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Overseas Travel Medical Plan
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The Overseas Travel Medical Insurance plan provides excellent renewable visitor medical insurance coverage. Overseas Travel Medical Insurance is ideal health insurance for international travel and visitors to the United States. At no additional cost, Atlas insurance adds coverage for Acts of Terrorism, Complications of Pregnancy and Incidental Trips Home.
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Policy Maximum
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Overseas Travel Medical Insurance plan offers benefit maximums of US$50,000, $100,000, $250,000, $1,000,000 for the life of the plan. Benefits is limited to $10,000 for Eligible Persons ages 80 and above.
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Deductible
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US$$0, $125, $250, $500, $1,000, $2,500 deductible per period of coverage.
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Coinsurance
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- The Coinsurance (after satisfaction of the Deductible) for U.S. citizens or residents outside of the U.S. is 100% of Covered Expenses;
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And for non U.S. citizens inside of the U.S. it is 80% of the first $5,000 of Covered Expenses, and then 100% of the remaining Covered Expenses.
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Eligibility
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- Eligible Persons: A person who has applied for benefits, is named on the application and for whom HPA has received the appropriate plan cost, is considered eligible for benefits under this Plan.
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Eligible Dependents: Are considered a spouse who is legally married to You or Your unmarried Child from 14 days old until his/her19th birthday.
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Coverage
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- Hospital Room and Board
- Hospital intensive care unit charges
- Physician visits, surgeon, Private duty nurse fee
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- Pre-admission tests
- Diagnostics: X-Rays
- Hospital emergency room
- Prescription Drugs
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Buy - Online
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Apply & purchase online The Overseas Travel Medical Insurance
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Brochure
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Complete, mail/fax the The Overseas Travel Medical Insurance Brochure along with payment
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Why do you need the Overseas Travel Medical Plan?
Today, more and more people are traveling outside of their home country, either for
business, recreation or personal reasons. Frequently, domestic health
insurance does not provide coverage for overseas medical emergencies, and
international travelers are unable to obtain this type of protection after they
are outside of their home country.
Furthermore, most traditional health insurance does not provide coverage for expenses for an
emergency medical evacuation, medical reunion, return of mortal remains, trip
interruption or loss of checked luggage.
Who should apply for the Overseas Travel Medical Plan?
Anyone traveling outside of their home country needs the type of comprehensive protection the Overseas Travel Medical Plan provides.
If You are a citizen or resident of the United States(U.S.),
You can purchase the Overseas Travel Medical Plan to travel anywhere outside of the U.S.
If you are a U.S. citizen residing out side of the U.S., You can purchase this protection as long as you hold a current and valid U.S. passport.
If You are a foreign visitor traveling to the United States (U.S.), You can purchase the Overseas Travel Medical Plan as long as You provide us with your current and valid passport I.D. number.
Comprehensive protection for:
* U.S. citizens traveling abroad
* Non U.S. citizens traveling to the U.S.
*Hospital & Medical Expenses
* 24-Hour Medical Emergency Services
* Trip Cancellation
* Lost Luggage
* Emergency Dental
* Emergency Evacuation
* Accidental Death & Dismemberment
* Return of Minor Children
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