Religare Travel Insurance

Buy Religare Travel Insurance online - Quotes

Plan Type
Pre-existing disease?
Number of Travelers
Date of Birth
OR age yrs
Start Date
      Total days: 
End Date
Unique features
  • Custom designed plans for different destinations
  • Pay premium only for the number of days that you need insurance cover.
  • Pre-existing diseases covered for life threatening conditions up to 10% of sum insured for all age groups.
  • Comprehensive platinum plan (without sub-limits) for travellers of all ages.
  • The sum insured is doubled for hospitalization expenses because of any accidents .
  • Covers hospitalization medical expenses and outpatient care
  • Upgrade to business class if traveler cannot fly economy due to incurred medical treatment
  • Trip delay, cancellation and interruption coverage available

Religare Explore travel insurance

It will be one of your delightful experiences to go places and explore the world. While planning your trip, you leave no stones unturned, from visa formalities to booking holidays you take utmost care to ensure a perfect trip.

You will never wish for any unforeseen situations related to health while on a holiday. It may ruin your trip if your not covered with an insurance during such situations. Religare brings you travel insurance for your international trip with unmatched benefits. The plans are packed with several features that can help you avoid financial loss during medical emergency.

Key highlights

  • Up-gradation to Business Class for return journey of insured due to hospitalization (accident / illness).
  • Covers for Trip Delay, Trip Cancellation & Interruption, Compassionate Visit, Return of Minor Child and more.
  • Region specific plans to suit your needs.

Religare travel insurance India - Useful links

how to buy religare insurance online
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Traveler Outside India

Travelers who have already traveled from India and do not have insurance can buy Religare travel medical insurance.

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Religare Brochure

Religare health insurance explore the world without worry!

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Religare insurance claims
Insurance Claims

In case of Claim or reimbursement of treatment expenses, notify Religare health insurance

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Religare insurance faq
Insurance FAQ

Get all the answers to the most frequently asked questions (FAQs) regarding religare travel health insurance

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Online Renewal
Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Religare policy wordings
Policy Wordings

Know more about religare Travel insurance products

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Religare travel without sublimits
Travel without sublimits

Religare travel insurance plan without sub-limits

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Religare Travel Insurance - Overview

Indian tourists travelling overseas can get Religare travel insurance quotes online using the Religare travel insurance premium calculator. Indian tourists can also fill the Religare travel insurance proposal form online. Indian international tourists can buy Religare travel health insurance online either using the Credit Card purchase, Net banking, Mobile wallet or Cheque payment facilities. Please read through Religare travel insurance brochure for complete benefits covered by the plan and its policy wordings which includes the terms and conditions.

Religare Travel insurance provides overseas travel insurance coverage for Indians going abroad. Popular destinations for Indian tourists include the USA, Canada, the UK, Europe (Schengen visa), Singapore, UAE and Australia. Religare's travel insurance for senior citizens is popular given that the coverage of 10% of the sum is insured for pre-existing conditions.

Religare travel insurance is popular amongst Indians traveling the USA, UK, Australia, Asia and for Europe. As Religare Explore Europe insurance plan satisfies Schengen visa requirements, Indians can purchase the plan for visa application process. The Religare Explore Europe plan works both for the Schengen region as well as the United Kingdom. The Religare travel insurance plan is more affordable for Canada as it is part of the Worldwide Excluding USA plan.

The Religare Asia plan is popular for travel within Asia including Japan and is available for travellers up to 90 years for Six months of overseas travel. There is an Unique Explore Africa plan for travel to the African continent.

Religare Travel Insurance plans

above 70 years Senior Citizen Travel Insurance

Senior travelers up to the age of 90 years can opt for Religare Travel insurance coverage

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annual multi trip insurance Annual Multi trip Insurance

Business travelers making multiple trips overseas annually can buy the annual multi trip travel insurance

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Religare Schengen Plan Schengen Travel Insurance

Applying for Schengen visa? Then this Religare Schengen insurance is a good option to go for!

