Religare Travel Insurance for Schengen Countries

Traveling to Europe has become more accessible and affordable to many Indians. These changes have happened thanks to economic factors such as the increased affluence of the Indian middle class, social factors such as the adventurous and travel hungry younger Indian generation as factors such as increase in connectivity with many airlines competing to attract Indian tourists, and several tour operators creating attractive tour packages to visit Europe.
One more significant factor is that the single Schengen visa allows Indians to travel to any of the 25 Schengen states. However, the Schengen state consulates have made it a requirement to purchase certified Indian insurance plans while applying for the Schengen visa in India. Religare travel insurance is the only Indian insurance plan which has been certified by the Schengen consulates for travelers irrespective of their age. You can therefore apply for the Schengen visa with ease when you buy this travel insurance policy.
Unique Benefits:
  • Satisfying Schengen Visa requirements for all age groups.
  • Premium rates are on a daily basis (as opposed to the slab basis), hence you pay only for the number of days that you need insurance.
  • No Medical Sublimits for any treatment.
  • No age restriction.
  • Double the sum Insured in case of hospitalization due to an accident.
  • Upgradation to Business class available.

  • Benefit Table
  • Exclusions

Benefit Explore Europe Explore
globe  Geographical scope Europe Worldwide / Worldwide excluding US and Canada -
  Sum Insured € 30,000 & € 100,000 USD 50,000, USD 100,000, USD 300,000 & USD 500,000 -
  Hospitalization expenses Yes Yes -
  In-patient Care Up to SI* Up to SI* US $100 / € 75
  PED (Life Threatning Condition) 10% of SI* 10% of SI* US $100 / € 75
  Additional SI* for Accidental Hospitalization Yes, up to 100% SI* Yes, up to 100% SI* US $100 / € 75
  Out-patient care 20% of SI* 20% of SI* US $100 / € 75
  Daily Allowance € 25 per day, max 5 days US $25 per day, max 5 days 2 days
  Compassionate Visit - US $5,000 -
  Return of Minor Child - US $2,000 -
globe  Upgradation to Business Class € 750 US $1,000 -
teeth  Dental Expenses € 300 US $300 US $100 / € 75
car  Personal Accident € 10,000 US $15,000 -
passport  Common Carrier Accidental Death - US $5,000 -
clinic  Medical Evacuation € 7,500 US $10,000 -
  Repatriation of Mortal Remains € 7,500 US $10,000 -
head  Trip Cancellation and Interruption € 750 US $1,000 -
person  Trip Delay € 300 US $500 12 hours
person-with-lugg  Loss of Checked-in-Baggage € 100 US $100 -
delay-bag  Delay of Checked-in-Baggage € 100 US $100 12 hours
passport  Loss of Passport € 250 US $300 -
person  Personal Liability € 75,000 US $100,000 US $100 / € 75
* - Sum Insured

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.

This is only a summary of product . For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Please seek the advice of your insurance advisor if you require any further information or clarification.

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