Patriot America Insurance

  • Best Suitable for: Tourists and parents visiting the USA
  • Eligibility:
    • Non US citizens visiting the United States
    • International travellers requiring continuing coverage
    • For visitors over 65, initial period of coverage must be within 30 days of arrival in the United States, unless proof of previous valid international coverage is provided
    • For visitors under 65 years of age and visiting USA, their initial period of coverage must be within 6 months of arrival in the United States.
    • Age: 14 days to 80+ years
  • Coverage: 5 days to 2 years
  • Patriot America Plus offers pre-existing conditions coverage. Buy Patriot America Plus insurance online
  • Underwriter: Sirius International Insurance Corporation, a White Mountains Insurance Group Company
  • Administrator: International Medical Group
Related links
  • Brochure
  • Claims
  • What's good?

Plan Highlights

POLICY MAXIMUM

Maximum medical coverage options are
$50,000, $100,000, $500,000, $1,000,000


DEDUCTIBLE
Individual deductible options are

$0, $100, $250, $500, $1000, $2500 per each injury or sickness

COINSURANCE

For treatment received outside the US and Canada: No coinsurance.
For treatment received within the US and Canada:
In the PPO Network: 10% of eligible expenses up to US$5,000 then 0%
Outside the PPO Network: 20% of eligible expenses up to US$5,000, then 0%

 

Patriot America Plus - Pre-Existing Conditions coverage

For NON U.S. citizens, Sudden and Unexpected Recurrence of a Pre-existing Condition?:
  • Up to the maximum limit per period of coverage under age 70 years
BUY ONLINE

Coverage

Emergency Medical Evacuation

Up to $500,000 lifetime maximum
(independent of the Maximum Limit)

Surgery

Up to the maximum limit

teeth
Dental Treatment

Accident or Unexpected pain to sound natural teeth: $100 maximum limit

Return of Mortal Remains

Up to $50,000; $5,000 for Cremation/Burial

Common Carrier Accidental Death

$50,000 to Beneficiary
$250,000 maximum per family

Hospital Daily Indemnity

$100/overnight, up to a maximum of 10 overnights

Local Ambulance: Up to the maximum limit

Optional Riders

Adventure Sports Rider (available to insureds up to age 65)
  • For Age(0-49): $50,000 Lifetime Maximum
  • For Age(50-59): $50,000 Lifetime Maximum
  • For Age(60-64): $50,000 Lifetime Maximum
Enhanced AD&D Rider (available to the primary insured only)
  • Up to an additional $400,000
Citizenship Return Rider
  • Upto the maximum limit
Evacuation Plus Rider (available to insureds up to age 65)
  • Non Life-threatening Medical Evacuation: Upto a maximum of $25,000
  • Natural Disaster Evacuation: Upto a maximum of $5,000
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Patriot America Insurance

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