Visitors Care Insurance

  • Best Suitable for: Parents or international travelers visiting United States of America
  • Eligibility:
    • Non US citizens travelling outside their home country.
    • For visitors over 65 years of age and visiting the US the initial period of coverage must begin within 30 days of arrival.
    • These requirements are waived if proof of previous valid international travel insurance is provided.
  • Coverage: Minimum of 5 days to 12 months, renewable without break in coverage up to 24 continuous months
  • Visitors Care offers pre-existing conditions coverage
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  • Underwriter: Sirius International Insurance Corporation, a White Mountains Insurance Group Company
  • Administrator: International Medical Group
Related links
  • Brochure
  • Claims
  • Working Example
  • What's good?
  • Renewal
  • PPO
  • What's not so good?

Plan Highlights

POLICY MAXIMUM

$25,000 (Visitors Care Plan A), $50,000 (Visitors Care Plan B), $100,000 (Visitors Care Plan C)

DEDUCTIBLE

$0, $50 or $100 deductible per life of plan

 

Pre-Existing Conditions

Optional Pre-Existing Condition Rider? :
  • Heart Care Plus Rider: Coverage for Stroke or Myocardial Infarction
    • Age 0-69 years: Up to $5,000 per period of coverage.
    • Above 70 years: Up to $2,500 per period of coverage.

Coverage

Hospital Room and Board

  • Visitors Care Plan A: Up to $825 per day, 30 day maximum per period of coverage
  • Visitors Care Plan B: Up to $1,400 per day, 30 day maximum per period of coverage
  • Visitors Care Plan C: Up to $1,950 per day, 30 day maximum per period of coverage

Intensive Care Unit

  • Visitors Care Plan A: Up to an additional $400 per day, 8 day maximum per period of coverage
  • Visitors Care Plan B: Up to an additional $660 per day, 8 day maximum per period of coverage
  • Visitors Care Plan C: Up to an additional $850 per day, 8 day maximum per period of coverage

Prescription drugs Coverage

  • Visitors Care Plan A: Up to $150 per period of coverage
  • Visitors Care Plan B: Up to $250 per period of coverage
  • Visitors Care Plan C: Up to $250 per period of coverage

Hospital emergency room

  • Visitors Care Plan A: Up to $200 per visit
  • Visitors Care Plan B: Up to 75% of URC to $330 per visit
  • Visitors Care Plan C: Up to 75% of URC to $550 per visit
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Visitors Care Insurance

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