ICICI Lombard - Travel Medical Insurance

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ICICI Lombard Senior Citizen Travel Insurance, ICICI Lombard travel insurance for senior citizens


ICICI Lombard Travel Insurance Quote

 Select the Plan Type: Individual (Individuals and family members)
Multi Trip (Multiple trips Worldwide within one year)
 Select Coverage Destination:  
 No of Traveler:  
 Traveler Date of Birth:
    OR age      years
 Travele Start Date:  
 Travel End Date:    Total Days:


ICICI Lombard offers a comprehensive travel insurance policy for Senior Citizens that covers unexpected and unplanned medical and non-medical expenses when you are abroad.Our plan is the most preferred amongst other travel insurers because we cover pre-existing disease in life-threatening emergency situations. In order to faciliate greater access to quality health care, we have partnered with leading US-based Health Care provider UnitedHealth Group, to provide you access to United Health Care's network of hospitals and physicians when in the US. Avail of benefits like Checked-in Baggage Loss/Delay and unique facilities such as Cashless hospitalisation, worldwide.

Now avail Senior Citizen Plan with no medical check-up.


Overseas Travel Insurance - Senior Citizen Plan Coverge


  • Medical Cover - 71 to 75 years - $50,000, 76 to 85 years - $25,000

    This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India. There are 2 plans available depending on the age of the insured. If the insured is 71 to 75 years of age, the sum insured is $ 50,000. However, if the insured is between 76 to 85 years of age, the sum insured is $ 25,000. Both have sub limit of $ 15,000 per illness or injury. Thus, the maximum amount that can be claimed per injury is $ 15,000. NOTE - We also cover Pre-existing Ailments in case of life-threatening situations.

  • Personal Accident Compensation - $ 2,500

    A compensation given in case of death or permanent total disability.

  • Passport Loss** - $ 200

    For expenses incurred in obtaining a fresh or new passport.

  • Checked-in Baggage Loss Compensation - $ 500

    Compensation for the permanent loss of checked-in baggage.

  • Checked Baggage Delay Compensation - $ 100

    Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.

  • Personal Liability Coverage - $ 25,000

    Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.

  • Financial Emergency Assistance - $ 300

    Emergency cash that is available to you in case your travel funds are robbed.

  • Hijack Distress Allowance#- $ 125 per day for maximum of 7 days

    A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.

*Deductible of $ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of $ 50. # 12 hours.

Medical Sublimits for 56 years and above
Hospital Room and board, and hospital misc. Expenses Max $1,600 per day up to 30 days.
ICU Max. $3,000 per day up to 7 days
Surgical treatment Max. up to $12,000
Anaesthetist services up to 25% of surgical treatment
Physician's visit Max. $75 per day up to 10 visits
Diagnostic and pre-admission testing Max. $750
Ambulance services Max up to $500

Overseas Travel Insurance - Senior Citizen Key Benefits


  • Pay Per Day- no slab rates charged - You don't pay for the days you don't use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system.
  • Policy Issuance - The policy is issued without any medical checkup upto 85 years of age.
  • Cashless settlement of claims - You can avail of cashless services at medical institutions worldwide.
  • Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.
  • Pre-existing Ailments - Pre-existing ailments covered in case of life-threatening situations.
  • Coverage up to 360 days


ICICI Lombard Overseas Travel Insurance - Eligibility


  • The insured should be of age 71 years to 85 years at the time of buying the policy. The policy must be purchased before the insured leaves India for travelling abroad.
  • New - Instant Senior Citizen Plans - Avail new senior citizen plan with no medical tests, which offers a claim extent of $15,000 per illness or injury.

Overseas Travel Insurance - Senior Citizen Policy Exclusions


  • Medical expenses arising out of
    - Pre-existing conditions except in case of life-threatening situations
    - Addiction to alcohol, drugs
    - Mental disorder, anxiety, depression
    - Venereal diseases
    - Sexually transmitted diseases, AIDS, HIV
    - Radiation, nuclear weapons induced
    - Sporting activities
  • Expenses arising out of loss valuables, money, securities and tickets
  • Loss of passport in public places


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  • 24 Hours Emergency Assistance Service


  • Cashless settlement (direct billing to insurance company) for hospitalisation


  • Buy / Renew from anywhere in the world with credit card (Indian and International cards accepted)


  • ICICI Lombard insurance provides plans like Overseas Travel, Senior Citizen plan, Health Advantage Plus, Family Floater etc.,



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