment of the Sum Insured in the event of accidental death of the insured while traveling on a common carrier/transport.
What dental coverage does the policy provide? Dental Expenses: incurred in connection with any injury while on your trip are covered by the policy.
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