WorldMed Long Term Insurance

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WorldMed LongTerm Insurance coverage is ideal for expats who live and travel outside their home country a lot. This insurance plan can be purchased by overseas travelers and expats for 3 months to 3 years of coverage period. This policy is one of the flexible international health insurance coverage. The coverage of this insurance plan includes 3 levels of accident and sickness coverage up to benefit maximum of $1,000,000. It is administered by Travel Insurance Services

Plan highlights
  • Coverage is available to individuals traveling outside their home country or country of residence, and to dependent children (at least 14 days old, and under 18 years old) traveling with the Insured.
Policy Maximum
  • Worldmed Inbound and Outbound: $500,000, $1,000,000
  • The Medical Expense Benefit Limit for those 70 and above is as follows
    • 70-74: $100,000
    • 75-79: $50,000
    • 80 and above: $20,000
  • $0, $250, $500, and $1,000
  • Worldmed Inbound: 90% up to $10,000; 100% thereafter**
  • Worldmed Outbound:100% after deductible.
    **The Worldmed Inbound policy has a $250 Emergency Room deductible, which is waived if admitted.
Acute onset of Pre-Existing Conditions :
  • $10,000 for ages 14 days to 64.
  • $2,500 for ages 65 and above (after deductible).

Travel Insurance Services logo
Lloyd's of London - Syndicate 4141.

Travel Plans:
Trip Plans:

  • Emergency Medical Evacuation: $250,000
  • Accidental Death & Dismemberment (AD&D): $50,000
  • Repatriations of Remains: $50,000
  • Lost Baggage: $250 per bag/$500 max
  • Emergency Reunion: $15,000
  • Political Evacuation: $50,000
  • Stolen Passport or Visa : $100
  • Terrorism: $50,000
  • Trip Interruption: $5,000

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