Visitor medical insurance plans are ideal for visitors to the USA to cope with the medical bills incurred in case of sudden illness or injury during their stay outside their native land.
Insurance customers can purchase visitor medical insurance plans at any point during the trip or even after leaving their home country.
The visitor insurance coverage options range from $25,000 to $1,000,000.
The coverage of visitor medical insurance includes medical expenses (only few cover for pre-existing condition), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.
Other secondary benefits include, trip interruption, baggage loss, baggage delay etc.
Preventative care is excluded under visitor travel medical insurance.
To suit all the requirements of new immigrants to the US, or US H1B and H4 visa holders and Green Card holders, sailors and cruisers, Global health insurance plans are designed with comprehensive major medical coverage.
These plans are also ideal for US Expatriates, Missionaries and international travelers who spend a lot of time in different countries.
The comprehensive coverage of Global Health Insurance plan cover medical benefits including maternity, mental health, wellness (preventive check ups) and medical evacuation.
International student medical insurance is ideal for students who are no longer covered as a dependent under their parents insurance or who are attending school outside an HMO or PPO region or find individual health insurance or other plan as too expensive.
Health insurance is a requirement mandated by the US government for J1 exchange visitors in the US and j2 dependents visa holders.
As per the government regulations if one willfully fails to carry health insurance then the J1 sponsor must terminate the exchange visitor program and inform the termination to US Department of State.
Benefits of J visa insurance include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.