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Reliance travel insurance covering pre-existing conditions

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Reliance pre-existing condition coverage

  • Preexisting diseases are covered in case of life threatening only for travelers below 70 years
  • Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness)
  • Some of the preexisting diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes
  • Whether declared or not declared, 70+ Senior citizens are not covered for pre-existing diseases.

Reliance Overseas Travel insurance extension/renewal while outside India

Indian overseas travelers who are stranded outside India due to coronavirus and are unable to travel back want to extend or renew Reliance travel insurance online. These travelers can complete the Reliance international travel insurance renewal request form online and we will try to get an approval for you.

Online Renewal

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Sum Insured

USD 50,000/ 100,000/250,000/500,000

Tenure Options

180 days( can be extended for further)

Age of Entry

180 days to 99 years

Reliance international travel medical insurance India - Useful links


How to buy Reliance travel insurance?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.


Reliance Traveler outside India

Travelers who have already traveled from India and do not have insurance can buy Reliance travel medical insurance.


Reliance travel insurance brochure

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Reliance insurance claims

In case of Claim or reimbursement of treatment expenses, notify Reliance overseas travel insurance.


Reliance pre-existing condition insurance

Reliance Indian travel medical insurance coverage for pre-existing conditions.


Reliance travel insurance renewal

Travel insurance customers can renew their existing policy online before the exipry date at any time.

Life saving unforeseen emergency measures, provided to the Insured/Insured Person by the Physician for disease /illness / injury arising out of a pre-existing condition. The treatment for these emergency measures would be paid till the Insured/Insured Person becomes medically stable. All further medical cost to maintain medically stable state would have borne by the Insured/ Insured Person.

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Reliance travel insurance covering pre-existing conditions FAQ's

What is pre-existing conditions?

"Pre-Existing Condition" means chronic diseases or illnesses or ailments and consequences of such diseases or illnesses or ailments existing or known to exist at the commencement of the period of insurance, even if the same had not been treated, including diseases or illnesses treated or for which medical advice was sought in the last six months before commencement of the period of insurance and including their consequences.

This policy covers pre-existing condition or any complication arising from it only in case of Life saving unforeseen emergency situations. Lifesaving unforeseen emergency measures, provided to the Insured/Insured Person by the Physician for disease /illness /injury arising out of a pre-existing condition.

The treatment for these emergency measures would be paid till the Insured/Insured Person becomes medically stable. All further medical cost to maintain medically stable state would have borne by the Insured/ Insured Person.

Some of the preexisting diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes.

Reliance travel insurance covers declared non critical pre-existing conditions under life threatening for travelers up to 70 years as per policy terms and conditions. Travelers above 70 years are not covered for pre-existing diseases.

Yes, Reliance overseas travel insurance from India is worth the cost as it covers for emergency medical and non-medical expenses and can ensure that you and your family can have a hassle free overseas trip. As falling sick is uncertain while outside India, the cost of healthcare treatment in countries like the USA is very expensive. Paying for medical bills can be a burden and Reliance international travel health insurance can save you from a huge financial burden.

It is very economical to buy overseas travel insurance from Reliance in Indian rupees and get coverage in US dollars. Reliance travel insurance for Indian tourists works out to be a very affordable and cheap travel insurance option when compared to international insurance company plans. Reliance travel insurance for Indian visitors covers you for hospitalization medical expenses, doctor visits, pharmacy bills and other medical emergencies like pre-existing conditions.

You can renew the Reliance policy online. Fill the relevant details of the current existing policy and claims information (if any)and submit the form online. Our insurance advisors will then try to get approval based on the filled details.

The policy holder will be updated on the approval or rejection of the renewal request as early as possible (maximum 1 working day). if approved the policy holder will be sent a buy url where he / she can pay online and renew his policy.

Yes you can extend your travel insurance while being abroad. Fill the Reliance insurance policy renewal form so that our insurance advisors will help you to renew your policy.

Reliance Covid19 travel insurance

Reliance Travel Care insurance covers hospitalisation expenses related to treatment of COVID-19, subject to the policy terms and conditions. The travel insurance Reliance plan provides coverage for medical expenses contracted during the policy period up to the limits specified in the policy schedule for expenses incurred due to sudden and unexpected sickness or injury arising when insured is outside the Republic of India. Please refer policy wordings for detailed terms and conditions.
Reliance covid insurance for international travel

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Reliance Schengen Visa Travel Insurance Plans

People who require Travel medical insurance for Schengen Visa from India can buy these Reliance plans offering coverage as mandated by the consulates.
Travelers aged 6 months - 80 years are eligible to buy these plans:
Basic Plan - 70 years: €30,000 maximum coverage
Standard Plan: €50,000 maximum coverage.

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Travel insurance from Reliance

Resourceful Reliance travel insurance links

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Overseas Travel Medical Insurance

Travelers aged from 6 months to 99 years can buy this plan online without any paper work.

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Annual Multitrip
Annual Multitrip Insurance

Suitable for travellers who travel frequently for a shorter duration of 45 days multiple times within a year.

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Travel Asia Insurance

Travel Asia Insurance is a special package devised for individuals travelling to Asia for a shorter duration of 30 days.

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Senior Citizen Travel Insurance

Reliance senior citizen travel insurance can be obtained for $50,000 coverage without giving any medical reports.

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Reliance offer Europe travel insurance plans which are approved by VFS center.

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Buy Reliance family travel medical insurance online.

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