A value-for-money policy that covers you against medical expenses, dental treatment and repatriation of remains. Click here to find your university specific insurance details.
ICICI Lombard - Student Medical Insurance
- Pay in rupees save in dollars
- Buy an 1/3 rd the cost of buying in dollars
- Accepted by foreign countries
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ICICI Lombard - Student Medical Insurance - Plans
ICICI Lombard - Student Medical Insurance - Silver - Policy Coverge
- Medical Expenses*- US $50,000 to US $250,000 – This covers medical costs incurred due to illness or accident including medically necessary and prescribed emergency evacuation. It covers defined outpatient, in-patient, medical aid, therapies and diagnostic tests.
- Dental Treatment *- US $250 – Covers acute anesthetic treatment of natural teeth.
- Repatriation of Remains- Upto medical sum insured– Covers the funeral expenses or expenses of repatriating the remains back to India, in case of death overseas. This benefit is included under the Medical Cover.
* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
ICICI Lombard - Student Medical Insurance - Silver - Key Benefits
- Buy the policy in Indian rupees, which is 1/3 the cost of buying abroadbr>
- Accepted by most of the foreign universities as a substitute for their compulsory insurance
- Medical outpatient expenses covered
- No pre-medical check-up required
- Tailor-made plans to meet varied student needs
ICICI Lombard - Student Medical Insurance - Silver - Eligibility
- Minimum age of insured persons is 16 years.
- Maximum age of insured persons is 35 years.
- Non-insurable persons: professional and semi-professional sportsmen.
- The policy can be bought by students already studying abroad.
ICICI Lombard - Student Medical Insurance - Silver - Policy Exclusions
- Medical expenses arising out of
- Pre-existing conditions
- Addiction to alcohol, drugs
- Mental disorder, anxiety, depression
- Venereal diseases
- Sexually transmitted diseases, AIDS, HIV
- Radiation, nuclear weapons induced
- Sporting activities
- Expenses arising out of loss valuables, money, securities and tickets
- Loss of passport in public places
- Personal liability of the insured
Insurance is the subject matter of the solicitation.
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