Patriot Trip Elite Insurance

Patriot Trip Elite Insurance is an ideal travel cancellation insurance program. Patriot Trip Elite Insurance provides coverage for many of those unforeseen circumstances that may force cancellation or interruption of your covered Trip Patriot Trip Elite Insurance benefits may also be provided for travel delays, baggage delays, emergency medical treatment and medical evacuation while you are away from home. It offers pre-existing conditions coverage.
It is administered by International Medical Group
Plan highlights
Trip Cancellation: The amount of your trip you elected to protect up to $30,000 Per Insured Person.

Trip Interruption: Up to 150% of the amount of your trip you elected to protect.

Travel delay: 25% of $1,000 for each 24 hours of delay after an initial delay of 6 hours up to a maximum of $1,000 Per Insured Person.

Missed Connection: Up to $750 for a common carrier dalay of 5 hours or more.

Lost or Stolen Baggage: Up to $2,000 Per Insured Person.

Baggage Delay: Up to $200 for a Common Carrier delay of 12 hours or more.

Emergency Medical or Dental Expense: Up to $50,000 Per Insured Person.

Emergency Medical Evacuation or Repatriation: Up to $150,000 Per Insured Person.

Emergency Reunion: Up to $5,000 Per Insured Person.

Common carrier accidental death & dismemberment: Principal Sum of $100,000.

IMG logo
Sirius America Insurance Company.

IMG Travel Plans:

Pre-Existing Conditions Coverage
  • Covers Pre-existing Conditions provided
    • The insurance was purchased within 15 calendar days of initial Covered Trip payment; and
    • On the date of purchase of insurance, you were medically able to travel.
  • If you do not meet the above criteria, your pre-existing condition might still be covered if the answer to all of the following questions is “no”
    • Were you treated for a new illness in the last 60 days, or did symptoms exist for which a reasonably prudent person would have sought treatment?
    • Has your condition worsened or required medical attention in the last 60 days?
    • Have you received any new medications in the past 60 days or have any of your current dosages been changed?

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