Religare Travel Insurance

Travel Insurance Quotes
Plan Type


Do you have PreExisting disease
Destination
2. No of Traveler
Date of Birth
OR age   years
Start Date
      Total Days: 
End Date
   
 
 

Explore
It will be one of your delightful experiences to go places and explore the world. While planning your trip, you leave no stones unturned, from visa formalities to booking holidays you take utmost care to ensure a perfect trip.
You will never wish for any unforeseen situations related to health while on a holiday. It may ruin your trip if your not covered with an insurance during such situations. Religare brings you travel insurance for your international trip with unmatched benefits. The plans are packed with several features that can help you avoid financial loss during medical emergency.

Unique Benefits
  • Comprehensive Coverage
  • Region specific plans to suit your needs
  • Complete support in case of medical or non-medical emergency
  • Double Sum Insured in case of Accidental Hospitalisation
  • Exclusive features and coverage options
  • Instant Policy
  • Benefit Table
  • Unique Features
  • Policy Coverage
  • Exclusions

Benefit Explore
Asia
Explore
Africa
Explore
Europe
Explore
Canada+
Explore
Gold
Explore Platinum Deductible
globe  Geographical scope Asia Africa Europe Worldwide excluding US Worldwide / Worldwide excluding US and Canada Worldwide / Worldwide excluding US and Canada -
  Sum Insured USD 25,000, USD 50,000 & USD 100,000 USD 25,000, USD 50,000 & USD 100,000 € 30,000 & € 100,000 USD 50,000 & USD 100,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000 -
  Hospitalization expenses Yes Yes Yes Yes Yes Yes -
  In-patient Care Up to SI* Up to SI* Up to SI* Up to SI* Up to SI* Up to SI* US $100 / € 75
  PED (Life Threatning Condition) 10% of SI* 10% of SI* 10% of SI* 10% of SI* 10% of SI* 10% of SI* US $100 / € 75
  Additional SI* for Accidental Hospitalization Yes, up to 100% SI* Yes, up to 100% SI* Yes, up to 100% SI* Yes, up to 100% SI* Yes, up to 100% SI* Yes, up to 100% SI* US $100 / € 75
  Out-patient care 20% of SI* 20% of SI* 20% of SI* 20% of SI* 20% of SI* 20% of SI* US $100 / € 75
  Daily Allowance US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days US $25 per day, max 5 days 2 days
  Compassionate Visit - - - - - US $5,000 -
  Return of Minor Child - - - - - US $2,000 -
globe  Upgradation to Business Class US $1,000 US $1,000 € 750 US $1,000 US $1,000 US $1,000 -
teeth  Dental Expenses US $300 US $300 € 300 US $300 US $300 US $300 US $100 / € 75
car  Personal Accident US $15,000 US $15,000 € 10,000 US $15,000 US $15,000 US $15,000 -
passport  Common Carrier Accidental Death - - - - - US $5,000 -
clinic  Medical Evacuation US $10,000 US $10,000 € 7,500 US $10,000 US $10,000 US $10,000 -
  Repatriation of Mortal Remains US $10,000 US $10,000 € 7,500 US $10,000 US $10,000 US $10,000 -
head  Trip Cancellation and Interruption US $1,000 US $1,000 € 750 US $1,000 US $1,000 US $1,000 -
person  Trip Delay US $500 US $500 € 300 US $500 US $500 US $500 12 hours
person-with-lugg  Loss of Checked-in-Baggage US $100 US $100 € 100 US $100 US $100 US $100 -
delay-bag  Delay of Checked-in-Baggage US $100 US $100 € $100 US $100 US $100 US $100 12 hours
passport  Loss of Passport US $300 US $300 € 250 US $300 US $300 US $300 -
person  Personal Liability US $100,000 US $100,000 € 75,000 US $100,000 US $100,000 US $100,000 US $100 / € 75
* - Sum Insured
Sub limit details are as follows
Medical Expense Sub-limit
Room Rent including boarding and lodging 1.5% of the sum insured subject to maximum of US $ 2,000 per day / € 1,500 per day
ICU Charges 2% of the sum insured subject to a maximum of US $ 3,000 per day / € 2,250 per day
Operation Theatre Charges
(Including surgeon charges)
10% of the sum insured subject to a maximum of US $ 20,000 per claim / € 15,000 per claim
Ambulance Services US $ 500 per claim / €375 per claim
Diagnostics and Radiology Services US $ 1,000 per claim / €750 per claim
Medical Practioners visit fees US $ 100, per visit / € 75 per visit subject to maximum of 10 visits per claim
Miscellaneous Expenses US $ 1,000 per claim / € 750 per claim

For the purpose of application of the above limits :
(i) Surgery includes operation theatre charges, surgeon fees, implant charges and all other associated charges.
(ii) Ambulance Services include cost of transportation of the Insured Person to the nearest Hospital and paramedic services.
(iii) Miscellaneous Expenses includes but not limited to the cost of medicines, pharmacy or drugs supplies, nursing charges, external medical appliances as prescribed by a registered Medical Practitioner as necessary and essential as part of the treatment on actuals, blood storage and processing charges and any other services which are not specified above.

  • Pre existing covered upto 10% of Sum Insured in case of life threatning only
    E.g.: USD 5,000 for USD 50,000
    USD 10,000 for USD 100,000
  • Age band covered from Day 1 (baby) - unlimited age.
  • Sublimit option for Gold plan for over & above 60 Years is applicable; but Sublimit not applicable for Platinum Plan for any age group
  • Per day rates - Premium calculated for actual days of travel i.e. Slab rates not applicable
    E.g. 2 days , 4 days etc.
  • Double SI in case of accident.
    E.g. Customer buying USD 50,000 cover will have coverage upto USD 100,000 in case claim arising due to accident.
  • Explore Europe & Explore-Platinum Plans are approved by all the Schengen consulates up to unlimited age cover without any restriction
  • Issuance of policy through Travel Agents login - Individuals could use their credit cards for payment.
  • E- Travel Insurance Card comes with every policy issued instantly. This helps the customer in case of any accident/ immediate reference in case of emergency
  • Premium quoting & coverage details could be sent to customer on their email ID's automatically from the Agents login before purchase/ Issuance of the policy
  • Our Policy don't have Per Aliment Limit
  • Customer can Upgrade to Business class travel ticket in case of hospitalization in abroad while returning (Return should be within 20days post Discharge form hospital)
  • Treatment in home country covered upto 30days if the customer returns to India as per Doctor's advise post hospitalization in abroad.

Coverage for medical needs

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability


Coverage for non-medical needs

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class






Exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.
  • HIV/AIDS.

 
 

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