Patriot GoTravel Insurance

  • Best Suitable for: Travelers travelling overseas and require medical insurance can purchase this medical insurance plan and stay secure
  • Eligibility: Patriot GoTravel Insurance is one of the affordable and effective travel insurance plans for the travelers going overseas
  • Coverage: 10 days to 2 years
  • Patriot GoTravel offers pre-existing conditions coverage
  • Underwriter: Sirius International Insurance Corporation, a White Mountains Insurance Group Company
  • Administrator: International Medical Group
Related links
  • Brochure
  • Claims
  • What's good?
  • Renewal
  • PPO
  • What's not so good?

Plan Highlights

POLICY MAXIMUM

Maximum medical coverage is $50,000, $100,000, $500,000, $1,000,000, $2,000,000


DEDUCTIBLE
Individual deductible options are

$0, $100, $250, $500, $1,000 or $2,500 per each injury or sickness

COINSURANCE

For treatment received outside the US and Canada: No coinsurance
For treatment received within the US and Canada:
In the PPO Network - The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Policy Maximum
Out of the PPO Network - The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Policy Maximum

 

Pre-Existing Conditions

Acute Onset of Pre-Existing Conditions?:
Sudden and Unexpected Recurrence of a Pre-existing Condition (For U.S. citizens only) :
  • Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum.
  • Up to age 65 without primary health plan - $20,000 lifetime maximum.
  • 65 years and above with or without primary health plan - $2,500 lifetime maximum

Coverage

Terrorism

Up to $50,000 lifetime maximum


Trip interruption

Up to $5,000

Accidental death & dismemberment

$25,000 principal sum

Common Carrier Accidental Death

$50,000 to Beneficiary;
maximum of $250,000 per family

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Patriot GoTravel Insurance

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