Trip Protector Preferred Insurance

To safeguard your vacations the Trip Protector Preferred Insurance provides an inclusive travel insurance plan. This plan offers medical protection, Trip interruption and cancellation, baggage protection and much more. This insurance offers pre-existing conditions coverage. It is administered by HTH Worldwide Insurance

Plan highlights
  • Home Country is the United States.
  • Under Age 85.
  • Enrolled in a Primary Plan.
  • Is traveling outside the U.S. or is traveling at least 100 miles from his/her Home and is scheduled to spend at least 24 hours away from his/her Home
  • For children under age 6, must be enrolled with a parent.
  • Initial purchase must be made in home country prior to departing on trip.
Maximum Benefits per Person when 100 miles from home
  • Travel Medical Benefits - $1,000,000
Trip Cancellation*
  • Travel Protection Benefits - 100% Trip Cost
Trip Interruption
  • Travel Protection Benefits - 150% Trip Cost
Baggage Delay
  • Travel Protection Benefits - $200
Repatriation of Remains
  • Travel Medical Benefits - $25,000
Medical Evacuation
  • Travel Medical Benefits - $1,000,000
* If you insure a $0 trip cost, all benefits except for Trip Cancellation and Trip Interruption will be provided.
Underwritten by HM Insurance Group.

Travel Plans:
Global Citizen
Global Navigator

Trip Plans:
Trip Protector
Trip Protector Preferred
Trip Protector e-saver

Pre-existing Conditions for Travel Protection Benefits
The Pre-Existing Condition Exclusion is waived provided you meet all of the following requirements:
  • The payment for this plan is received prior to/or within 24 hours of your final payment for your Covered Trip.
  • you are not disabled from travel at the time you make your plan payment; and
  • The booking for the Covered Trip must be the first and only booking for this travel period and destination.
  • Covered if insurance purchased within 24 hours of final trip payment subject to other terms and conditions

Pre-existing Conditions for Travel Medical Benefits
  • Participants must be enrolled in a primary health plan to be eligible for medical benefit.
  • Covered to Policy Maximum


Trip Protector Preferred Insurance

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