Patriot Group Exchange Insurance

  • Best Suitable for: Groups of students studying aboard or to the active participants of the cultural exchange program
  • Eligibility:
    • Available to groups of 2 or more students or participants.
    • This plan is open to all students who are pursuing academic activities outside of their home country and their dependent.
    • The plan is also open to F2 and J2 Visa holders when the F1 or J1 visa holder has been given coverage by the University or Institute.
  • Coverage: May be renewed up to 48 months
  • Patriot Group Exchange offers pre-existing conditions coverage
  • Underwriter: Sirius International Insurance Corporation, a White Mountains Insurance Group Company
  • Administrator: International Medical Group

Plan Highlights


$50,000, $100,000, $250,000 or $500,000
per illness or injury with a lifetime maximum of $5,000,000


The deductible amount $100
per each injury or sickness


Pre-Existing Conditions

Pre-existing Conditions?: For conditions existing within 36 months before effective date,charges excluded until after 12 months of coverage and then $500 maximum per period of coverage and $50,000 lifetime maximum
Sudden and unexpected recurrence of a Pre-existing Conditions:
  • Eligible Medical Expenses: $5000 lifetime maximum
  • Emergency medical evacuation: $25,000 maximum



$50,000 lifetime maximum

Incidental Home Country:

Up to a cumulative of 14 days

Hospital Room and Board:

Up to the average semi-private room rate

Student Health Center:
$5 co-pay per visit

Accidental death & dismemberment:

$25,000 principal sum($25,000 for two limbs; $12,500 for one limb;)

Return of mortal remains:

$25,000 maximum;

Dental Treatment:-

Injury Due to Accident:
$500 maximum
sudden and unexpected pain:$350 maximum

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Patriot Group Exchange Insurance

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