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Policy Maximum |
Reside Prime insurance plan offers benefit maximums of US$25,000, US$50,000 or US$100,000 for the life of the plan.
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Deductible |
US$75 or US$150 deductible per period of coverage.
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Co-insurance |
Plan will pay 100% of the covered amount.
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Eligibility |
- The Reside Prime Insurance program is available to persons of any country who are at least
15 days of age and who have not yet reached age 75.
For US Citizens: Applicants/Insured Persons must either be outside the United
States at the time of application/renewal, or must depart the United States
within 30 days of the Certificate's Effective Date/Renewal Date. In addition,
the Insured Person must reside outside the United States at least 6 months
during any given 12-month Certificate Period to meet the Eligibility
Requirements of an Insured Person. Should any Insured Person reside in the
United States longer than 6 months during any given 12-month Certificate Period,
their Coverage shall immediately terminate. |
For Non-US Citizens: Applicants/Insured Persons must be outside the United
States at the time of application renewal, or must depart the United States
within 30 days of the Certificate's Effective Date/Renewal Date. In addition,
the Insured Person must reside outside the United States at least 6 months
during any given 12-month Certificate Period to meet the Eligibility
Requirements of an Insured Person. Should any Insured Person reside in the
United States longer than 6 months during any given 12-month Certificate period,
their Coverage shall immediately terminate.
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Pre-Existing Condition Definition |
- Pre-existing conditions are any Injury or Illness that meets the following criteria: 1) A condition that would have caused a person to seek medical advice, diagnosis, care or treatment prior to the Effective Date of coverage under this Certificate; 2) A condition for
which manifestation, medical advice, diagnosis, care or treatment (including medication) was recommended or received prior to the Effective Date of coverage under this Certificate; 3) Expenses for Pregnancy within twelve (12) months of the Effective Date of coverage under this Certificate.
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Pre-Existing Condition Coverage |
- If an existing medical condition is fully and accurately disclosed on the application, and the condition is not excluded or restricted by an exclusionary rider, your pre-existing condition will be covered up to a lifetime maximum of $50,000 ($5,000 limit per year) after you have been continuously insured for 24 months.
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Coverage |
- Hospital Room and Board
- Hospital intensive care unit charges
- Physician visits, surgeon, Private duty nurse fee
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- Pre-admission tests
- Diagnostics: X-Rays
- Hospital emergency room
- Prescription Drugs
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Underwriter |
Reside blue is underwritten by Certain Underwriters at Lloyd's of London
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Buy - Online |
Apply & purchase online Reside Prime insurance
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Brochure |
Complete, mail/fax the Reside Prime Insurance Brochure along with payment
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PPO Network |
Preferred provider network information for Reside Prime Insurance
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