Pre-existing Visitor Medical Conditions - Page 2

	My brother in law will be visiting the US next week to undergo a health check up. Will the cost of medical treatments be covered under visitor medical insurance?
	Visitor medical insurance policies do not provide coverage for planned health check..
	My father needs treatment for diabetes. He is currently in the US. In order to undergo this pre-existing conditions treatment in our home country, will the insurance company pay the cost of flying him back home?
	No, the visitor insurance company will not pay for flying him back to his home country to undergo. For more information take a look the best coverage for Pre-existing Conditions in pre-existing-coverage-plans.
	My parents have come to the US. If they need a health services for sudden health issues because of a pre-existing condition. Will the cost of medical treatments be covered under visitor medical insurance?
	The visitor insurance plans that provide pre-existing coverage do so for acute onset of existing conditions and have very specific limitations for their coverage. For more information take a look the best coverage for Pre-existing Conditions in pre-existing-coverage-plans.
	My mother in law was suffering from blood pressure. She has already had treatment for this in India. Will the ongoing health check up be covered under pre-existing conditions?
	None of the insurance company will cover medical check up or any other preventive care.
	Is pregnancy considered a pre-existing conditions under a visitor medical insurance plan?
	Individual insurance companies have limited coverage for pre-existing conditions and have their own guidelines. Typically pregnancy would be considered as a pre-existing condition and therefore not cover it. However, some insurance providers in the USA that provide limited coverage for visitors to the US for pregnancy and maternity related treatments. For more inforamations take a look the best coverage for pre-existing Conditions in Maternity and Pregnancy visitor insurance. These plans can be purchased prior to the start of one’s journey to avail effective coverage while abroad.
	How would health insurance companies know whether pre-existing condition covered or not covered?
	When you go for treatment in the hospital, the most important factor determining the coverage and evaluating if the ailment is pre-existing will be the attending physician’s statement (APS). Once coverage begins under any given health plan, any claims filed by you may be investigated as a possible pre-existing condition. For more information review the policy brochure. The policy brochures can be accessed through our pre-existing coverage visitor insurance comparison tool.

Pre-existing Visitor Medical Conditions FAQ Disclaimer:

NRIOL has tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their policies. NRIOL is not liable for any problem resulting from the content on this FAQ.
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