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Religare Asia travel insurance Asia travel insurance

Religare Travel Care insurance for Indians going to other Asian countries

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  • Benefit Table
  • Coverage
  • Unique Features
  • Policy Coverage
  • Exclusions
  • Claims process
  • FAQ's
Benefit Explore
Explore Platinum Deductible
globe  Geographical scope Asia Africa Europe Worldwide excluding US Worldwide / Worldwide excluding US and Canada Worldwide / Worldwide excluding US and Canada -
cash  Sum Insured USD 25,000, USD 50,000 & USD 100,000 USD 25,000, USD 50,000 & USD 100,000 € 30,000 & € 100,000 USD 50,000 & USD 100,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000 -
hospital  Hospitalization expenses Yes Yes Yes Yes Yes Yes -
patient  In-patient Care Up to SI* Up to SI* Up to SI* Up to SI* Up to SI* Up to SI* US $100 / € 75
  Pre-existing diseases (Life Threatening Condition) 10% of SI* 10% of SI* 10% of SI* 10% of SI* 10% of SI* 10% of SI* US $100 / € 75
accident  Additional SI* for Accidental Hospitalization Yes, up to 100% SI* Yes, up to 100% SI* Yes, up to 100% SI* Yes, up to 100% SI* Yes, up to 100% SI* Yes, up to 100% SI* US $100 / € 75
out-patient  Out-patient care 20% of SI* 20% of SI* € 30,000 USD 50,000 USD 50,000 USD 50,000 US $100 / € 75
daily allowance  Daily Allowance US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days 2 days
compassionate visit  Compassionate Visit - - - - - US $5,000 -
child  Return of Minor Child - - - - - US $2,000 -
globe  Upgradation to Business Class US $1,000 US $1,000 € 750 US $1,000 US $1,000 US $1,000 -
teeth  Dental Expenses US $300 US $300 € 300 US $300 US $300 US $300 US $100 / € 75
car  Personal Accident US $15,000 US $15,000 € 10,000 US $15,000 US $15,000 US $15,000 -
passport  Common Carrier Accidental Death - - - - - US $5,000 -
clinic  Medical Evacuation US $10,000 US $10,000 € 30,000 US $50,000 US $50,000 US $50,000 -
hotel  Repatriation of Mortal Remains US $10,000 US $10,000 € 30,000 US $50,000 US $50,000 US $50,000 -
head  Trip Cancellation and Interruption US $1,000 US $1,000 € 750 US $1,000 US $1,000 US $1,000 -
person  Trip Delay US $500 US $500 € 300 US $500 US $500 US $500 12 hours
person-with-lugg  Loss of Checked-in-Baggage US $100 US $100 € 100 US $100 US $100 US $100 -
delay-bag  Delay of Checked-in-Baggage US $100 US $100 € 100 US $100 US $100 US $100 12 hours
passport  Loss of Passport US $300 US $300 € 250 US $300 US $300 US $300 -
person  Personal Liability US $100,000 US $100,000 € 75,000 US $100,000 US $100,000 US $100,000 US $100 / € 75
* - Sum Insured

Sub limit details are as follows:
Sublimits are applicable for age 61 and above. However this sublimits are waived off / not applicable for travelers who buy a Explore Platinum plan
Medical Expense Sub-limit
Room Rent including boarding and lodging 1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day
ICU Charges 2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day
Operation Theatre Charges
(Including surgeon charges)
10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim
Ambulance Services US $ 500 per claim / €375 per claim
Diagnostics and Radiology Services US $ 1,000 per claim / €750 per claim
Medical Practitioners visit fees US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim
Miscellaneous Expenses US $ 1,000 per claim / € 750 per claim

For the purpose of application of the above limits :
(i) Surgery includes operation theatre charges, surgeon fees, implant charges and all other associated charges.
(ii) Ambulance Services include cost of transportation of the Insured Person to the nearest Hospital and paramedic services.
(iii) Miscellaneous Expenses includes but not limited to the cost of medicines, pharmacy or drugs supplies, nursing charges, external medical appliances as prescribed by a registered Medical Practitioner as necessary and essential as part of the treatment on actuals, blood storage and processing charges and any other services which are not specified above.
Explore Asia
  • Aged up to 80 years : $25,000, $50,000 & $100,000
  • Ages 81 to 90 years: $25,000, $50,000
  • Ideal and affordable plan for Indians visiting Asian countries as it is available for 180 days and good option for senior travelers.
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.

