Visitor Travel Medical Insurance (for family members visiting USA)
Visitor Travel Insurance plans provide coverage for medical expenses resulting from sudden illness or injuries incurred during the stay in USA. Visitor Travel Insurance plans can be purchased anytime even during the trip and offer many levels of medical coverage ranging from $25,000 to $1,000,000.
USA Medical Insurance Plans (health insurance for US residents, blue cross, anthem, unicare, assurant...)
If one is planning on living in the US for more than a year and would like to have the same level of health protection that many Americans procure then this class of plans offer the desired benefits.
Short Term Medical Insurance Plans(for new graduates and those in-between jobs)
Short Term Health Insurance plans are ideal for those currently living in the US and in-between jobs or waiting on another plan. It is also applicable for students who have recently graduated from college or anybody else without health insurance.
International Medical Insurance Plans (for H1b visa holder, H4 visa and Green Card holders)
International Medical Insurance plans offer comprehensive major medical coverage in all countries including USA and are designed to the special needs of H1, H4 and Green Card holders (new immigrants).
International Student Health Insurance Plans (for studying in a foreign country)
International Students (F1 visa), their spouses and children (F2 dependents) are required by US Universities to have good medical insurance coverage.
US Student Health Insurance Plans (for American students studying in the USA)
US Student Health Insurance plans are ideal for American students who find a traditional individual medical or other current coverage to be too expensive. They are also ideal for US citizens who are attending school outside an HMO or PPO region, are required to have coverage but choose not to participate in a college-sponsored plan and are no longer covered as a dependent under their parent's plan.
US Immigrant Health Insurance Plans (for H4, F2 Visa holders and new immigrants)
US Immigrant Health Insurance plans are long term plans designed to the special health needs of new immigrants (Green Card holders sponsored by family members) to the US and potential immigrants (H4 & F2 visa holders).
J1, J2 Visa Health Insurance (for exchange program visitors and scholars)
J-1 exchange visitors in the US and J-2 dependents must carry health insurance. Government regulations stipulate that if one willfully fails to carry health insurance, then the J-1 sponsor must terminate the exchange visitor program and inform the termination to US Department of State.
Package Trip Insurance Plans (for vacationers and cruise travel)
Package Trip Insurance plans are a simple packaged solution designed for short term travel, vacations and tours. These plans offer good coverage (no deductible) at affordable prices.
Europe Travel Insurance (for business travel, vacation and Scehengen visa)
Traveling to Europe has been made convenient with the Schengen Visa. This common visa allows you to travel to 24 schengen countries. However Schengen visa countries require visitors to have health insurance coverage.
Au Pair Medical Health Insurance (for overseas babysitters and nannies)
Most au pairs in the United States have the J-1 visa. J-1 visa exchange visitors in the US and J-2 dependents must carry health insurance. Government regulations stipulate that if one willfully fails to carry health insurance, then the J-1 sponsor must terminate the exchange visitor program and inform the termination to US Department of State.
Au Pair Medical Health Insurance benefits include coverage for medical expenses (pre-existing conditions may be covered), prescription drugs expenses, emergency medical evacuation and accidental death & dismemberment.
Group Medical Insurance (for employees, missionaries, vacation travellers)
Group health insurance provides medical expense coverage for many people in a single plan. All the eligible participants are covered, regardless of age or physical condition.