A composite policy that covers you against sponsor protection, study interruption, compassionate visit, personal liability, bail bond, checked baggage loss and personal accident. Click here to find your university specific insurance details.
ICICI Lombard - Student Medical Insurance
- Pay in rupees save in dollars
- Buy an 1/3 rd the cost of buying in dollars
- Accepted by foreign countries
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ICICI Lombard - Student Medical Insurance - Plans
ICICI Lombard - Student Medical Insurance - Bronze - Policy Coverge
- Sponsor Protection– US $10,000 - Reimbursement of tuition fees in case of demise of person paying for studies due to an accident.
- Study Interruption– US $7,500 - Reimbursement for the remaining part of the current school semester fee, if studies are interrupted on account of a medical condition or compassionate reasons on the family front.
- Compassionate Visit– US $7,500 - In case of hospitalization (exceeding 7 days) of student or a family member, where a family member visits student or student visits India. Round trip economy class tickets for student/ family member, and accommodation for the family member visiting abroad, will be reimbursed.
- Bail Bond- US $5,000 – For the bail amount, if arrested or detained by police or judicial authorities of the place, for any bailable offence whilst abroad.
- Passport Loss ** - US $200 -For expenses incurred in obtaining a fresh or new passport.
- Personal Liability- US $100,000 – Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured.
- Personal Accident- US $25,000 – Compensation paid in case of death or permanent total disability.
- Checked Baggage Loss- US $1,000 - Compensation for the permanent loss of checked-in baggage.
* Deductible excess US $50.
ICICI Lombard - Student Medical Insurance - Bronze - Key Benefits
- Buy the policy in Indian rupees, which is 1/3 the cost of buying abroadbr>
- Accepted by most of the foreign universities as a substitute for their compulsory insurance
- Medical outpatient expenses covered
- No pre-medical check-up required
- Tailor-made plans to meet varied student needs
ICICI Lombard - Student Medical Insurance - Bronze - Eligibility
- Minimum age of insured persons is 16 years.
- Maximum age of insured persons is 35 years.
- Non-insurable persons: professional and semi-professional sportsmen.
- The policy can be bought by students already studying abroad.
ICICI Lombard - Student Medical Insurance - Bronze - Policy Exclusions
- Medical expenses arising out of
- Pre-existing conditions
- Addiction to alcohol, drugs
- Mental disorder, anxiety, depression
- Venereal diseases
- Sexually transmitted diseases, AIDS, HIV
- Radiation, nuclear weapons induced
- Sporting activities
- Expenses arising out of loss valuables, money, securities and tickets
- Loss of passport in public places
- Personal liability of the insured
Insurance is the subject matter of the solicitation.
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