Care travel insurance for visiting China

Care Travel Insurance - Unique Benefits

• Travelers till 90 years old can buy Explore Asia travel insurance up to 6 months.
• Daily premium rates, hence you pay only for the number of days you travel.
• Only declared pre-existing diseases are covered up to 10% of chosen maximum under life threatening conditions.
• Cashless Hospitalization for accident and sickness.
• Reimbursement for Out Patient / Doctor visits including prescription pharmacy bills.
• Maximum coverage doubled for Accidental Hospitalization.

Care China travel insurance - Details, Benefits & Reviews

• Explore Asia	Explore Gold	Explore Platinum
  Asia	Worldwide / Worldwide excluding US and Canada	Worldwide / Worldwide excluding US and Canada
  Sum Insured	USD 25,000, USD 50,000, USD 100,000	USD 50,000, USD 100,000, USD 300,000 & USD 500,000
  Hospitalization expenses	Yes	Yes
  In-patient Care   Deductible: US $100	Up to SI*	Up to SI*
  PED (Life Threatening Condition)   Deductible: US $100	10% of SI*	10% of SI*
  Additional SI* for Accidental Hospitalization   Deductible: US $100	Yes, up to 100% SI*	Yes, up to 100% SI*
  Out-patient care   Deductible: US $100	20% of SI*	20% of SI*
  Daily Allowance   Deductible: 2 days	US $25 per day, max 5 days	US $25 per day, max 5 days
  Compassionate Visit	-	-
  Return of Minor Child	-	-
  Upgradation to Business Class	US $1,000	US $1,000
  Dental Expenses   Deductible: US $100	US $300	US $300
  Personal Accident	US $15,000	US $15,000
  Common Carrier Accidental Death	-	-
  Medical Evacuation	US $10,000	US $10,000
  Repatriation of Mortal Remains	US $10,000	US $10,000
  Trip Cancellation and Interruption	US $1,000	US $1,000
  Trip Delay   Time Delay: 12 hours	US $500	US $500
  Loss of Checked-in-Baggage	US $100	US $100
  Delay of Checked-in-Baggage   Time Delay: 12 hours	US $100	US $100
  Loss of Passport	US $300	US $300
  Personal Liability  Deductible: US $100	US $100,000	US $100,000

  * - Sum Insured

• Coverage for medical needs

  

  • Hospitalisation Cover - In-patient & Out-patient
  • Pre-Existing Disease Coverage
  • Double Sum Insured for Accidental Hospitalization
  • Treatment in Home Country
  • Medical Evacuation
  • Common Carrier Accidental Death
  • Dental Expenses
  • Daily Allowance for Hospitalization
  • 2-way Compassionate Visit
  • Accidental Death/Permanent Total Disability

  Coverage for non-medical needs

  

  • Trip Delay, Cancellation or Interruption
  • Loss/Delay of Checked-In baggage
  • Loss of Passport
  • Personal Liability
  • Return of Minor Child
  • Up-gradation To Business Class

• Care China Visitor Travel Insurance - Exclusions

  • Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
  • War and Nuclear perils or consequences thereof.
  • Ionising Radiation or contamination arising out of the same.
  • Any intentional self-injury, suicide or attempted suicide.
  • Any claim relating to hazardous activities.
  • The insured being involved in Breach of taw.
  • HIV/AIDS.