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My mother needs heart treatment and I would like to bring her to the USA to get her medical treatment. Will the cost of medical treatments be covered under visitor medical insurance?
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No, even under pre-existing conditions this planned medical treatment will not be covered. If you have a pre-existing condition it will be excluded from your visitor insurance coverage. Sometimes, a limit is provided to cover pre-existing conditions. Take a look the best coverage for pre-existing conditions in pre-existing coverage visitor insurance comparison tool. |
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My father needs to get a kidney dialysis done on a weekly basis. Will the cost of this medical treatment be covered under visitor medical insurance? |
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No, kidney dialysis comes under pre-existing conditions with regular treatment required and this would not be covered. For more specific details about pre-existing condition coverage please review the coverage for pre-existing conditions underpre-existing coverage visitor insurance comparison tool.
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If pre-existing conditions are not covered for main treatments, why we have to buy visitor medical insurance ? |
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Pre-existing conditions refers to any injury, disease or illness that has occurred prior to the purchase of your insurance. Having a pre-existing condition does not mean you cannot get
coverage at all, however certain conditions limitations exist on the coverage. If the patients are scheduled to have medical treatment regularly, it will be excluded by the visitor insurance plan coverage.
In America health care is not cheap and minor sickness can cause large medical expenses. Visitor medical insurance plans provide coverage for visitors against such unforeseen emergencies. The plans that provide pre-existing coverage do so for acute onset of existing conditions and have very specific limitations for their coverage. For more dtails please review the policy brochure. The policy brochures can be accessed through our pre-existing coverage visitor insurance comparison tool.
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As i am ready to pay high cost to buy insurance. Will you please suggest me the insurance that will cover pre-existing conditions? |
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Visitor medical insurance plans offer limited pre-existing coverage up to a specific limit and under certain specific circumstances. For more information take a look the best coverage for Pre-existing Conditions in pre-existing-coverage-plans.
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My mother had a heart attack 3 years back. If she again gets heart related problems, will the cost of medical treatments be covered under visitor medical insurance? |
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Even though you may have a pre-existing condition, visitor medical insurance coverage may be available to you in limited circumstances. Depending on many insurance companies' opinion, If she is currently undergoing any kind of medical treatment then it will be considered as a pre-existing conditions and it will not be covered. Based on attending physician statement, it will be determined by the claim officer whether this problem will be covered or not. |
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Is it possible to invite my parents to the US if they have pre-existing conditions. Will you please suggest me the solution in this situation? |
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Visitor medical insurance company will not pay for the cost of healthcare in the US. However if your parents come to the US and have pre-existing conditions, some plans do provide pre-existing coverage but for for acute onset of existing conditions and have very specific limitations for their coverage. For more information take a look the best coverage for Pre-existing Conditions in pre-existing-coverage-plans. |
NRIOL has tried to answer these frequently asked questions to the best of our knowledge. However we make no guarantee regarding the accuracy of our answers. The exact answers for some of the questions can change periodically as insurance companies change their policies. NRIOL is not liable for any problem resulting from the content on this FAQ.
Pre-existing Visitor Health Coverage questions, comments, suggetions, inquiries about this site, please click here to contact us!
