Patriot Group Insurance

  • Ideal for: Group of travelers
  • Eligibility:
    • For those over age 65 and visiting the U.S., your initial period of coverage must begin within 30 days of arrival in the U.S.
  • Coverage: 10 days to 2 years
  • Patriot group travel offers pre-existing conditions coverage

Plan Highlights

POLICY MAXIMUM

Maximum medical coverage options are
$50,000; $100,000; $500,000; $1,000,000; $2,000,000

DEDUCTIBLE
Individual deductible options are

$0, $100, $250, $500, $1000 and $2500
per each injury or sickness

COINSURANCE

For treatment received outside the US and Canada:
No coinsurance
For treatment received within the US and Canada-
In the PPO Network:
90% of eligible expenses up to $5,000, then 100% up to the policy maximum limit
Outside the PPO Network: 80% of eligible expenses up to $5,000, then 100% up to the policy maximum limit

 

Pre-Existing Conditions

Acute Onset of Pre-Existing Conditions?:
Pre-Existing Condition Coverage U.S. citizens only Up to US$15,000 will be paid for the eligible expenses of a sudden and unexpected recurrence of a Pre-existing Condition while traveling outside of the U.S. In addition, up to US$25,000 will be paid for the eligible costs and expenses of an Emergency Medical Evacuation arising or resulting from a sudden and unexpected recurrence of a Pre-existing Condition.

Coverage

Terrorism:

Up to $50,000 lifetime maximum

Trip interruption:

Up to $5,000

Incidental Home Country:

Up to a cumulative two weeks

teeth
Dental Treatment-

Injury Due to Accident:
Up to the maximum limit
sudden dental emergency: Up to $100

Accidental death & dismemberment:

$25,000 principle sum


Common Carrier Accidental Death:

$50,000 to Beneficiary;
maximum of $250,000 per family

Hospital Daily Indemnity:

Up to $100/night, up to a maximum of 10 days

Medical Expenses:
Up to the maximum limit

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Patriot Group Travel Insurance

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