ICICI Lombard - Travel Medical Insurance

Buy ICICI Lombard Overseas Travel Insurance Online

 Call +91 (80) 41101026 
for 24 hour Online Purchase Service
• Policy should be purchased while traveler/s is in India. If traveler already outside India please e-mail us.    • Indian/International credit cards accepted.    • On completing credit card payment, policy will be issued and emailed to you
Special Features
Traveler Outside India
Online Renewal
Senior Travelers (70+)
 
          

ICICI Lombard Overseas Travel - Gold Plan


ICICI Lombard Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad. ICICI Lombard Travel Gold Plan provides maximum coverages of US$ 50,000 to 500,000.


ICICI Lombard Travel mediclaim insurance - Benefit table


Coverages Gold
Medical Cover* US$ 50,000 to 500,000
Cashless hospitalisation worldwide Available
Daily allowance for hospitalisation NIL
Dental Treatment US$ 250
Passport Loss** US$ 200
Checked-in Baggage Loss US$ 500
Checked-in Baggage Delay+ US$ 100
 
Personal Accident US$ 15,000
Personal Liability US$ 100,000
Financial Emergency Assistance US$ 300
Hijack Distress Allowance*** (7 days max) US$ 125 per day
Trip Cancellation & Interruption -
Repatriation of Remains US$ 7,000
180 days Policy extendable upto 360 days Availbale

* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.
** Deductible of US$ 50. *** 12 hours
$ 2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period
+ 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier
++ up to US$ 100/- per day, if trip is delayed for more than 6 hours

ICICI Lombard travel insurance - Limit of Covered Expenses


For policies with medical expenses Sum insured over $100,000, the limit of liability of the company will be restricted to $100,000 per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses.

For persons aged 56 years and above, the maximum eligible medical expenses per sickness, disease or accident contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses are as mentioned in the table.

Medical Sublimits for 56 years and above
Hospital Room and board, and hospital misc. Expenses Max $1,600 per day up to 30 days.
ICU Max. $3,000 per day up to 7 days
Surgical treatment Max. up to $12,000
Anaesthetist services up to 25% of surgical treatment
Physician's visit Max. $75 per day up to 10 visits
Diagnostic and pre-admission testing Max. $750
Ambulance services Max up to $500



ICICI Lombard Travel Insurance - Gold Plan Policy Coverage


  • Pay Per day: Slab rate for first 7 days only, then pay on a per day basis.
  • Pre-existing diseases are covered under life-threatening situations.*
  • The insurance also covers medical evacuation costs back to India.
  • No medical check-up required up to the age of 85 years.
  • Avail quality health care through our tie up with UnitedHealth Group (leading US based health care provider).
  • Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days)
  • Cashless hospitalization facility available worldwide.
  • Extend the policy online in case you extend the trip, pay only for number of days extended.
  • This policy also covers you for hospitalization# in case of Swine Flu / H1N1 influenza.

# If it's not a pre-existing illness
* Conditions Apply

ICICI Lombard Travel Medical Insurance - Gold Plan Eligibility


  • The insured needs to be between 1-70 years of age.
  • If you are above 70 years of age, avail our Senior Citizen Plan



ICICI Lombard Travel Insurance - Gold Plan Exclusions


Medical expenses arising out of :
  • Pre-existing conditions except in case of life-threatening situations
  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Pregnancy, childbirth and any consequences thereof
  • Loss of passport in public places



ICICI Lombard Overseas Travel Insurance - Platinum Plan Claims


Inform our help line numbers to register a claim.

USA and Canada: + 1 866 625 8529 (Toll Free)
Rest of the world: +91 11 4189 8868 (Call back facility)
India: +91 11 4189 8800
In India for reimbursement enquiry: 1800 113 666 (Toll Free & Accessible only in India and during business hours only)
Fax: +91 11 4189 8801
E-mail: travelclaims@icicilombard.com

Claim Process


Cashless

Hospitalisation/Financial Emergency/Bail Bond Inform TPA Helpline and register claim aboard Validation & Authorisation TPA settles bills directly with hospital/provides financial assistance


Reimbursement

Medical Expenses & other claims Inform TPA Helpline and register claim aboard Validation & Authorisation Mail the required documents to claim department at mailing address TPA to check and reimburse payment



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  • 24 Hours Emergency Assistance Service


  • Cashless settlement (direct billing to insurance company) for hospitalisation


  • Buy / Renew from anywhere in the world with credit card (Indian and International cards accepted)


  • ICICI Lombard insurance provides plans like Overseas Travel, Senior Citizen plan, Health Advantage Plus, Family Floater etc.,



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