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ICICI Lombard Overseas Travel - Senior Citizen Plan
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Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad.Our plan is the most preferred amongst other travel insurers because we cover pre-existing disease in life-threatening emergency situations. In order to faciliate greater access to quality health care, we have partnered with leading US-based Health Care provider UnitedHealth Group, to provide you access to United Health Care's network of hospitals and physicians when in the US.
This plan is for senior citizens between 71 to 85 years. New – Avail Senior Citizen Plan instantly with no medical check up with a claim benefit of $15,000 per illness or injury.
ICICI Lombard - Overseas Travel Insurance - Senior Citizen
- Pay premium on a per day basis
- Covers medical cost due to illness or accident
- No medical check-up upto 70 years
ICICI Lombard - Overseas Travel Insurance - Plans
Overseas Travel Insurance - Senior Citizen Plan Coverge
Medical Cover - 71 to 75 years - USD 50,000, 76 to 85 years - USD 25,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India. There are 2 plans available depending on the age of the insured. If the insured is 71 to 75 years of age, the sum insured is USD 50,000. However, if the insured is between 76 to 85 years of age, the sum insured is USD 25,000. Both have sub limit of USD 15,000 per illness or injury. Thus, the maximum amount that can be claimed per injury is USD 15,000.
NOTE - We also cover Pre-existing Ailments in case of life-threatening situations.
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Personal Accident Compensation - US$ 25,000
A compensation given in case of death or permanent total disability.
Passport Loss** - US$ 200
For expenses incurred in obtaining a fresh or new passport.
Checked-in Baggage Loss Compensation - US$ 500
Compensation for the permanent loss of checked-in baggage.
Checked Baggage Delay Compensation - US$ 100
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.
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Personal Liability Coverage - US$ 25,000
Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.
Financial Emergency Assistance - US$ 300
Emergency cash that is available to you in case your travel funds are robbed.
Hijack Distress Allowance#- US$ 125 per day for maximum of 7 days
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.
*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. # 12 hours.
Overseas Travel Insurance - Senior Citizen - Key Benefits
- Pay Per Day- no slab rates charged - You don't pay for the days you don't use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system.
- Policy Issuance - The policy is issued without any medical checkup upto 70 years of age.
- Cashless settlement of claims - You can avail of cashless services at medical institutions worldwide.
- Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.
- Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations.
- Coverage up to 360 days
Overseas Travel Insurance - Senior Citizen - Policy Exclusions
- Medical expenses arising out of
- Pre-existing conditions
- Addiction to alcohol, drugs
- Mental disorder, anxiety, depression
- Venereal diseases
- Sexually transmitted diseases, AIDS, HIV
- Radiation, nuclear weapons induced
- Sporting activities
- Expenses arising out of loss valuables, money, securities and tickets
- Loss of passport in public places
- Personal liability of the insured
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