National Insurance Mediclaim Policy

National health insurance in India

  • Cashless claims settlement in network hospitals and reimbursement for out of network hospitals.
  • Policy is available for individuals (18 to 80 years) and family floater (dependent children under 25 years, spouse and dependent parents).
  • Sum assured can be opted from Rs.100,000/- to Rs.500,000..
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National health insurance Key Features

  • Cashless claims settlement in network hospitals and reimbursement for out of network hospitals
  • Policy is available for individuals (18 to 80 years) and family floater (dependent children under 25 years, spouse and dependent parents)
  • Sum assured can be opted from Rs.100,000/- to Rs.500,000.
  • No Loading on renewal premium even after a claim
  • Covers maternity expenses after 1 year for first 2 children
  • Covers for Cataract Surgery up to Sum Insured for below 60 years
  • No medical tests required to buy the national health insurance. However if you are above 45 years of age, Self declaration medical form duly signed is required.
  • Renewal for life
  • Covers pre-existing diseases after 2nd year renewal
  • 20% copay for Proposer/Dependent above the age of 60 yrs
  • Income tax benefit under section 80-D
  • Dependent parents can claim up to 50% of Sum Insured
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