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TATA AIG Claims Settlement Experience


From : Suresh Ramaswamy

Hello Sir,

I traveled to the US with my entire family (including my senior citizen parents and my infant son) for a period of 1 month. We purchased a Tata AIG travel health insurance policy through nriol.com for my family and were very pleased with our experience. The folks at nriol.com explained the pros/cons of the various policies and suggested the right policy for each of us (senior citizen vs. child).

While we were in the US, my son developed a bad cold and fever. We had to pay the doctor’s fees in the US, but after we got back to India, the reimbursement process was quite smooth. I called the Tata AIG helpline and they gave me a claim number that I used to fill out a claim application (downloadable from their website).

The only wrinkle was that the Tata AIG folks would not give me the claim number directly, but registered my application and I had to wait for about a week for one of their representatives to call me back. But, after I submitted the claim application, the reimbursement was sent to me within 2-3 weeks without any additional questions or paperwork.

I would highly recommend nriol.com and Tata AIG for travel insurance. The purchase process was simple, the people were helpful and the rates were competitive. But, most importantly, my claim was settled promptly without much bureaucracy.


- Suresh Ramaswamy

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  • NRIOL has been providing online insurance services since 2006


  • 10,000+ satisfied online customers so far


  • Buy / Renew from anywhere in the world with credit card (Indian and International cards accepted) or pay by Cheque (Only Indian Rupees cheques accepted)


  • Policy will be issued (emailed & couriered) within 24 hours on weekdays and 48 hours on weekends


  • TATA AIG Travelguard offers cashless settlement (direct billing to insurance company) for hospitalisation


  • The TATA AIG insurance provides coverage to the customer up to the policy maximum per ailment. In other words under a $50,000/- policy, the customer is covered up to $50,000/- for each ailment. He or she can even avail insurance claims of $100,000/- in the event of the traveler having two independent ailments during the coverage period.


  • TATA AIG will cancel the StudentGuard policy and provide a refund on a pro-rate basis if the University does not accept TATA AIG's StudentGuard policy.
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