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Mission Plus International Insurance is administered by IMG, Mission Plus International Insurance for missionaries


Overseas medical insurance for missionary groups requires provisions not met by many companies. MP+ International is designed specifically to provide comprehensive medical insurance to missionary groups by offering continuous coverage when overseas and back in the U.S. on furlough or deputation.

MP+ International provides a full range of benefits. Group members will be covered worldwide, 24 hours a day, including their country of citizenship under certain circumstances. Membrs have the freedom to choose any doctor or hospital for treatment.

Additionally, when group members are seeking treatment outside of the U.S., they have access to over 16,000 providers using our International Provider Access (IPA). When seeking treatment in the U.S., they may receive care at top medical facilities across the country through the independent Preferred Provider Organization, which could significantly reduce out-of-pocket expenses.

Mission Plus International Insurance - Benefits


Policy Maximum Per Individual: $1,000,000 lifetime (may be increased to $5,000,000)
Hospital Room & Board: Payable up to the average semi-private room rate, including nursing service
Hospital Pre-Admission Testing : Subject to deductible
Intensive Care Unit : Up to 3 times the average semi-private room rate
Second Surgical Opinion : Subject to deductible & coinsurance unless requested by the Company (payable at 100% if requested by the Company)
Eligible Medical Expenses : Usual, reasonable, & customary
Transplant Benefits : $500,000 lifetime maximum for covered transplants
Maternity and Newborn Care : Subject to special maternity pre-certification requirements, same as any other illness
Mental/Nervous Disorders : Same as any other illness 50% reimbursement
Wellness Benefit : Up to $250 coverage (not subject to deductible or coinsurance)
Physical Therapy : Up to $50 maximum per charge per visit
Chiropractic Care : $500 maximum per year, reimbursable at 50%
Home Health Care: Limited to 30 days per occurrence of illness
Extended Care Facility : Limited to 30 days per occurrence of illness
Hospice Benefit : $7,000 lifetime per insured person
Accidental Death and Dismemberment: Death - $25,000 Loss of 2 Limbs - $25,000 Loss of 1 Limb - $12,500 .Benefits reduce 50% at age 70 and an additional 50% at age 75.

Transplant Benefits - $500,000 lifetime maximum for covered transplants


Transplant Benefits Subject to special transplan pre-certification requirements, and only when expense treatment is provided within the Managed Transplant System Network. Covered transplants are: heart, heart/lung, lung, kidney, kidney/pancreas, liver, and allogeneic and autologous bone marrow.

Mental/Nervous Disorders - Same as any other illness 50% reimbursement


Inpatient treatment - Limited to 15 days per calendar year per insured person
Outpatient treatment - Maximum of 40 visits per calendar year per insured person

Wellness Benefit - Up to $250 coverage (not subject to deductible or coinsurance)


For you and your spouse for a physical examination, including immunizations and mammograms every 24 months. To qualify, you must have been covered under the Mission+Plus International plan for at least 24 months and must be at least age 35 if female, or at least age 40 if male.

Additional Benefits


Life Insurance - Required
Dental Insurance - Optional
Emergency medical evacuation insurance - Optional

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