|
|
|
ICICI Lombard - Parent's Health Insurance
|
|
ICICI Lombard - Parent's Health Insurance takes care of your family at a time when they need you the most.
ICICI Lombard Parents Overseas health Medical Insurance - Buy online
ICICI's Parents overseas health Insurance covers unexpected medical and non-medical expenses when your parents and family members are traveling abroad. The insurance plan provides two options - ICICI Gold travel Insurance Plan and ICICI Platinum travel insurance Plan. The ICICI Gold Plan provides standard cover whereas ICICI Platinum Plan comes with additional features to make your journey safe.
You can avail unique covers such as Cashless hospitalisation worldwide, Baggage loss, Passport loss, Trip delay and more and the Insurance also covers Pre-Existing Diseases in life-threatening situations. ICICI Lombard travel insurance is easy to buy online and customers can save their time and energy. Children can purchase the ICICI insurance plan for parents who are traveling overseas.
ICICI Lombard - Parent's Health Insurance
You work hard abroad and give the best to your family back home. And, though they are far away, they are always in your thoughts. Their health and well being is your major concern. That's why ICICI Lombard General Insurance has brought you Parents' Health Insurance - a comprehensive insurance policy for your loved ones.
Parents' Health Insurance takes care of your family at a time when they need you the most.
|
Premium Table |
Age Slab |
Plan 1
(Sum Insured per year Rs. 2 lacs) |
Plan 2
( Sum Insured per year Rs. 3 lacs) |
| 3 months - 35 years |
Rs. 6,633 |
Rs. 8,599 |
| 36 years - 45 years |
Rs. 8,107 |
Rs. 10,564 |
| 46 years - 55 years |
Rs. 12,284 |
Rs. 16,215 |
| 56 years - 65 years |
Rs. 17,198 |
Rs. 22,111 |
- Premium shown in the table is for 2 years and includes service tax and TPA fee.
- Sum Insured shown in table is the amount of cover available per person per year.
- Air ticket reimbursement benefit in Plan 1 and 2 is Rs. 10,000 and Rs. 20,000 respectively.
ICICI Lombard - Parent's Health Insurance - Policy Coverage
- Hospitalization expenses including
- Room charges
- Diagnostic test(s) expenses
- Doctor's / surgeon's fee
- Cost of medicines
- Medical expenses incurred in the event of sudden illness or accident.
- Covers 30 days prior and 60 days post hospitalization expenses.
- Expenses on technologically advanced treatment which do not require hospitalization.
Coverage limit for specific ailments / conditions:
Certain specific ailment(s) / surgery(s)/ procedure(s) are covered up to pre-defined limits under this policy (subject to the total sum insured).
All others ailment(s) / surgery(s)/ procedure(s) are covered up to the sum insured under the policy.
Key Benefits
- Pre-existing illnesses can be covered after the 4th year provided the policy is renewed with us for four consecutive years.
- Reimbursement of return airfare (Rs. 20,000 for Plan 2 and Rs. 10,000 for Plan 1) of the NRI (applicant) in case he is required to visit his dependent (insured) who has been hospitalised due to specified medical emergencies -Stroke, Heart Attack (MI), Coronary Artery Bypass, Graft Surgery, Kidney Failure, End-stage Renal Failure, End-stage Liver Disease and Brain Tumour Surgery.
- Nursing care benefit of Rs. 500 per day for a maximum of 3 days, in case the insured requires nursing care post discharge.
- Cashless claims facility at over 3,500 network hospitals across more than 135 cities.
- Every insured is provided a free health check-up post issuance of policy. For anyone above 55 years of age, cashless benefit will be activated as soon as the health check-up process is completed.
- Income tax benefit u/s 80 D for your income in India.
- Parents' Health Policy offers a 2-year cover for your dependents against a single premium, with automatic renewal after the first year.
- The policy can be renewed up to the age of 75 years.
Value added features
- Online claims status tracking facility
- We shall intimate you via E-mail and SMS when the Insured files a claim*
- We will call your dependants in India to explain the policy coverage and claims process
- Gift this policy to your loved ones along with a personalized message
*E mail is sent to the ID entered while registering on our website. SMS is sent only to Indian mobile numbers.
Eligibility
- Minimum age of the insured should be 3 months and maximum age should be 65 years (as on last birthday).
- Applicant can buy the policy for self, spouse, children and parents. The insured should be in India for the purpose of claim.
- The policy can be renewed up to the age of 75 years.
Policy Exclusions
- Any disease / injury existing before the inception of policy as well as any congenital diseases.
- Non-allopathic treatment, pregnancy and childbirth related diseases, cosmetic, aesthetic and obesity related treatment.
- Expenses arising from HIV or AIDS and related diseases, use or misuse of liquor, intoxicating substances or drugs as well as intentional self injury.
- War, riots, strike, terrorism acts, nuclear weapon induced treatment.
Other exclusions for first 2 years:
- Cataract
- Benign Prostatic Hypertrophy
- Congenital Internal Diseases
- Fistula in Anus
- Piles
- Hysterectomy for Menorrhagisa or Fibromyoma
- Hernia
- Sinusitis and related disorders
Insurance is the subject matter of the solicitation.
|
|
|
|
|
 |
|
|
|
|
|
