Inbound USA Insurance

  • Best Suitable for: International travelers and parents visiting USA can purchase this at affordable premium cost
  • Eligibility: For non-United States citizens visiting for pleasure, business, study or immigrating to the US
  • Coverage: 5 days to 364 days
  • Co-insurance?: No-coinsurance
  • Inbound USA offers Pre-existing conditions coverage
  • Rating: A (excellent) by AM Best
    A+ (Strong) by Standard & Poor’s
  • Underwriter: Lloyds of London
  • Administrator: Seven Corners
Related links
  • Brochure
  • Claims
  • What's good?
  • Renewal
  • PPO
  • What's not so good?

Plan Highlights

POLICY MAXIMUM

Maximum medical coverage is $50,000, $75,000, $100,000 or $130,000 for age group 14 days through 69 years
For 70+ age group Maximum coverage is limited to $50,000 or $70,000

DEDUCTIBLE

$0, $50 or $100 per each injury or sickness for age group 14 days through 69 years
For 70+ age group deductible is $100 or $200 per each injury or sickness

 

Pre-Existing Conditions Coverage

Acute Onset of Pre-existing Condition
  • Treatment must be received within 24 hours of the onset. The Inbound programs offer a per injury/per sickness benefit to the insureds. The acute onset benefit will be the same amount as your client's chosen policy maximum, however, unlike the policy maximum, the acute onset is paid on a per period of policy basis. This means if multiple acute onsets of a pre-existing condition occur, regardless of whether or not they are a different condition, we will only pay to the cumulative per maximum period of policy
  • Examples are as follows
    • Flu 01/01/2013: $50,000 per illness, payable to the scheduled amounts
    • Rash-02/01/2013: $50,000 per illness, payable to the scheduled amounts
    • Heart attack-03/01/2013: (determined to be an acute onset of a pre-existing condition) $50,000 per period of policy, payable to the scheduled amounts - total paid is $25,000
    • Diabetes-04/01/2013: (determined to be an acute onset of a pre-existing condition) $25,000 is available for the acute onset benefit, payable to the scheduled amounts

Coverage

Ambulance Service

Up to $450 per period of coverage

teeth
Dental Treatment

Up to $550 per period of coverage

Return of Mortal Remains?

$7,500 per period of coverage

Emergency Medical Evacuation?

$50,000 per period of coverage

Common Carrier Accidental Death and Dismemberment

Up to $25,000 per period of coverage

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Inbound USA Insurance

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