Refund of premium after deducting processing charges if intimated before the effective date of the policy.
There is no PPO network.
Diplomat Long Term Insurance is an excellent international travel medical insurance plan which provides Accident and Sickness medical coverage, Diplomat Long Term Insurance also
provides Accidental Death and Dismemberment benefits and Travel Assistance to individuals while traveling outside their Home Country for a minimum of 3 months. It is administered
by Global Underwriters Insurance
It provides Accident and Sickness Medical Coverage, Travel Assistance, and AD&D benefits to Non-US Residents while visiting the United States or for those traveling
internationallyoutside their Home Country.
Coverage is available for you, a second adult, unmarried dependent Children, or Children traveling alone.
Plan offers benefit maximums of US$500,000, US$1,000,000 for the life of the plan.
Persons age 70-79 are limited to a $100,000 maximum and Persons age 80+ are limited to a $20,000 maximum.
$0, $50, $100, $250, $500, $1,000, $2,500, $5,000 per person or policy period.
Traveling to the United States
After you pay the selected deductible, the plan pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum. There will be an additional $250 deductible for
emergency room visit as a result of an Illness. The ER deductible will be waived if hospital admittance is within 12 hours of the incident.
Traveling Outside the United States
After you pay your selected deductible this plan will pay 100% of Covered Expenses outside the USA and Canada up to the selected policy maximum.
Emergency dental: $100.
Trip interruption: $5,000.
Accidental death & dismemberment: $25,000 (Enhanced Benefit Amounts available).
Loss of Baggage: $50 per article; up to a maximum of $250.
The minimum initial period of coverage that can be purchased is 3 months, the maximum is 12 months. Additional coverage may be available for up to 12
months at a time, to a maximum of 36 consecutive months.