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Policy Maximum
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Maximum medical coverage options are $1,000,000, $5,000,000, $8,000,000 . |
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Deductible
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$0 to $25,000 per each injury or sickness. Family deductible of three times the individual deductible. |
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Co-insurance
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Coinsurance - for treatment received outside the U.S & Canada No coinsurance
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Coinsurance - for treatment received within the U.S & Canada In the PPO Network - 100%. Out of the PPO Network - 90% of eligible expenses up to $5,000, then 100% up to the policy maximum limits
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Eligibility
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- U.S. citizens traveling outside the US and non - U.S. citizen traveling outside their home country.
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- For visitors over 65, initial period of coverage must be within 30 days of arrival in the United States.
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Pre-Existing Condition Coverage |
- Up to the age of 65, $20,000 lifetime maximum for eligible medical expenses. $20,000 lifetime maximum for Emergency Medical Evacuation.
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Pre-Existing Condition Definition |
- A pre-existing condition is defined as any injury, illness, sickness, disease, or other physical, medical, mental or nervous condition, disorder or ailment that, with reasonable medical certainty, existed at the time of application or at any time during the three years prior to the effective date of the insurance, whether or not previously manifested or symptomatic, diagnosed, treated, or disclosed prior to the effective date, including any subsequent, chronic or recurring complications or consequences related thereto or arising therefrom.
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Coverage
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- Home country coverage
- Trip interruption
- Lost luggage
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- Terrorism
- Accidental death & dismemberment
- Common carrier accidental death
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Underwriter
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Underwritten by Sirius International Insurance Corporation (publ), Sirius International is a White Mountains Insurance Re company.
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PPO Network
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Please click here to get your Provider Nerwork.
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Renew Online
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Renew Patriot Platinum America Insurance Policy Online.
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Insurance Claims
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Claims can be filed for Patriot Platinum Insurance Policy.
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Brochure
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Complete, mail/fax the Patriot Platinum Insurance Brochure along with payment
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Patriot Platinum Insurance Reviews
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Patriot Platinum America Insurance reviews highlights the salient features of Patriot Platinum Insurance policy
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