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ICICI Lombard Overseas Travel - Platinum Plan
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Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad. Our plan is the most preferred amongst other travel insurers because we cover pre-existing disease in life-threatening emergency situations
Platinum Plan Features
- Pay premium on a per day basis
- Covers medical cost due to illness or accident
- No medical check-up upto 70 years
ICICI Lombard - Overseas Travel Insurance - Plans
ICICI Lombard - Overseas Travel Insurance - Platinum - Policy Coverge
Medical Cover*- US$ 50,000 to US$ 250,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medically evacuation cost back to India.
Daily Allowance in case of Hospitalization**- US$ 25 per day for max. 5 days
Compensation for hospitalization for more than 2 days.
Dental Treatment*- US$ 250
Covers the cost of acute anesthetic treatment to natural teeth due to an injury.
Repatriation of Remains- US$ 7,000
For the expenses of repatriating the remains back to India.
Passport Loss** - US$ 200
For expenses incurred in obtaining a fresh or new passport.
Checked Baggage Loss- US$ 500
Compensation for the permanent loss of checked-in baggage.
Checked Baggage Delay- US$ 100
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours.
Personal Accident- US$ 15,000
Compensation paid in case of death or permanent total disability.
Personal Liability- US$ 100,000
Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured.
Financial Emergency Assistance- US$ 300
Emergency cash that is available to you in case your travel funds are robbed.
Hijack Distress Allowance#- US$ 125 per day for 7 days
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad.
Trip Cancellation & Interruption*- US$ 500
Reimbursement of the non-refundable prepaid payments or the additional expenses, for the trip being cancelled or interrupted due to medical problems, personal employment problems or natural disasters.
Missed Connection*- US$ 500
Reimbursement of the extra expenses incurred due to a missing a connecting flight, due to delay in the arrival of the aircraft for more then 3 hours.
Trip Delay*- US$ 500
Reimbursement of additional expenses incurred, up to US$ 100/- per day, if trip is delayed for more than 6 hours due to airline problems, medical problems, personal employment problems or natural disasters.
Home Insurance- Rs. 2,000,000 for Building and Rs. 500,000 for Contents
To the losses that you may incur due to damage to you home from natural and man made calamities or burglary, whilst on your trip abroad.
*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. ***2 days deductible. # 12 hours.
ICICI Lombard - Overseas Travel Insurance - Platinum - Key Benefits
- Pay Per Day- no slab rates charged - You don't pay for the days you don't use. So next time you travel for 24 days, you will pay for 24 days and not for 30 days in the slab system.
- Immediate Policy Issuance - The policy is issued without any medical checkup upto 70 years of age.
- Cashless settlement of claims - You can avail of cashless services at medical institutions worldwide.
- Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents.
- Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations.
- Coverage up to 360 days
ICICI Lombard - Overseas Travel Insurance - Platinum - Policy Exclusions
- Medical expenses arising out of
- Pre-existing conditions
- Addiction to alcohol, drugs
- Mental disorder, anxiety, depression
- Venereal diseases
- Sexually transmitted diseases, AIDS, HIV
- Radiation, nuclear weapons induced
- Sporting activities
- Expenses arising out of loss valuables, money, securities and tickets
- Loss of passport in public places
- Personal liability of the insured
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