The plan is not applicable for US residents residing in some of the states.
The Overseas Travel Medical Insurance plan provides excellent renewable visitor medical insurance coverage. This insurance is ideal health insurance for international travelers
and visitors to the United States. At no additional cost, Atlas insurance adds coverage for Acts of Terrorism, Complications of Pregnancy and Incidental Trips Home.
Eligible Persons: A person, who has applied for benefits, is named on the application and for whom HPA has received the appropriate plan cost, is considered eligible for
benefits under this Plan.
Eligible Dependents: Are considered a spouse who is legally married to You or Your unmarried Child from 14 days old until his or her19th birthday.
Plan offers benefit maximums of US$50,000, $100,000, $250,000, $1,000,000 for the life of the plan.
Benefits are limited to $10,000 for Eligible Persons ages 80 and above.
US$$0, $125, $250, $500, $1,000, $2,500 deductible per period of coverage.
The Coinsurance (after satisfaction of the Deductible) for U.S. citizens or residents outside of the U.S. is 100% of Covered Expenses.
And for non U.S. citizens inside of the U.S. it is 80% of the first $5,000 of Covered Expenses, and then 100% of the remaining Covered Expenses.