Overseas Travel Insurance plan is for Senior citizens between 71 to 85 years. The insured has to undergo a medical check up before policy issuance. ICICI Lombard will arrange for the medical test, the cost of medical check up of Rs. 896 per person will be charged at the time of buying the policy. The policy can be bought for a duration of 180 days.
ICICI Lombard - Overseas Travel Insurance - Senior Citizen
- Pay premium on a per day basis
- Covers medical cost due to illness or accident
- No medical check-up upto 70 years
ICICI Lombard - Overseas Travel Insurance - Plans
Overseas Travel Insurance - Senior Citizen - Policy Coverge
Medical Cover*- US$ 50,000 to US$ 250,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medically evacuation cost back to India.
Personal Accident Compensation US$ 15,000
A compensation given in case of death or permanent total disability.
Passport Loss** US$ 200
For expenses incurred in obtaining a fresh or new passport.
Checked-in Baggage Loss Compensation US$ 500
Compensation for the permanent loss of checked-in baggage.
Checked Baggage Delay Compensation US$ 100
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.
Personal Liability Coverage US$ 100,000
Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.
Financial Emergency Assistance US$ 300
Emergency cash that is available to you in case your travel funds are robbed.
Hijack Distress Allowance# US$ 125 per day for maximum of 7 days
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.
*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. # 12 hours.
Overseas Travel Insurance - Senior Citizen - Key Benefits
- Pay Per Day- no slab rates charged - You dont pay for the days you dont use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system.
- Policy Issuance - The policy is issued without any medical checkup upto 70 years of age.
- Cashless settlement of claims You can avail of cashless services at medical institutions worldwide.
Contact us at
Telephone- +91 11 5189 8868
Fax- +91 11 5189 8801
E-mail- travelclaims@icicilombard.com
- Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.
- Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations.
- Coverage up to 360 days
Overseas Travel Insurance - Senior Citizen - Policy Exclusions
- Medical expenses arising out of
- Pre-existing conditions
- Addiction to alcohol, drugs
- Mental disorder, anxiety, depression
- Venereal diseases
- Sexually transmitted diseases, AIDS, HIV
- Radiation, nuclear weapons induced
- Sporting activities
- Expenses arising out of loss valuables, money, securities and tickets
- Loss of passport in public places
- Personal liability of the insured
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