Pre-Existing Condition Exclusion applicable to all coverages
The Insurer will not pay for loss or expense incurred as the result of Injury or Sickness of an Insured or Immediate Family Member which manifests itself during the 60 days
immediately preceding the Insured's coverage effective date, unless the condition is controlled through the taking of prescription drugs or medication and remains controlled
throughout the 60-day period. A Sickness has manifested itself when medical care, treatment, or diagnosis has been given.