Explore Europe
  • Aged up to 80 years: 30,000 euros & 100,000 euros
  • Ages 81 to 90 years: 30,000 euros
  • Best coverage for visiting Schengen countries as it satisfies the visa insurance requirements.
  • Good medical insurance cover for Indian travellers visiting UK and other European countries
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.

Explore Africa
  • Aged up to 80 years: $25,000, $50,000 & $100,000
  • Ages 81 to 90 years: $25,000, $50,000
  • Cheaper plan for visiting African countries
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.

Explore Canada
  • Aged up to 80 years: $50,000 & $100,000
  • Ages 81 to 90 years: $50,000
  • Cheaper plan for visiting Canada as the coverage is excluding USA. Generally Including USA insurance plans are more expensive.
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.

Worldwide including USA / excluding USA options Available maximum coverage options for travelers who do not have any pre-existing diseases:
  • Aged up to 60 years: $50,000, $100,000, $300,000 & $500,000
  • Ages 61 to 80 years: $50,000, $100,000
  • Ages 81 to 90 years: $50,000
Available maximum coverage options for travelers having pre-existing diseases:
  • Aged up to 80 years: $50,000, $100,000
  • Ages 81 to 90 years: $50,000
Availability of high coverage maximum of $500,000
  • Covers pre-existing conditions under life threatening situations up to 10% of sum insured.
  • Explore platinum plans offers comprehensive coverage without any sub limits for medical expenses.

Religare Foreign Travel Insurance - Unique features

  • Pre existing covered upto 10% of Sum Insured in case of life threatening only
    E.g.: USD 5,000 for USD 50,000
    USD 10,000 for USD 100,000
  • Age band covered from Day 1 (baby) - 90 years.
  • Sublimit option for Gold plan for over & above 60 Years is applicable; but Sublimit not applicable for Platinum Plan for any age group
  • Per day rates - Premium calculated for actual days of travel i.e. Slab rates not applicable
    E.g. 2 days , 4 days etc.
  • Double Sum insured in case of accident.
    E.g. Customer buying USD 50,000 cover will have coverage upto USD 100,000 in case claim arising due to accident.
  • Explore Europe & Explore-Platinum Plans are approved by all the Schengen consulates up to unlimited age cover without any restriction
  • E- Travel Insurance Card comes with every policy issued instantly. This helps the customer in case of any accident/ immediate reference in case of emergency
  • Customer can Upgrade to Business class travel ticket in case of hospitalization in abroad while returning (Return should be within 20days post Discharge form hospital)
  • Treatment in home country covered upto 30days if the customer returns to India as per Doctor's advise post hospitalization in abroad.
medical insurance

Coverage for medical needs

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability

non medical

Coverage for non-medical needs

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class

Religare Health Insurance Travel - Exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.

Religare Travel Insurance Claims Procedure

In case of Claim, notify Religare health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.
Falck Global Assistance (24 hours assistance centre)
call USA & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)

Rest of the world: +91-124-4498760 (Call Back Facility)


faxFax: +91- 124- 4006674

In case of reimbursement of treatment expenses, reach Religare health insurance at the below touch points
Religare Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301
call India: 1800 200 4488 (Toll Free & Accessible in India only)


faxFax: 1800 200 6677

Be it Cashless settlement or reimbursement of medical expenses, Religare Health Insurance Company delivers its promise of worry free experience!
NRI Online Pvt Ltd markets Religare Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Religare Health Insurance Company Limited.

Religare Travel Insurance Plans - FAQ's

How do I use the insurance if I fall sick during my overseas trip?

The Medical Cover component of your Religare travel insurance:
Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical Sum Insured is doubled in the event of an accident (as opposed to sickness).

How does this policy cater to medical evacuation should the need arise during my travel abroad?

The Medical Evacuation component of the policy will
covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.

Does the policy provide any coverage should the vehicle that the insured is traveling in has an accident?

The Personal Accident clause
covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.

Does the insurance cover the insured if the aircraft that he/she is flying in is involved in an mishap? The Common Carrier Accidental Death clause provides
a lumpsum payment of the Sum Insured in the event of accidental death of the insured while traveling on a common carrier/transport.
What dental coverage does the policy provide?

Dental Expenses:
incurred in connection with any injury while on your trip are covered by the policy.

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