Patriot Adventure Insurance

  • Best Suitable for: Travelers engaged in adventure sports outside their home country.
  • Eligibility:
    • It is a travel insurance for U.S. citizens traveling outside the United States and for non-U.S. citizens traveling outside their home country
    • For coverage while participating in any of the covered extreme sports activities, you must be medically and physically fit to engage in such activity and hold the necessary qualifications as approved by the application Governing Body or Authority
  • Patriot Adventure Plan offers pre-existing conditions coverage
  • Underwriter: Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company
  • Administrator: International Medical Group

Plan Highlights

Policy Maximum
  • Plan offers US$50,000 maximum limit
Deductible
  • US$250 per period of coverage
Co-insurance
  • Treatment Outside the U.S. and Canada: No coinsurance
  • Treatment Inside the U.S. (PPO Network):
    • The plan pays 90% of eligible expenses upto $5000 ,then 100% upto maximum limit
  • Treatment Inside the U.S. (Non PPO Network):
    • The plan pays 80% of eligible expenses upto $5000 ,then 100% upto maximum limit
 

Pre-Existing Conditions

Pre-Existing Condition?:
  • Sudden recurrence of a pre-existing condition-Medical: Upto $1000 of eligible expenses
  • Sudden recurrence of a pre-existing condition-Emergency Medical Evacuation: Upto $25,000 of eligible cost and expenses

Coverage

Emergency Medical Evacuation
Upto the maximum limit
Lost Luggage
Up to US$50 per item of personal property; maximum of US$250
Hospital Room and Board
Up to the Maximum Limit for average semi-private room rate
Trip Interruption
Up to US$5,000
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Patriot Adventure

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