In case of a tragic loss, we provide for financial support to the family by paying the sum insured to the nominated family member.
Reconstructive Surgery covered:
Get compensated for fractures pertaining to a surgery, advised by your medical practitioner in case of an accident.
Child education also covered:
In the event of an accident resulting in insured's demise or PTD, we'll take care of his child's education ensuring that their future is not compromised.
Permanent total / Partial Disablement:
Based on severity of loss of body part due to accident, we also pay a pre-defined percentage of the sum insured.
In the event that an accident leaves the insured missing (forced landing, stranding, sinking, wrecking, etc.) for more than 1 year and the insured's demise has been reasonably established, we will pay the sum insured to the nominee.
If an injury causes permanent total disability and requires one to use prosthetic devices like artificial arms, legs or eyes, orthopedic braces and medical equipment like wheelchairs or hospital beds, we will reimburse the expenses towards these.
Domestic Road ambulance:
If an accident related injury requires emergency medical evacuation, we'll reimburse the ambulance expenses incurred.
|Benefits||Secure 3||Secure 4||Secure 5|
|Sum Insured (in Rs.)||15 lakhs, 20 lakhs, 25 lakhs & 30 lakhs||50 lakhs, 1 crore, 2 cr & 3 crore||Above 3 Crore Up to 25 Crores|
|Accidental Death||Up to Sum insured||Up to Sum insured||Up to Sum insured|
|Permanent Total Disablement||Yes||Yes||Yes|
|Permanent Partial Disablement||Yes||Yes||Yes|
|Fractures||Up to Rs. 1,00,000||Up to Rs. 2,00,000||Up to Rs. 3,00,000|
|Child Education||10 % of Sum insured||10 % of Sum insured||10 % of Sum insured|
|Major Diagnosis Tests||Up to Rs. 15,000||Up to Rs. 25,000||Up to Rs. 50,000|
|Disappearance||Sum insured||Sum insured||Sum insured|
|Mobility Cover||Up to Rs. 15,000||Up to Rs. 25,000||Up to Rs. 50,000|
|Burns||Up to Rs. 10,00,000||Up to Rs. 20,00,000||Up to Rs. 25,00,000|
|Domestic Road Ambulance||No||Up to Rs. 5,000||Up to Rs. 5,000|
|Nursing Care||No||Rs. 1,000 per day, Max for 15 days||Rs. 1,500 per day, Max for 15 days|
|Reconstructive Surgery||No||Up to Rs. 10,00,000||Up to Rs. 20,00,000|
|Repatriation of Mortal Remains||No||2% of the Sum Insured or Max Rs. 1,00,000; whichever is lower||2% of the Sum Insured or Max Rs. 1,00,000; whichever is lower|
|Add-on Benefit: Accidental Hospitalization|
|Hospitalization Expenses||Up to Rs. 1,00,000||Up to Rs. 5,00,000||Up to Rs. 10,00,000|
|Daily Allowance||Rs. 500 per day, Max for 5 days||Rs. 500 per day, Max for 5 days||Rs. 500 per day, Max for 5 days|
|Compassionate Visit||Up to Rs. 15,000||Up to Rs. 25,000||Up to Rs. 50,000|
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