ICICI Lombard Overseas Travel Insurance - Platinum Plan

ICICI Lombard Overseas Travel Insurance - Platinum Plan Eligibility

• The insured needs to be between 1-70 years of age.
• If you are above 70 years of age, avail our Senior Citizen Plan

ICICI Lombard Overseas Travel Insurance - Platinum Plan Policy Coverge

• Medical Cover*- US$ 50,000 to US$ 250,000

  This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medically evacuation cost back to India.
  
  

• Daily Allowance in case of Hospitalization**- US$ 25 per day for max. 5 days

  Compensation for hospitalization for more than 2 days.
  
  

• Dental Treatment*- US$ 250

  Covers the cost of acute anesthetic treatment to natural teeth due to an injury.
  
  

• Repatriation of Remains- US$ 7,000

  For the expenses of repatriating the remains back to India.
  
  

• Passport Loss** - US$ 200

  For expenses incurred in obtaining a fresh or new passport.
  
  

• Checked Baggage Loss- US$ 500

  Compensation for the permanent loss of checked-in baggage.
  
  

• Checked Baggage Delay- US$ 100

  Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.
  
  

• Personal Accident- US$ 15,000

  Compensation paid in case of death or permanent total disability.
  
  

• Personal Liability- US$ 100,000

  Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.
  
  

• Financial Emergency Assistance- US$ 300

  Emergency cash that is available to you in case your travel funds are robbed.
  
  

• Hijack Distress Allowance^#- US$ 125 per day for 7 days

  A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.
  
  

• Trip Cancellation & Interruption*- US$ 500

  Reimbursement of the non-refundable prepaid payments or the additional expenses, for the trip being cancelled or interrupted due to medical problems, personal employment problems or natural disasters.
  
  

• Missed Connection*- US$ 500

  Reimbursement of the extra expenses incurred due to a missing a connecting flight, due to delay in the arrival of the aircraft for more then 3 hours.
  
  

• Trip Delay*- US$ 500

  Reimbursement of additional expenses incurred, up to US$ 100/- per day, if trip is delayed for more than 6 hours due to airline problems, medical problems, personal employment problems or natural disasters.
  
  

• Home Insurance- Rs. 2,000,000 for Building and Rs. 500,000 for Contents

  To the losses that you may incur due to damage to you home from natural and man made calamities or burglary, whilst on your trip abroad.

ICICI Lombard Overseas Travel Insurance - Platinum Plan Benefits

• Pay Per day: Slab rate for first 7 days only, then pay on a per day basis.
• Pre-existing diseases are covered under life-threatning situations.
• The insurance also covers medical evacuation costs back to India.
• No medical checkup required up to the age of 70 years.
• Avail quality health care through our tie up with UnitedHealth Group (leading US based health care provider).
• Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days)
• Cashless hospitalization facility available worldwide.
• Extend the policy online incase you extend the trip, pay only for number of days extended.

ICICI Lombard Overseas Travel Insurance - Platinum Plan Exclusions

• Pre-existing conditions except in case of life-threatening situations
• Addiction to alcohol, drugs
• Mental disorder, anxiety, depression
• Venereal diseases
• Sexually transmitted diseases, AIDS, HIV
• Radiation, nuclear weapons induced
• Sporting activities
• Expenses arising out of loss of valuables, money, securities and tickets
• Loss of passport in public places