Medical Expenses including transportation and evacuation
While abroad, there can be chances of insured facing sudden disease, illness, injury or death... and the policy will cover with cashless facility. The cost incurred for medical evacuation of the insured back to India will be taken care by the company. I n case of untimely demise, the company will take care the cost incurred for transporting the mortal remains of the diseased back home or burial abroad.
The Company covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.
The Company shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.
Accidental Death and Common Carrier
The Company shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.
Loss of passport
The Company will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.
Total Loss of checked baggage
The Company shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.
Delay of checked baggage
If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.
In case the Insured / Insured Person is hospitalized for more than seven consecutive days. The company will reimburse the return fare for an immediate family member to visit the insured.
Daily allowance in case of hospitalization
If the Insured / Insured Person is hospitalized for more than 2 days, The company provides daily allowance as compensation.
The Company offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.
Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.
Trip Cancellation & Interruption
If the trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster. The Company will take care of any non-refundable prepaid payments or additional expenses.
If the Insured Person misses his/her connecting flight due to its delay in arrival by more than 3 hours, the Company provides compensation for the additional expenses incurred.
Financial Emergency Assistance
The Company provides financial assistance in the event of a financial emergency arising due to theft.
The Company provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.
Home burglary insurance
The Company provides compensation against any loss or damage caused by burglary of the contents of Insured / Insured Person home in India, while he / she is on a trip abroad.