Trip Protector Insurance

Trip Protector offers the inclusive travel insurance to protect your vacations. It covers Trip cancellation, Trip interruption, lost baggage and medical evacuation up to $1,000,000. It also makes you eligible for the HTH Global Health and Safety Resources. It also offers pre-existing conditions coverage. It is administered by HTH Worldwide Insurance

Plan highlights
  • Home Country is the United States.
  • Under Age 85.
  • Enrolled in a Primary Plan.
  • Is traveling outside the U.S. or is traveling at least 100 miles from his/her Home and is scheduled to spend at least 24 hours away from his/her Home
  • For children under age 6, must be enrolled with a parent.
  • Initial purchase must be made in home country prior to departing on trip.
Maximum Benefits per Person when 100 miles from home
  • Travel Medical Benefits - $500,000
Trip Cancellation*
  • Travel Protection Benefits - 100% Trip Cost
Trip Interruption
  • Travel Protection Benefits - 100% Trip Cost
Baggage Delay
  • Travel Protection Benefits - $200
Repatriation of Remains
  • Travel Medical Benefits - $25,000
Medical Evacuation
  • Travel Medical Benefits - $1,000,000
* If you insure a $0 trip cost, all benefits except for Trip Cancellation and Trip Interruption will be provided.
Underwritten by HM Insurance Group.

Travel Plans:
Global Citizen
Global Navigator

Trip Plans:
Trip Protector
Trip Protector Preferred
Trip Protector e-saver

Pre-existing Conditions for Travel Protection Benefits
The Pre-Existing Condition Exclusion is waived provided you meet all of the following requirements:
  • The payment for this plan is received prior to/or within 24 hours of your final payment for your Covered Trip.
  • you are not disabled from travel at the time you make your plan payment; and
  • The booking for the Covered Trip must be the first and only booking for this travel period and destination.
  • Covered if insurance purchased within 24 hours of final trip payment subject to other terms and conditions

Pre-existing Conditions for Travel Medical Benefits
  • Participants must be enrolled in a primary health plan to be eligible for medical benefit.
  • Covered to Policy Maximum


Trip Protector Insurance

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