Diplomat America Insurance for living in USA

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Diplomat America Insurance is an excellent visitor medical insurance plan for visitors and new immigrants. It is administered by Global Underwriters Insurance

Plan highlights
Eligibility
  • Diplomat America provides Accident and Sickness medical coverage, travel assistance, and Accidental Death and Dismemberment benefits to foreign nationals while visiting the United States.
  • Coverage is available for you, a second adult, unmarried dependent Children, or Children traveling alone.
Policy Maximum
  • Plan offers benefits maximums of $50,000, $100,000, $250,000, $500,000 and $1,000,000 for the life of the plan.
Deductible
  • $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 per person or policy period.
Co-insurance
  • After you pay your selected deductible this plan will pay 80% of Covered Expenses up to $5,000 and 100% thereafter up to the selected policy maximum.
  • Additional $250 deductible for each emergency room visit as a result of an Illness. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident.
Coverage
  • Emergency dental: $100.
  • Trip interruption: $5,000.
  • Loss of Baggage: $50 per article; up to a maximum of $250.
  • Accidental death & dismemberment: $25,000 (Enhanced Benefit Amounts available) with paralysis, coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits.
Plan Life
  • The minimum period of coverage that can be purchased under this plan is 15 days and the maximum period of coverage is 12 months.
Pre-Existing Condition Exclusion
  • 24 Months prior to the start date of coverage.
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Underwriter:
United States Fire Insurance Company; rated “A” (excellent) by A.M. Best.

Travel Plans:
Diplomat America
Diplomat International
Diplomat Long Term

 

Diplomat America Insurance

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