Patriot Platinum Insurance

  • Best Suitable for: US citizens traveling outside the U.S.
  • Eligibility:
    • U.S. citizens traveling outside the US and NON-US citizen traveling outside their home country
    • For visitors over 65, initial period of coverage must be within 30 days of arrival in the United States
  • Coverage: 10 days to 3 years
  • Patriot Platinum offers pre-existing conditions coverage
Related links
  • Brochure
  • Claims
  • What's good?

Plan Highlights

POLICY MAXIMUM

Maximum medical coverage options are
$1,000,000, $5,000,000, $8,000,000


DEDUCTIBLE
Individual deductible options are

$0, $100, $250, $500, $1,000, $2,500, $5,000, $10,000, $25,000
per each injury or sickness

COINSURANCE

For treatment received outside the US and Canada: No coinsurance
For treatment received within the US and Canada
In the PPO Network:
No coinsurance
Outside the PPO Network: 90% of eligible expenses up to $5,000, then 100% up to the policy maximum limits

 

Pre-Existing Conditions

Acute Onset of Pre-Existing Conditions?:
For U.S. citizens, Sudden and Unexpected Recurrence of a Pre-existing Condition(Medical)
  • Up to age 65 with primary health plan - usual, reasonable and customary charges up to plan maximum.
  • Up to age 65 without primary health plan - $20,000 lifetime maximum.
  • 65 years and above with or without primary health plan - $2,500 lifetime maximum.
For U.S. citizens, Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation)
  • Up to $25,000 of eligible costs and expenses.
For NON U.S. citizens, Sudden and Unexpected Recurrence of a Pre-existing Condition (Medical)
  • Up to age 65 - $50,000 lifetime maximum for eligible expenses.
  • Age 65 years and above - $2,500 lifetime maximum.
For NON U.S. citizens, Sudden and Unexpected Recurrence of a Pre-existing Condition (Emergency Medical Evacuation)
  • Up to $25,000.

Coverage

Terrorism

Up to the maximum limit

Trip interruption

Up to $10,000

Incidental Home Country

Coverage Up to a cumulative two weeks

Accidental death & dismemberment

$50,000 principal sum


Common Carrier Accidental Death

$100,000 per adult, $25,000 per child, maximum of $250,000 per family

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Patriot Platinum Insurance

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