Religare Maternity Health Insurance Plan

Religare health insurance has designed 'JOY' - that not only covers hospitalization expenses during pregnancy but also addresses your maternity and health needs.
Unique Features
  • New born baby cover.
  • 100% increase of sum insured with no claim bonanza.
  • Maternity expenses covered after a waiting period of nine months.
  • Premium is for three years tenure.
  • Policy can be bought for single women also.

contact Not Sure?
Call us now at 080 - 4110 1026 and we will explain you all the benefit of the plan.
  • Highlights
  • Benefit Table
  • Exclusions

  • Hospitalization & Day care treatment
  • Maternity cover
  • Newborn baby cover
  • Pre and post hospitalization cover
  • Ambulance cover
  • No claim bonanza (optional cover)
  • Single private room with AC
  • Longer Policy Term (3 year policy)
  • Get Tax Benefit
  • Free Look Period

Sum Insured - On annual basis Rs. 3 Lakhs Rs. 5 Lakhs
Hospitalisation Expenses Yes, up to Sum Insured Yes, up to Sum Insured
Room Category Single Private Room with AC Single Private Room with AC
Pre-Hospitalisation Up to 30 days Up to 30 days
Post-Hospitalisation Up to 60 days Up to 60 days
Ambulance Cover Up to Rs. 1,000 per Claim Up to Rs. 1,000 per Claim
Maternity Cover (including Pre-natal & Post-Natal expenses) Up to Rs. 35,000 Up to Rs. 50,000
Newborn Baby Cover Up to Rs. 30,000 Up to Rs. 50,000
No Claim Bonanza (Optional Benefit) Yes Yes

  1. Any pre-existing ailment/injury that was diagnosed/acquired within 48 months prior to issuance of the first policy
  2. Any diseases contracted during first 30 days of the policy start date except those arising out of accidents
  3. Non-allopathic treatment.
  4. Expenses attributable to self-inflicted injury (resulting from suicide, attempted suicide)
  5. Expenses arising out of or attributable to alcohol or drug use/misuse/abuse
  6. Cost of spectacles/contant lenses, dental treatment
  7. Medical expenses incurred for treatment of AIDS
  8. Congenital disease
  9. Tests and treatment relating to infertility and in-vitro fertilisation.


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