Care Explore travel insurance without sublimits

Care travel insurance benefits

• Care travel insurance benefits

  Benefits	Explore Platinum
  Geographical scope	Worldwide / Worldwide excluding US and Canada
  sum insured	USD 50,000, USD 100,000, USD 300,000 & USD 500,000
  Hospitalization expenses	Yes
  In-patient Care Deductible: US $100 / € 75	Up to sum insured
  Pre-existing diseases (Life Threatening Condition) Deductible: US $100 / € 75	10% of sum insured
  Additional sum insured for Accidental Hospitalization Deductible: US $100 / € 75	Yes, up to 100% sum insured
  Out-patient care Deductible: US $100 / € 75	USD 50,000
  Daily Allowance Deductible: 2 days	US $25 per day, max 5 days
  Compassionate Visit	US $5,000
  Return of Minor Child	US $2,000
  Upgradation to Business Class	US $1,000
  Dental Expenses Deductible: US $100 / € 75	US $300
  Personal Accident	US $15,000
  Common Carrier Accidental Death	US $5,000
  Medical Evacuation	US $50,000
  Repatriation of Mortal Remains	US $50,000
  Trip Cancellation and Interruption	US $1,000
  Trip Delay Time delay: 12 hours	US $500
  Loss of Checked-in-Baggage	US $100
  Delay of Checked-in-Baggage Time delay: 12 hours	US $100
  Loss of Passport	US $300
  Personal Liability Deductible: US $100 / € 75	US $100,000

• Coverage for medical needs

  

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability

  Coverage for non-medical needs

  

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class

• Care travel insurance claims procedure

  In case of Claim, notify Care health insurance immediately on any of the below touch-points for hassle free processing and speedy settlements.
  
  Falck Global Assistance (24 hours assistance centre)
  

  • • USA & Canada: +1 844 301 3135 / +1 844 301 3146 ( Toll Free)
    • Rest of the world: +91-124-4498760 (Call Back Facility)
  • Email: travelassistance@religare.com
  • Fax: +91- 124- 4006674

  In case of reimbursement of treatment expenses, reach Care health insurance at the below touch points
  
  Care Health Insurance Company Limited GYS Global, Plot No. A3, A4, A5, Sector - 125, Noida, U.P. - 201301
  

  • India: 1800 200 4488 (Toll Free & Accessible in India only)
  • Email: travelclaims@religare.com
  • Fax: 1800 200 6677

  Be it Cashless settlement or reimbursement of medical expenses, Care Health Insurance Company delivers its promise of worry free experience!
  NRI Online Pvt Ltd markets Care Health Insurance company's various insurance products. However NRI Online Pvt Ltd is not responsible for any claims. Claims are settled directly by Care Health Insurance Company Limited.

• Care travel insurance plans - FAQ's

  Is Care travel insurance a cashless travel health insurance?

  After specified deductible, Care overseas health insurance is cashless for medical expenses more than 24 hour stay in the hospital. Any medical claim which are less than 24 hours are reimbursement basis.

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  Does Care travel health insurance cover outpatient medical expenses?

  Yes Care overseas travel health insurance covers outpatient medical expenses, doctor fees, doctor prescribed medicines. The policy holder has to bear the expenses upfront and submit the required bills for reimbursement later.

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  How do I claim if I want to use the policy for medical expenses?

  For hospitalization medical expenses claims notify Care health insurance immediately service provider Falck Global Assistance (24 hours assistance center) on the below numbers
  USA & Canada: +1-844-3013135 / +1-844-3013146 ( Toll Free)
  Rest of the world: +91-124-4498760 (Call Back Facility)
  Email: travelassistance@religare.com
  
  In case of reimbursement of treatment expenses, contact Care Health Insurance Company Limited, Vipul Tech Square, Tower C, 3rd Floor, Sector – 43,Golf Course Road, Gurgaon – 122009
  India: 1800 200 4488 (Toll Free & Accessible in India only)
  Email: travelassistance@religare.com

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  How do I use the insurance if I fall sick during my overseas trip?

  The Medical Cover component of your Care travel insurance:
  Covers your treatment and hospitalization if needed for an illness that happens during your travel. In the event that you need further treatment even after your return to India, the medical expenses for this ailment will be covered up to a period of 30 days or the policy end date whichever is earlier. There is an additional benefit in that the policy medical Sum Insured is doubled in the event of an accident (as opposed to sickness).

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  How does this policy cater to medical evacuation should the need arise during my travel abroad?

  The Medical Evacuation component of the policy will
  covers the costs incurred for any emergency evacuation and transportation that is needed to transfer the insured to an appropriate medical facility within our coverage network.

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  Does the policy provide any coverage should the vehicle that the insured is traveling in has an accident?

  The Personal Accident clause
  covers any adverse circumstance arising due to an accident, be it death or permanent total disability, while the insured is overseas.

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  Does the insurance cover the insured if the aircraft that he/she is flying in is involved in an mishap? The Common Carrier Accidental Death clause provides
  a lumpsum payment of the Sum Insured in the event of accidental death of the insured while traveling on a common carrier/transport.

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  What dental coverage does the policy provide?

  Dental Expenses:
  incurred in connection with any injury while on your trip are covered by the policy.

• Care travel insurance - exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.
  • HIV/AIDS.