Liaison Majestic Insurance

  • Best Suitable for
    • Medical expenses and emergency services to individuals and families visiting abroad
  • Eligibility
    • Individuals and families (including unmarried dependent child(ren) over 14 days and under 19 years of age) traveling outside of their home country
  • Coverage
    • 5 days to 364 days renewable upto 3 years
  • Liaison Majestic offers Pre-existing conditions coverage
  • Country Restrictions:
    • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
    • Country Restrictions: The plan will not accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
    • Destination Restrictions: The plan will not cover trips to Islamic Republic of Iran and Syrian Arab Republic.
  • Rating
    • A (excellent) by AM Best
  • Underwriter
    • Lloyds of London
  • Administrator
Related links
  • Brochure
  • Claims
  • What's good?
  • Renewal
  • PPO
  • What's not so good?

Plan Highlights

POLICY MAXIMUM

Maximum medical coverage is $60,000; $125,000; $600,000; $1,000,000; $2,000,000; $5,000,000
Ages 70 - 79 years: $60,000, $125,000 per period of coverage
Ages 80 years and above: maximum medical coverage is limited to $20,000;

DEDUCTIBLE

$0, $100, $250, $500, $1,000, $2,500, $5,000 deductible is per person per policy period, maximum of 3 policy period deductibles per family

COINSURANCE

Traveling in the US: After you pay the deductible, the plan pays 80% of the next $5,000 of expenses, then 100% to the medical maximum
Traveling outside the US: After you pay the deductible, the plan pays 100% to the medical maximum

 

Pre-Existing Conditions Coverage

Waiver of Pre-existing Conditions
  • US Residents Traveling outside the U.S
    • Age 0-64: Medical max with a Primary Health Plan (PHP), Without PHP: $20,000
    • Age 65 and above: $2,500
Heart Attack & Stroke
  • Non-US Residents Traveling in the U.S: $200 per night/$3,000 Max for Heart Attack & Stroke

Coverage Details

Benefit Coverage
Inpatient & outpatient medical expenses Up to policy maximum
Dental treatment Due to sudden relief of pain - $250
Due to accident - Medical maximum
Emergency medical evacuation/Repatriation $1,000,000
Addition to the plan maximum
Emergency medical reunion $100,000
Return of minor children $100,000
Terrorism Medical Maximum
Hospital indemnity $250/night for a maximum of 30 nights
Local ambulance Medical Maximum
Checked baggage loss $250 maximum per occurrence
Trip interruption $10,000
Benefit period 180 days
Optional hazardous sports Covers injuries incurred when taken part in motorcycle/motor scooter riding (whether as a passenger or a driver), hang gliding, parachuting, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snow skiing, snowmobiling, and snowboarding.
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Liaison Majestic Insurance

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